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Apartments for sale in Câmara De Lobos

1 listing Subscribe to notifications
180,000 €
£160,000
Total area 90 m²Land area: 249 m²2 bedrooms2 bathrooms
Buy-to-let apartment with a guaranteed yield of 5%, in a new residential complex, Lisbon, Portugal

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Ekaterina Maslova
Ekaterina Maslova
Senior Residence and Citizenship Advisor

Similar properties in Câmara De Lobos and surrounding areas

Two-bedroom apartment with sea views in Funchal, Madeira, Portugal for 138,000 €
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Total area 74 m²Land area: 90 m²2 bedrooms1 bathroom
Two-bedroom apartment in a new building, Funchal, Madeira, Portugal for 245,000 €
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With swimming pool

Total area 90 m²Land area: 127 m²2 bedrooms2 bathrooms
Three-bedroom furnished apartment in a new building, Funchal, Madeira, Portugal for 320,000 €
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Furnished

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Three-bedroom apartment with a large terrace and ocean views in Funchal, Madeira, Portugal for 550,000 €
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Total area 140 m²Land area: 201 m²3 bedrooms3 bathrooms
Four-room apartment with panoramic ocean views in Funchal, Madeira, Portugal for 295,000 €
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New apartment with a view of the sea, Santa Cruz, Portugal for 145,000 €
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Modern apartment with a garden and picturesque views, Funchal, Portugal for 520,000 €
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Renovated apartment with a view of the sea, Santa Cruz, Portugal for 295,000 €
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Total area 119 m²3 bedrooms2 bathrooms
New two-bedroom apartment in a luxury complex, Funchal, Madeira, Portugal for 255,000 €
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Total area 127 m²2 bedrooms1 bathroom
Modern penthouse in a luxury residence, in a prestigious area, Funchal, Portugal for 832,000 €
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Furnished

Total area 186 m²Land area: 255 m²4 bedrooms3 bathrooms
Five-room penthouse with a parking and ocean views in Funchal, Madeira, Portugal for 832,000 €
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Modern apartment with a parking space, Funchal, Portugal for 280,000 €
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Total area 209 m²Land area: 209 m²2 bedrooms2 bathrooms
Furnished apartment with a balcony and a view of the sea, Funchal, Portugal for 220,000 €
220,000 €
Total area 95 m²Land area: 95 m²2 bedrooms2 bathrooms
Furnished apartment in a residence with a garden, Funchal, Portugal for 375,000 €
375,000 €
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New penthouse with parking spaces, Funchal, Portugal for 550,000 €
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Total area 196 m²Land area: 248 m²4 bedrooms4 bathrooms
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1-25 of 93 listings, page 1 of 4
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      FAQ about Câmara De Lobos

      Can foreign nationals take out mortgage loans in Câmara De Lobos?
      Yes, non-residents can be issued a mortgage loan to buy property in Câmara De Lobos. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the purchasing process take place when buying an apartment in Câmara De Lobos?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Câmara De Lobos?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying an apartment?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can an apartment buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease apartments in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own an apartment in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

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