Property maintenance costs in Croatia

It costs about €2,000 a year to maintain a home by the sea in Croatia.

Taxes

There is no property tax in Croatia. However, anannual resort tax is charged for holiday homes and other types of non-permanent residences ranging from €0.65 to €1.95/sq. m. per year depending on the municipality.

Property sold within three years of its acquisition is subject to 25% capital gains tax and any property held for longer is exempt from this charge.

Rental property is taxed at 12%. Estate and gift tax is 5%.

Other costs

Utility bills for an 85 sq. m. apartment in Croatia are about €170/month on average. The highest charges are in Zagreb (€185/month) and the cheapest are in Zadar (€90/month).

Buyers can expect to pay electricity at €0.076/kW•h during the day and €0.04/kW•h at night. Gas costs €0.05/(m³/h), waste removal fees range from €5 to €10 per month and water costs €14–34 per month.

Fees for cleaning and property maintenance are €15–20 per month or €30–100 for owners hiring a private management company.

Insurance for an apartment of 60 sq. m. costs about €135 per year.