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  • Projects to qualify for a residence permit starting from 280,000 €
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  • Santa Cruz (Portugal), Madeira, Portugal
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Apartments for sale in Santa Cruz (Portugal)

3 listings

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145,000 €
£123,000
Total area 30 m²1 bedroom1 bathroom
155,000 €
£132,000
Total area 97 m²2 bedrooms
Portuguese residence permit for purchase of rental apartments in Viseu

Residence permit in Portugal

280,000 € · Yield 4%
  • Largest thermal spa in Europe;
  • The project approved by the authorities;
  • Residence permit for the investor’s entire family;

Discounted apartments and new-builds upon request

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Ksenia Kolesnikova
Ksenia Kolesnikova
Client manager

Similar facilities nearby

Four-room apartment with panoramic ocean views in Funchal, Madeira, Portugal for 295,000 €
295,000 €

Sea view

Total area 130 m²3 bedrooms2 bathrooms
Five-room furnished apartment with ocean views in the center of Funchal, Madeira, Portugal for 520,000 €
520,000 €

Sea view

Total area 232 m²4 bedrooms3 bathrooms
Sunny apartment with a view of the sea near the beach, Funchal, Portugal for 425,000 €
425,000 €

Furnished

Total area 130 m²3 bedrooms3 bathrooms
New penthouse with parking spaces, Funchal, Portugal for 550,000 €
550,000 €
Total area 248 m²Land area: 248 m²4 bedrooms4 bathrooms
Duplex penthouse with picturesque views in a prestigious area, Funchal, Portugal for 1,275,000 €
1,275,000 €
Total area 299 m²3 bedrooms4 bathrooms
Two-bedroom apartment with a view of the sea in the center of Funchal, Portugal for 168,000 €
168,000 €

Sea view

Total area 85 m²2 bedrooms1 bathroom
Residential complex with two swimming pools and city view, Funchal, Portugal for From 250,000 €
From 250,000 €
Completion in: 2022Total of 108 apartments
Exclusive penthouse with sea and city views, Funchal, Portugal. Price on request
Price on request
Total area 460 m²4 bedrooms4 bathrooms
New apartment with a balcony, Funchal, Portugal for 220,000 €
220,000 €

Sea view

Total area 90 m²2 bedrooms2 bathrooms
Luxury three-bedroom apartment with ocean views in Funchal, Madeira, Portugal for 280,000 €
280,000 €
Total area 102 m²Land area: 110 m²3 bedrooms3 bathrooms
Residential complex with swimming pools, a garden, and a gym, Funchal, Portugal for From 580,000 €
From 580,000 €
Completion in: 2022Total of 112 apartments
One-bedroom apartment in a new complex, Funchal, Madeira, Portugal for 250,000 €
250,000 €
Total area 65 m²Land area: 91 m²1 bedroom1 bathroom
Furnished apartment with sea and mountain views, Funchal, Portugal for 520,000 €
520,000 €
Total area 172 m²4 bedrooms4 bathrooms
Two-bedroom apartment in a luxury complex, Funchal, Madeira, Portugal for 295,000 €
295,000 €

With swimming pool

Total area 90 m²Land area: 132 m²2 bedrooms2 bathrooms
Apartment – São Martinho, Funchal, Madeira,  Portugal for 275,000 €
275,000 €
Total area 80 m²Land area: 239 m²2 bedrooms2 bathrooms
Three-bedroom apartment in a new complex, Funchal, Madeira, Portugal for 390,000 €
390,000 €
Total area 117 m²Land area: 166 m²3 bedrooms2 bathrooms
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    Anna Kurianovich
    Anna Kurianovich,
    Senior Investment Advisor
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      FAQ about Santa Cruz (Portugal)

      Can foreign nationals take out mortgage loans in Santa Cruz (Portugal)?
      Yes, non-residents can be issued a mortgage loan to buy property in Santa Cruz (Portugal). Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the purchasing process take place when buying an apartment in Santa Cruz (Portugal)?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Santa Cruz (Portugal)?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying an apartment?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can an apartment buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease apartments in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own an apartment in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

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      Anastasia Istomina
      Anastasia Istomina
      Real Estate Expert Tranio in Santa Cruz (Portugal)
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