Can foreign nationals take out mortgage loans in Almancil?

Yes, non-residents can be issued a mortgage loan to buy property in Almancil. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place when buying a house in Almancil?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Almancil?

The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.

How can a house buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease houses in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own a house in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

Houses for Sale in Almancil

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New villa with a swimming pool near golf courses and beaches, Almancil, Portugal for 1,250,000 €

New villa with a swimming pool near golf courses and beaches, Almancil, Portugal

1,250,000 €

£1,084,000

Total area 521 m²3 bedrooms4 bathrooms

Fabulous Quinta for sale in large plot with Annex, Boliqueime for 1,100,000 €

Fabulous Quinta for sale in large plot with Annex, Boliqueime

1,100,000 €

£954,000

Total area 334 m²Land area: 8,000 m²5 bathrooms

90 m long swimming pool!

The Community: Investment apartments with 9% yield per annum in the center of the developing area — Motor City, Dubai, UAE

From 133,000 €

Completion in: 2025 Yield: 9.0% Apartments in total: 450

Residential complex

2 Bed country house, annex, amazing views for 395,000 €

2 Bed country house, annex, amazing views

395,000 €

£342,000

Total area 290 m²Land area: 1,650 m²2 bathrooms

2 Bed. Villa under Renovation for 178,000 €

2 Bed. Villa under Renovation

178,000 €

£154,000

Total area 75 m²Land area: 2,430 m²2 bathrooms

Quality, spacious, modern villa, beautiful location for 1,300,000 €

Quality, spacious, modern villa, beautiful location

1,300,000 €

£1,127,000

Total area 488 m²Land area: 3,226 m²5 bathrooms

Building: 3+1 Bed Villa, 2 Commercial Spaces — Loulé/ EN125 for 1,100,000 €

Building: 3+1 Bed Villa, 2 Commercial Spaces — Loulé/ EN125

1,100,000 €

£954,000

Total area 310 m²Land area: 2,200 m²6 bathrooms

Discounted homes upon request

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Client manager

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3 + 1 Bedroom beautifully renovated villa for 750,000 €

3 + 1 Bedroom beautifully renovated villa

750,000 €

£650,000

Total area 117 m²Land area: 2,852 m²2 bathrooms

3 months ago

Traditional 2+1 Bed Villa

340,000 €

£295,000

Total area 72 m²Land area: 152 m²1 bathroom

3 bedroom country house, annexes and workshop for 1,100,000 €

3 bedroom country house, annexes and workshop

1,100,000 €

£954,000

Total area 250 m²Land area: 15,715 m²3 bathrooms

3+1 Bed. Traditional Villa for 275,000 €

3+1 Bed. Traditional Villa

275,000 €

£238,000

Total area 166 m²Land area: 110 m²2 bathrooms

3 Bed. Villa w/ Garage and Garden for 700,000 €

3 Bed. Villa w/ Garage and Garden

700,000 €

£607,000

Total area 242 m²Land area: 510 m²3 bathrooms

Villa – Almancil, Faro, Portugal for 2,200,000 €

Villa – Almancil, Faro, Portugal

2,200,000 €

£1,907,000

Total area 3,000 m²Land area: 3,000 m²6 bathrooms

Similar facilities nearby

Elite villa with a pool with a 5% yield, Algarve, Portugal

4,500,000 €

Total area 486 m²4 bedrooms4 bathrooms

New villa with a pool and sea views in Lagos, Faro, Portugal

2,300,000 €

Land area: 731 m²5 bedrooms6 bathrooms

Luxury villa with a swimming pool, a garden and lounge areas, Galé, Portugal

3,500,000 €

Land area: 8,860 m²4 bedrooms5 bathrooms

Contemporary 3 Bed. Villa Turnkey

1,475,000 €

Total area 380 m²Land area: 1,114 m²4 bathrooms

4 Bed Villa Turnkey — Between S. Brás and Loulé

525,000 €

Total area 283 m²Land area: 328 m²3 bathrooms

Villa with 2 annexes

595,000 €

Total area 249 m²Land area: 2,420 m²4 bathrooms

Villa – Vila do Bispo, Faro, Portugal

550,000 €

Total area 115 m²Land area: 181 m²2 bedrooms2 bathrooms

Villa – Vila do Bispo, Faro, Portugal

800,000 €

Total area 138 m²Land area: 257 m²3 bedrooms2 bathrooms

Villa – Vila do Bispo, Faro, Portugal

600,000 €

Total area 128 m²Land area: 194 m²2 bedrooms2 bathrooms

Elite villa with a pool and ocean views, 500 meters from the beach, Praia da Luz, Faro, Portugal

2,350,000 €

Total area 350 m²Land area: 1,013 m²

Villa – Olhos de Água, Faro, Portugal

1,375,000 €

Total area 220 m²Land area: 226 m²2 bedrooms2 bathrooms

Villa – Vila do Bispo, Faro, Portugal

575,000 €

Total area 108 m²Land area: 123 m²2 bedrooms2 bathrooms

Villa – Vila do Bispo, Faro, Portugal

595,000 €

Total area 108 m²Land area: 123 m²2 bedrooms2 bathrooms

Villa – Vila do Bispo, Faro, Portugal

620,000 €

Total area 138 m²Land area: 150 m²2 bedrooms2 bathrooms

Furnished villa with a swimming pool and a garden in a prestigious and picturesque area, Santo Estevão, Portugal

1,000,000 €

Total area 720 m²Land area: 20,000 m²4 bedrooms3 bathrooms

Two-storey furnished villa near the sea in Albufeira, Portugal

1,380,000 €

Total area 450 m²5 bedrooms7 bathrooms

Villa – Santa Bárbara de Nexe, Faro, Portugal

699,000 €

Total area 255 m²Land area: 255 m²3 bathrooms

Villa – Quarteira, Faro, Portugal

1,950,000 €

Total area 1,454 m²Land area: 1,454 m²4 bathrooms

Villa – Quarteira, Faro, Portugal

1,280,000 €

Total area 800 m²Land area: 800 m²3 bathrooms

Villa – Lagoa, Faro, Portugal

1,300,000 €

Total area 2,630 m²Land area: 2,630 m²5 bathrooms

Villa – Lagos, Faro, Portugal

1,500,000 €

Total area 14,450 m²Land area: 14,450 m²5 bathrooms

Villa – Lagos, Faro, Portugal

2,000,000 €

Total area 4,500 m²Land area: 4,500 m²8 bathrooms

Villa with a swimming pool in a residence with a golf course, Alcantarilha, Portugal

1,500,000 €

4 bedrooms

Villa – Monchique, Faro, Portugal

1,200,000 €

Total area 1,332 m²Land area: 1,332 m²6 bathrooms

Villa – Lagoa, Faro, Portugal

2,000,000 €

Total area 2,736 m²Land area: 2,736 m²5 bathrooms

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Houses for sale in Almancil