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825,000 €
Total area 138 m²Land area: 257 m²3 bedrooms2 bathrooms
825,000 €
2,600,000 €
Total area 372 m²Land area: 1,490 m²4 bedrooms6 bathrooms
2,600,000 €
3,550,000 €
Total area 695 m²Land area: 2,200 m²5 bedrooms5 bathrooms
3,550,000 €
795,000 €
Total area 400 m²Land area: 6,360 m²4 bedrooms4 bathrooms
Santa Bárbara de Nexe, Faro, Portugal
795,000 €
715,000 €
Total area 128 m²Land area: 194 m²2 bedrooms2 bathrooms
715,000 €
700,000 €
Total area 129 m²Land area: 176 m²3 bedrooms2 bathrooms
700,000 €

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Inna Shchukina
Inna Shchukina,
Senior property selection advisor
825,000 €
Total area 138 m²Land area: 184 m²3 bedrooms2 bathrooms
825,000 €
1,995,000 €
Total area 550 m²Land area: 1,000 m²4 bedrooms6 bathrooms
1,995,000 €
3,850,000 €
Total area 492 m²Land area: 2,160 m²4 bedrooms5 bathrooms
3,850,000 €
4,500,000 €
Total area 460 m²Land area: 2,400 m²4 bedrooms5 bathrooms
4,500,000 €
2,095,000 €
Total area 472 m²Land area: 730 m²4 bedrooms4 bathrooms
2,095,000 €
2,650,000 €
Total area 333 m²Land area: 1,890 m²4 bedrooms4 bathrooms
2,650,000 €
4,500,000 €
Total area 306 m²Land area: 2,042 m²4 bedrooms4 bathrooms
4,500,000 €
Faro (city), Faro, Portugal
1 floor of 4
450,000 € 6,818 € per m²
Faro (city), Faro, Portugal
2 floor of 4
700,000 € 5,223 € per m²
935,000 €
Total area 146 m²Land area: 173 m²2 bedrooms2 bathrooms
935,000 €
1,650,000 €
Total area 187 m²Land area: 239 m²3 bedrooms4 bathrooms
1,650,000 €
Faro (city), Faro, Portugal
3 floor of 4
760,000 € 7,378 € per m²
Faro (city), Faro, Portugal
4 floor of 4
1,400,000 € 10,447 € per m²
495,000 €
Total area 179 m²2 bedrooms2 bathrooms
Faro (city), Faro, Portugal
495,000 € 2,765 € per m²
1,700,000 €
Total area 350 m²Land area: 440 m²5 bedrooms5 bathrooms
1,700,000 €
1,700,000 €
Land area: 2,671 m²
1,700,000 €
680,000 €
Land area: 2,572 m²
680,000 €
680,000 €
Land area: 2,736 m²
680,000 €
1,590,000 €
Land area: 2,671 m²
1,590,000 €
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      FAQ about Algarve

      Can foreign nationals take out mortgage loans in Algarve?
      Yes, non-residents can be issued a mortgage loan to buy property in Algarve. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the property purchasing process take place in Algarve?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Algarve?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying real estate?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a property buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease real estate in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own real estate in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

      Real estate in the Algarve

      Algarve is one of the most developed tourist regions of Portugal. Real estate in the Algarve is popular with foreigners because it has a wonderful warm climate and low cost of living. In 2015, the Algarve was recognized as the best place in the world for retirement. The local cuisine is very healthy, the locals eat more freshly caught fish than anywhere else in Europe. Due to the lack of industry and good ecology, organic products are grown and served in the Algarve.

      Property prices in Algarve

      Algarve's real estate market was the first in the country to recover from the crisis. According to forecasts of leading real estate companies, housing prices in the Algarve will grow annually at 4.5% in the next 5 years. Traditionally, the main foreign buyers in the Algarve real estate market were the British, but the possibility of obtaining a "Golden Visa" additionally attracted citizens of France, China, and the USA to the region.

      The most popular resorts of the Algarve are Albufeira, Portimao, Faro, Lagos. Real estate in the Algarve costs an average of 2.5 thousand euros / square meter, you can buy luxury apartments and villas in modern residential complexes at prices ranging from 4.5 to 7.5 thousand euros / square meter.

      Tranio's managers are here to help you select a property
      Daria Batiuk
      Daria Batiuk
      Real Estate Expert Tranio in Algarve
      +44 17 4822 0039
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