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Houses for sale in Santa Cruz (Portugal)

10 listings Subscribe to notifications
1,750,000 €
Total area 480 m²Land area: 2,795 m²3 bedrooms4 bathrooms
450,000 €
Total area 216 m²Land area: 1,630 m²3 bedrooms3 bathrooms
Buy-to-let apartment with a guaranteed yield of 5%, in a new residential complex, Lisbon, Portugal

Golden Visa

595,000 €
Total area 550 m²5 bedrooms5 bathrooms
325,000 €
Total area 286 m²Land area: 421 m²3 bedrooms3 bathrooms
650,000 €
Land area: 10,000 m²3 bedrooms3 bathrooms
635,000 €
Total area 262 m²Land area: 670 m²3 bedrooms3 bathrooms

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Anna Boyarchukova
Anna Boyarchukova,
Head of Residential Real Estate
370,000 €
Land area: 550 m²3 bathrooms
345,000 €
Total area 180 m²Land area: 350 m²4 bathrooms
240,000 €
Total area 200 m²3 bedrooms2 bathrooms
Cozy house with a large plot of land in Santa Cruz, Madeira, Portugal for 350,000 €
350,000 €
Total area 106 m²Land area: 14,000 m²4 bedrooms2 bathrooms

Similar properties in Santa Cruz (Portugal) and surrounding areas

Three-storey villa with spectacular ocean views on the island of Madeira, Portugal for 382,000 €
382,000 €
Total area 257 m²Land area: 1,100 m²3 bedrooms4 bathrooms
Modern four-bedroom house close to the centre of Funchal, Madeira, Portugal for 617,000 €
617,000 €
Total area 553 m²4 bedrooms3 bathrooms
Villa with pool and 3 bedrooms in Funchal, Madeira, Portugal for 950,000 €
950,000 €
Total area 1,200 m²3 bedrooms
Four-bedroom villa with ocean views in Funchal, Madeira, Portugal for 506,000 €
506,000 €
Total area 640 m²4 bedrooms4 bathrooms
Four-bedroom villa with a pool in Funchal, Madeira, Portugal for 1,450,000 €
1,450,000 €
Total area 1,200 m²4 bedrooms
Four-bedroom villa in the center of Funchal, Madeira, Portugal for 395,000 €
395,000 €
Total area 164 m²Land area: 275 m²4 bedrooms
Luxurious 5-bedroom villa in Funchal, Madeira, Portugal for 1,200,000 €
1,200,000 €
Total area 1,460 m²5 bedrooms
Furnished 6-bedroom villa in Funchal, Madeira, Portugal for 590,000 €
590,000 €
Total area 422 m²Land area: 596 m²6 bedrooms6 bathrooms
New furnished villa with a swimming pool and picturesque views, Funchal, Portugal for 1,750,000 €
1,750,000 €
Total area 487 m²Land area: 812 m²3 bedrooms5 bathrooms
Historic 4-bedroom house in Funchal, Madeira, Portugal for 1,600,000 €
1,600,000 €
Total area 450 m²Land area: 3,580 m²4 bedrooms3 bathrooms
Furnished traditional villa with a panoramic view of the ocean in a quiet prestigious area, Funchal, Portugal for 1,590,000 €
1,590,000 €
Total area 300 m²Land area: 720 m²5 bedrooms4 bathrooms
Three-bedroom modern home in Funchal, Madeira, Portugal for 495,000 €
495,000 €
Total area 240 m²Land area: 3,000 m²3 bedrooms
Four-bedroom house with ocean views in Funchal, Madeira, Portugal for 1,350,000 €
1,350,000 €
Total area 617 m²Land area: 713 m²4 bedrooms3 bathrooms
Home with 3 bedrooms and breathtaking views of Funchal, Madeira, Portugal for 575,000 €
575,000 €
Total area 400 m²Land area: 670 m²3 bedrooms4 bathrooms
Traditional villa with a garden and picturesque views, Funchal, Portugal for 950,000 €
950,000 €
Land area: 1,932 m²5 bedrooms3 bathrooms
Three-storey villa with a swimming pool, a gym and panoramic views near the center of Funchal, Portugal for 1,150,000 €
1,150,000 €
Total area 357 m²Land area: 578 m²10 bedrooms6 bathrooms
Luxury villa with a swimming pool, a gym and a view of the ocean, Calheta, Portugal for 1,950,000 €
1,950,000 €
Total area 539 m²Land area: 1,253 m²4 bedrooms4 bathrooms
Modern villa with a garage and picturesque views in a quiet area, Funchal, Portugal for 850,000 €
850,000 €
Total area 300 m²Land area: 650 m²4 bedrooms6 bathrooms
Sea view villa with a garden and a garage, Calheta, Portugal for 670,000 €
670,000 €
Total area 365 m²Land area: 1,400 m²3 bedrooms4 bathrooms
Spacious villa with a view of the sea and the mountains, Funchal, Portugal for 650,000 €
650,000 €
Land area: 630 m²4 bedrooms4 bathrooms
Two-storey villa with a swimming pool and a garden, Calheta, Portugal for 280,000 €
280,000 €
Total area 155 m²Land area: 524 m²2 bedrooms2 bathrooms
1-25 of 132 listings, page 1 of 6
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      FAQ about Santa Cruz (Portugal)

      Can foreign nationals take out mortgage loans in Santa Cruz (Portugal)?
      Yes, non-residents can be issued a mortgage loan to buy property in Santa Cruz (Portugal). Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the purchasing process take place when buying a house in Santa Cruz (Portugal)?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Santa Cruz (Portugal)?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying a house?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a house buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease houses in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own a house in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

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      Kseniya Kolesnikova
      Real Estate Expert Tranio in Santa Cruz (Portugal)
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