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Houses for sale in Monchique

2 listings Subscribe to notifications
1,200,000 €
£1,102,000
Total area 1,332 m²Land area: 1,332 m²6 bathrooms
550,000 €
£505,000
Total area 620 m²Land area: 620 m²4 bathrooms
Duplex penthouse in Greece, Athens

Golden Visa

250,000 €
Total area: 140 m² 4 bedrooms 2 bathrooms

Discounted homes upon request

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Anna Boyarchukova
Anna Boyarchukova,
Head of Residential Real Estate

Similar properties in Monchique and surrounding areas

Luxurious classic-style villa with a pool, Almancil, Faro, Portugal for 3,550,000 €
3,550,000 €
Total area 695 m²Land area: 2,200 m²5 bedrooms5 bathrooms
Exquisite villa with a pool and a garage in Almancil, Faro, Portugal for 3,850,000 €
3,850,000 €
Total area 492 m²Land area: 2,160 m²4 bedrooms5 bathrooms
Three-level villa with a garden and a pool in Almancil, Faro, Portugal for 1,995,000 €
1,995,000 €
Total area 550 m²Land area: 1,000 m²4 bedrooms6 bathrooms
Two-storey villa overlooking the golf course in Almancil, Faro, Portugal for 4,500,000 €
4,500,000 €
Total area 460 m²Land area: 2,400 m²4 bedrooms5 bathrooms
Villa – Faro (city), Faro, Portugal for 2,600,000 €
2,600,000 €
Total area 372 m²Land area: 1,490 m²4 bedrooms6 bathrooms
Villa – Vila do Bispo, Faro, Portugal for 620,000 €
620,000 €
Total area 115 m²Land area: 181 m²2 bedrooms2 bathrooms
Four-bedroom villa in Santa Barbara de Nexe, Faro, Portugal for 795,000 €
795,000 €
Total area 400 m²Land area: 6,360 m²4 bedrooms4 bathrooms
New three-storey villa with a pool in Almancil, Faro, Portugal for 1,995,000 €
1,995,000 €
Total area 472 m²Land area: 730 m²4 bedrooms4 bathrooms
Two-storey villa with a pool in Vila do Bishpu, Faro, Portugal for 825,000 €
825,000 €
Total area 138 m²Land area: 257 m²3 bedrooms2 bathrooms
Two-storey villa with a pool in Vila do Bishpu, Faro, Portugal for 715,000 €
715,000 €
Total area 128 m²Land area: 194 m²2 bedrooms2 bathrooms
Four-bedroom villa in Faro, Portugal for 2,650,000 €
2,650,000 €
Total area 333 m²Land area: 1,890 m²4 bedrooms4 bathrooms
Villa – Olhos de Água, Faro, Portugal for 1,375,000 €
1,375,000 €
Total area 220 m²Land area: 226 m²2 bedrooms2 bathrooms
Villa – Vila do Bispo, Faro, Portugal for 650,000 €
650,000 €
Total area 110 m²Land area: 135 m²2 bedrooms2 bathrooms
Villa – Vila do Bispo, Faro, Portugal for 650,000 €
650,000 €
Total area 138 m²Land area: 150 m²3 bedrooms2 bathrooms
Two-storey villa with a garden and a pool in Loulé, Faro, Portugal for 695,000 €
695,000 €
Total area 220 m²Land area: 3,852 m²3 bedrooms
Detached house – Faro (city), Faro, Portugal for 1,495,000 €
1,495,000 €
Total area 480 m²
Snow-white new villa with a pool and sea views in Lagos, Faro, Portugal for 2,495,000 €
2,495,000 €
Land area: 917 m²4 bedrooms5 bathrooms
Two-storey furnished villa near the sea in Albufeira, Portugal for 1,380,000 €
1,380,000 €
Total area 450 m²5 bedrooms7 bathrooms
Furnished villa on the first line from the sea in Loule, Faro, Portugal for 525,000 €
525,000 €

The first line

Total area 100 m²3 bedrooms3 bathrooms
Three-storey villa overlooking the bay and the city of Lagos, Faro, Portugal for 2,495,000 €
2,495,000 €
Land area: 2,163 m²6 bedrooms8 bathrooms
Stunning designer villa with a pool in Loulé, Faro, Portugal for 4,900,000 €
4,900,000 €
Land area: 5,000 m²6 bedrooms8 bathrooms
Villa with a pool and mountain views for renovation in Portimao, Faro, Portugal for 489,000 €
489,000 €
Land area: 1,160 m²5 bedrooms5 bathrooms
Stylish villa with a well-kept garden and a pool in Portimao, Faro, Portugal for 1,400,000 €
1,400,000 €
Total area 332 m²Land area: 3,610 m²5 bedrooms5 bathrooms
Stylish two-storey villa with sea views in Loulé, Faro, Portugal for 750,000 €
750,000 €
Land area: 990 m²5 bedrooms4 bathrooms
Two-storey villa with a pool and a garden in Lagos, Faro, Portugal for 1,250,000 €
1,250,000 €
Land area: 2,500 m²5 bedrooms5 bathrooms
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      FAQ about Monchique

      Can foreign nationals take out mortgage loans in Monchique?
      Yes, non-residents can be issued a mortgage loan to buy property in Monchique. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the purchasing process take place when buying a house in Monchique?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Monchique?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying a house?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a house buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease houses in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own a house in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

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