Can foreigners get a mortgage loan in Montenegro?

It might be tricky for a foreigner to obtain a mortgage loan for property in Montenegro . Erste Bank is the only bank lending to foreign property buyers, yet the primary qualification for an eligible foreign applicant is to have a residence permit in the country.

How much do utilities cost in Montenegro?

Property maintenance costs are not so high in Montenegro as compared to the rest of Europe. Read more about major housing and home ownership costs in Montenegro.

Can buying a property also get foreigners a residence permit in Montenegro?

A property purchase in Montenegro will get residence in the country (except for property for further development that would not qualify a buyer for a residence permit). There is no minimum investment threshold for a residence permit. The purchased property should be free and clear of any encumbrances. Read more in our article .

How to buy your way into Montenegrin citizenship by property investment?

To get citizenship in Montenegro , you would have both to purchase a property out of the government-approved pool investing at least € 250,000 and donate at least € 100,000 to the government fund.

What is the process of buying a property in Montenegro?

It will take 2–4 months in average to register property ownership in Montenegro. To close a transaction, a foreign buyer needs to present a foreign passport of the home country, an individual seller is to produce a legal proof of property ownership and the excerpt from record in the local property registry, and a corporate seller should additionally provide the buyer with its corporate documents. See details here .

What are the property prices in Montenegro?

The apartment prices in Montenegro vary in a range of € 1,400–2,000 for a square metre depending on the region and distance from the sea. The prices of a villa range from € 2,500 to € 8,000 for a square metre.

What taxes are charged on property purchase, ownership, and sale in Montenegro?

A transfer tax at 3% is charged on real estate transfers in Montenegro, and 21% VAT is levied if property has not been sold before. The real estate tax is levied for the use of the property at the rates ranging from 0.25 to 1% of the property value. Read more about the taxes charged on property purchase, ownership, rent, and sale in Montenegro on the website .

Would buying property in Montenegro prove to be a profitable investment opportunity?

Buying property in Montenegro can be a good investment due to its potential for profit. Additionally, the annual property taxes in Montenegro are relatively low, ranging from 0.25% to 1% of the property value.

What are the best cities to buy a property in Montenegro?

Popular cities for property investment in Montenegro include Budva, Kotor, Tivat, and Podgorica. Budva and Kotor are renowned for their tourism appeal, Tivat is known for luxury developments, and Podgorica offers business and residential opportunities. It's important to evaluate your specific requirements and preferences when choosing a city.

Property for Sale in Montenegro, Buy Real Estate from 70,000€

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Three-bedroom penthouse on the first line from the beach in Rafailovici, Budva, Montenegro for 450,000 €

Three-bedroom penthouse on the first line from the beach in Rafailovici, Budva, Montenegro

450,000 €500,000 €

Total area 230 m²3 bedrooms3 bathrooms

2 weeks ago

New three-storey villas on the first line from the sea in Przno, Budva, Montenegro for 3,600,000 €

The first line

New three-storey villas on the first line from the sea in Przno, Budva, Montenegro

3,600,000 €

Total area 410 m²4 bedrooms6 bathrooms

Tranio’s instruction

Turkish citizenship for the whole family for real estate purchase

From $400,000 · Rental income

Simple registration procedure;
Return on investment;
Temporary residence permit for quick relocation.

Modern apartments with sea and mountain views in a residential complex with a pool and a spa, Becici, Montenegro

From 138,000 €

Built in 2021Total of 167 apartments

Residential complex

Furnished apartment with terraces and sea views, Becici, Montenegro for 160,000 €

Sea view

Furnished apartment with terraces and sea views, Becici, Montenegro

160,000 €

Total area 99 m²2 bedrooms2 bathrooms

Luxury villa with a pool and sea views, Becici, Montenegro for 720,000 €

With swimming pool

Luxury villa with a pool and sea views, Becici, Montenegro

720,000 €

Total area 389 m²Land area: 549 m²5 bedrooms5 bathrooms

Prestigious beachfront residence with a swimming pool, a spa and a 5-star hotel, Budva, Montenegro for From 300,000 €

Prestigious beachfront residence with a swimming pool, a spa and a 5-star hotel, Budva, Montenegro

From 300,000 €

Total of 212 apartments

Residential complex

Discounted properties upon request

Send us an enquiry, we will find advantageous offers for you

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Client manager

We find off-market properties
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Family villa on a first line, Strp, Kotor, Montenegro for 3,600,000 €

The first line

Family villa on a first line, Strp, Kotor, Montenegro

3,600,000 €

Total area 669 m²Land area: 1,200 m²4 bedrooms4 bathrooms

New villas with mountain views in Kavac, Tivat, Montenegro for 240,000 €

With swimming pool

New villas with mountain views in Kavac, Tivat, Montenegro

240,000 €

Total area 50 m²Land area: 350 m²2 bedrooms1 bathroom

Villa – Kotor (city), Kotor, Montenegro for 680,000 €

The first line

Villa – Kotor (city), Kotor, Montenegro

680,000 €

Total area 236 m²Land area: 400 m²4 bedrooms3 bathrooms

Villa – Tivat (city), Tivat, Montenegro for 1,570,000 €

The first line

Villa – Tivat (city), Tivat, Montenegro

1,570,000 €

Total area 370 m²Land area: 589 m²9 bedrooms9 bathrooms

Villa – Kotor (city), Kotor, Montenegro for 695,000 €

The first line

Villa – Kotor (city), Kotor, Montenegro

695,000 €

Total area 97 m²Land area: 500 m²2 bedrooms3 bathrooms

Villa – Budva (city), Budva, Montenegro for 2,160,000 €

With swimming pool

Villa – Budva (city), Budva, Montenegro

2,160,000 €

Total area 279 m²Land area: 500 m²3 bedrooms3 bathrooms

Villa – Herceg Novi (city), Herceg-Novi, Montenegro for 375,000 €

With swimming pool

Villa – Herceg Novi (city), Herceg-Novi, Montenegro

375,000 €

Total area 213 m²Land area: 453 m²4 bedrooms4 bathrooms

Villa – Lepetane, Tivat, Montenegro for 1,500,000 €

The first line

Villa – Lepetane, Tivat, Montenegro

1,500,000 €

Total area 546 m²Land area: 546 m²4 bedrooms4 bathrooms

Villa – Prčanj, Kotor, Montenegro for 4,500,000 €

With swimming pool

Villa – Prčanj, Kotor, Montenegro

4,500,000 €

Total area 800 m²Land area: 9,153 m²10 bedrooms10 bathrooms

Villa – Bar (city), Bar, Montenegro for 1,200,000 €

With swimming pool

Villa – Bar (city), Bar, Montenegro

1,200,000 €

Total area 430 m²Land area: 1,100 m²4 bedrooms5 bathrooms

Villa – Kotor (city), Kotor, Montenegro for 1,300,000 €

With swimming pool

Villa – Kotor (city), Kotor, Montenegro

1,300,000 €

Total area 547 m²Land area: 641 m²6 bedrooms6 bathrooms

Villa – Kotor (city), Kotor, Montenegro for 2,500,000 €

The first line

Villa – Kotor (city), Kotor, Montenegro

2,500,000 €

Total area 274 m²Land area: 539 m²4 bedrooms4 bathrooms

Villa – Kotor (city), Kotor, Montenegro for 799,000 €

With garden

Villa – Kotor (city), Kotor, Montenegro

799,000 €

Total area 232 m²Land area: 580 m²4 bedrooms2 bathrooms

Villa – Tivat (city), Tivat, Montenegro for 1,200,000 €

The first line

Villa – Tivat (city), Tivat, Montenegro

1,200,000 €

Total area 120 m²Land area: 50 m²3 bedrooms2 bathrooms

Villa – Kotor (city), Kotor, Montenegro for 750,000 €

Villa – Kotor (city), Kotor, Montenegro

750,000 €

Total area 214 m²Land area: 500 m²3 bedrooms3 bathrooms

Villa – Kamenari, Herceg-Novi, Montenegro for 500,000 €

Villa – Kamenari, Herceg-Novi, Montenegro

500,000 €

Total area 130 m²Land area: 335 m²4 bedrooms3 bathrooms

Apartment – Risan, Kotor, Montenegro for 480,000 €

Furnished

Apartment – Risan, Kotor, Montenegro

480,000 €

Total area 192 m²2 bedrooms2 bathrooms

Villa – Kotor (city), Kotor, Montenegro for 850,000 €

The first line

Villa – Kotor (city), Kotor, Montenegro

850,000 €

Total area 140 m²Land area: 318 m²4 bedrooms2 bathrooms

Villa – Herceg Novi (city), Herceg-Novi, Montenegro for 794,000 €

The first line

Villa – Herceg Novi (city), Herceg-Novi, Montenegro

794,000 €

Total area 210 m²Land area: 742 m²4 bedrooms2 bathrooms

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Property for sale in Montenegro

Montenegro real estate. Montenegrin property prices