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  • Projects to qualify for a residence permit starting from 280,000 €
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  • Santo Estevão, Faro, Portugal
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Houses for sale in Santo Estevão

1 listing

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1,000,000 €
£845,000
Total area 720 m² / 7750 ft²Land area: 20000 m² / 215280 ft²4 bedrooms3 bathrooms
Golden Visa for buying a share in a hotel in Lisbon, Portugal

Residence by investment in 2022

350,000 € · Equity buy back in 6 years
  • Portugal’s state programme;
  • Eligible for citizenship in 5 years;
  • High return investment.
Similar facilities nearby
Buy-to-let villa with a sea view, with a guaranteed yield of 3%, Algarve, Portugal for 800,000 €
800,000 €
Total area 184 m²Land area: 257 m²3 bedrooms3 bathrooms
Buy-to-let villa with a swimming pool, with a guaranteed yield of 3%, Algarve, Portugal for 500,000 €
500,000 €
Total area 176 m²Land area: 190 m²3 bedrooms3 bathrooms
Elite villa with a pool with a 5% yield, Algarve, Portugal for 4,500,000 €
4,500,000 €
Total area 486 m²4 bedrooms4 bathrooms
New villa with a pool and sea views in Lagos, Faro, Portugal for 2,300,000 €
2,300,000 €
Land area: 731 m²5 bedrooms6 bathrooms
New villa with a swimming pool near golf courses and beaches, Almancil, Portugal for 1,250,000 €
1,250,000 €
Total area 521 m²3 bedrooms4 bathrooms
Luxury villa with a swimming pool, a garden and lounge areas, Galé, Portugal for 3,500,000 €
3,500,000 €
Land area: 8,860 m²4 bedrooms5 bathrooms
Villa 3+1 Bedroom
with
large plot of land for 450,000 €
450,000 €
Total area 260 m²Land area: 13,080 m²2 bathrooms
3 Bedroom villa with 2 annexes and sea view — near Boliqueime for 675,000 €
675,000 €
Total area 1,875 m²Land area: 562 m²5 bathrooms
Quality, spacious, modern villa, beautiful location for 1,200,000 €
1,200,000 €
Total area 488 m²Land area: 3,226 m²5 bathrooms
Traditional villa with Annex for 545,000 €
545,000 €
Total area 230 m²Land area: 779 m²3 bathrooms
4 Bed Villa — near Boliqueime for 595,000 €
595,000 €
Total area 243 m²Land area: 713 m²3 bathrooms
3 Bed Townhouse — Vale Judeu for 550,000 €
550,000 €
Total area 150 m²Land area: 75 m²2 bathrooms
2+1 Traditional Villa
with Annexes for 240,000 €
240,000 €
Total area 381 m²Land area: 1,887 m²2 bathrooms
9 Bedroom villa, near beach, ideal B and B for 750,000 €
750,000 €
Total area 352 m²Land area: 2,896 m²6 bathrooms
3 + 1
Bed Turnkey Villa — near Boliqueime for 975,000 €
975,000 €
Total area 276 m²Land area: 999 m²3 bathrooms
3 Bed Country Villa for 280,000 €
280,000 €
Total area 207 m²Land area: 621 m²1 bathroom
8 Bed Farmhouse divided into 5 Cottages with sea view for 995,000 €
995,000 €
Total area 334 m²Land area: 3,230 m²6 bathrooms
Immaculate Modern Algarve Villa for Sale for 795,000 €
795,000 €
Total area 228 m²Land area: 999 m²3 bathrooms
3 + 1
Bed Turnkey Villa — near Boliqueime for 975,000 €
975,000 €
Total area 283 m²Land area: 891 m²3 bathrooms
Villa plus annex with amazing sea views — near Loulé for 1,595,000 €
1,595,000 €
Total area 328 m²Land area: 2,700 m²6 bathrooms
6 Bed Villa, ideal for B & B — near S. Brás for 695,000 €
695,000 €
Total area 196 m²Land area: 3,496 m²5 bathrooms
2 bed Villa for renovation for 185,000 €
185,000 €
Total area 81 m²Land area: 4,684 m²1 bathroom
3 Bed. Villa w/ Garage and Garden for 690,000 €
690,000 €
Total area 242 m²Land area: 510 m²3 bathrooms
Building: 3+1 Bed Villa, 2 Commercial Spaces — Loulé/ EN125 for 750,000 €
750,000 €
Total area 310 m²Land area: 2,200 m²6 bathrooms
1 Bedroom + Mezzanine
single storey renovated Villa for 142,000 €
142,000 €
Total area 51 m²1 bathroom
1-25 of 113 listings, page 1 of 5
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    Anna Kurianovich
    Anna Kurianovich,
    Senior Investment Advisor
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      FAQ about Santo Estevão
      Can foreign nationals take out mortgage loans in Santo Estevão?
      Yes, non-residents can be issued a mortgage loan to buy property in Santo Estevão. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the purchasing process take place when buying a house in Santo Estevão?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Santo Estevão?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying a house?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a house buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease houses in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own a house in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
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        Anastasia Istomina
        Anastasia Istomina
        Real Estate Expert Tranio in Santo Estevão
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