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Can't find Your dream home? Bring your Genius and Contractor to this one, Make Your Dream a Reality
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1899 home needs a gut renovation. Large footprint, good bones, masonry exterior has all the components to create Your Dream Home. Large back yard as well as a front yard area has room for plantings, gardens, or outdoor patio/lounging space. 20x102.5 lot size, and house 20x50 has 2 stories and a basement. 3 Family CO, but house has been used as a two family. FAR is 2.43, Built as 1.02 and zoned R6, this property has loads of possibilities for new owner. Bring your contractor to help your creative juices get flowing on this one. Taxes are only $ 5,375.20 per year. Special financing with Wells Fargo, so get preapproved, bring your contractor, your offer, and get accepted. Sellers are prepared to accept offers with our special preferred lender. A Purchase & Renovate loan can help you buy and make your home a one of a kind purchase or investment. How does it work? Regardless of the condition of the home, a mortgage with a built in renovation financing can help buyers. Purchase with one application, one loan approval, one closing and one monthly mortgage payment. By rolling the costs of the improvements into the mortgage, buyers have only one payment, AND take advantage of tax-deductible interest. the loan amount is based on an appraiser's estimate of what the property value will be with completed improvements. Buyers can choose from a conventional or FHA loan. Qualifying Guidelines: Applicants must meet standard loan program credit qualification requirementsThe property must meet renovation loan qualification requirementsThe post-renovation appraised property value must support the mortgage amountDown Payment and closing cost amounts may vary depending on the loan typeFunds needed to close may come from personal savings, gifts, or approved grants and loans depending on the type of program selected. For preapproval pleast contact Michael Stein at Wells Fargo Bank — Mention 323E32nd Street property with Carol Castle at KWNYC for quick service. Bring a preapproval to open house and make offers! Allowable renovations include: General replacement of electrical, HVAC, plumbingAesthetic changes and upgrades such as new siding, paint and landscapingElimination of health and safety hazards such as lead paint and moldFunctional improvements such as remodeled kitchens and bathsFinishing a basement, or raising a roofStructural improvements, changes or additionsInstalling accommodations for handicap accessAdding, repairing or reroofing a garageRepairing or replacing a deckCompletely rebuilding a home on a modified existing foundationAllowable renovations may vary depending on the renovation loan type the customer chooses KW152109
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