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Property for sale in Rua de São Bento

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Four-room new apartment overlooking the Tagus River, Belem, Lisbon, Portugal for 1,750,000 €
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Fantastic villa with stunning views of the ocean and the city in Funchal, Madeira, Portugal for 790,000 €
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New buy-to-let apartments with a guaranteed yield of 5%, Lisbon, Portugal for 770,000 €
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Four-room apartment with panoramic ocean views in Funchal, Madeira, Portugal for 295,000 €
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Historic villa with a swimming pool, a garden and a view of the sea in a prestigious area, Funchal, Portugal for 2,500,000 €
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Furnished apartment with a garden and a pool at 100 meters from the beach, Setúbal, Portugal for 798,000 €
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    Marina Filichkina
    Marina Filichkina,
    Head of Sales
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      FAQ about Rua de São Bento
      Can foreign nationals take out mortgage loans in Rua de São Bento?
      Yes, non-residents can be issued a mortgage loan to buy property in Rua de São Bento. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the property purchasing process take place in Rua de São Bento?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Rua de São Bento?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.
      How can a property buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease real estate in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own real estate in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
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        Coldwell Banker
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      • It is with much enthusiasm that I personally recommend Tranio for a professional business collaboration in the field of real estate, marketing, acquisition, and finance. The fundamentals of our business relationship with Tranio were set in 2016. Mundial AG has received the company’s great reputation throughout a number of international business pai’tners and stockholders. Tranio has helped our company to expand its horizons to the global market and has established benchmarks that would extend Mundial AG’s networks. The company has exceptional connections to potential investors and has a proficient team that is capable of forming compound financial models that attract financiers. The cooperation with Tranio is based on professionalism, effectiveness, and Hypovflemsbank scrupulousness. Our experiences with Tranio are encouraging and progressive, which makes them one of our preeminent business paitners.
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        Z. Farkas, Mundial AG
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        Svetlana Larionova
        Svetlana Larionova
        Real Estate Expert Tranio in Rua de São Bento
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