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Switzerland has one of the most stable economies in the world and real estate prices demonstrate long-term growth.
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Education in the Czech Republic is well respected in Europe. Students from almost fifty nations including Austria, the UK, Germany, Russia and the USA attend university here. Czech universities do not charge tuition fees and their degrees are recognised worldwide.

The tax regime in the Czech Republic is more favourable than in most other European countries. In particular, it has one of the lowest income tax rates in the EU.
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The Czech Republic offers some of Europe’s most favourable mortgage terms for foreign nationals. Buyers can take out loans to buy commissioned real estate or property under construction, and can also refinance existing mortgages in the country.
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The Czech Republic is popular among foreign buyers for its low prices, great scenery and fantastic architecture.
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In the Czech Republic, there are virtually two very different real estate markets with prices in the capital markedly higher than everywhere else.
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Studying in Montenegro has the advantage of low tuition fees, low competition to get in along with diplomas recognised in Europe.
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Croatia is home to some of Eastern Europe’s oldest academic institutions, the universities of Zagreb, Split and Dubrovnik, which are attended by thousands of students from all over the world. Along with the high academic standards, the warm climate, relatively low costs of living, foreign citizens are also attracted by the nation’s warm hospitality and friendliness.
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It costs about €2,000 a year to maintain a home by the sea in Croatia.

The mortgage market in Croatia is still in its infancy. A non-resident can obtain a loan through Erste Bank, which offers financing of up to €250,000 for a maximum term of 20 years. The interest rate is 6.098%.
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Croatia officially joined the European Union on 1 July 2013. In order to bring its legislation in line with EU regulations, Croatia introduced a similar visa regime for countries, citizens of which cannot enter the EU without a visa.
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In Finland, costs for maintenance start at €1,000 for an apartment or holiday home. According to Pellervo Taloustutkimus, a Finnish think tank, property maintenance will gain 3.1% on average per year up to 2017.
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Income and corporate taxes in Finland are relatively high. The annual real estate tax rate depends on whether the owner has their permanent residence in Finland.
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Finland offers favourable mortgage terms to foreign nationals; however, some banks will only provide loans to borrowers with permanent residence permits (pysyvä oleskelulupa) or who have guarantors with Finnish citizenship.
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Finland is a popular real estate destination for its neighbours from Scandinavia and Russia. They favour apartments in large Finnish cities, such as Helsinki, Tampere and Turku, as well as homes in the picturesque regions of Lapland and Lakeland.