Hurry up and get your residency permit in Portugal in 2022

  • Investment and resort properties
  • Projects to qualify for a residence permit starting from 280,000 €
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To sea
370,000 €
Total area 77 m²2 bedrooms1 bathroomYield 4.0%
Golden Visa for buying a share in a hotel in Lisbon, Portugal

Residence by investment in 2022

350,000 € · Equity buy back in 6 years
  • Portugal’s state programme;
  • Eligible for citizenship in 5 years;
  • High return investment.
From 415,000 €
From £350,000
Built in 2020Total of 36 apartments
Residential complex
415,000 €
Total area 118 m²2 bedrooms2 bathrooms
800,000 €
Total area 184 m² / 1981 ft²Land area: 257 m² / 2766 ft²3 bedrooms3 bathrooms
500,000 €
Total area 176 m² / 1894 ft²Land area: 190 m² / 2045 ft²3 bedrooms3 bathrooms
Discounted properties upon request

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Ksenia Kolesnikova
Ksenia Kolesnikova,
Client manager
  • We find off-market properties We find off-market properties
  • We organise viewings We organise viewings
  • We assist in obtaining a mortgage We assist in obtaining a mortgage
1,295,000 €
3 bedrooms3 bathroomsYield 5.0%
750,000 €
Total area 107 m²Land area: 46 m²1 bedroom
575,000 €
Total area 236 m²3 bedrooms3 bathrooms
4,500,000 €
Total area 486 m² / 5231 ft²4 bedrooms4 bathrooms
2,300,000 €
Land area: 731 m² / 7868 ft²5 bedrooms6 bathrooms
From 493,000 €
From £416,000
Built in 2022Total of 65 apartments
Residential complex
1,250,000 €
Total area 521 m² / 5608 ft²3 bedrooms4 bathrooms
3,500,000 €
Land area: 8860 m² / 95369 ft²4 bedrooms5 bathrooms
1,595,000 €
Total area 328 m² / 3531 ft²Land area: 2700 m² / 29063 ft²6 bathrooms
750,000 €
Total area 352 m² / 3789 ft²Land area: 2896 m² / 31173 ft²6 bathrooms
240,000 €
Total area 381 m² / 4101 ft²Land area: 1887 m² / 20312 ft²2 bathrooms
995,000 €
Total area 334 m² / 3595 ft²Land area: 3230 m² / 34768 ft²6 bathrooms
550,000 €
Total area 150 m² / 1615 ft²Land area: 75 m² / 807 ft²2 bathrooms
280,000 €
Total area 207 m² / 2228 ft²Land area: 621 m² / 6684 ft²1 bathroom
695,000 €
Total area 196 m² / 2110 ft²Land area: 3496 m² / 37631 ft²5 bathrooms
350,000 €
Total area 154 m² / 1658 ft²Land area: 1425 m² / 15339 ft²1 bathroom
3 weeks ago
290,000 €
Total area 100 m²3 bathrooms
3 weeks ago
690,000 €
Total area 242 m² / 2605 ft²Land area: 510 m² / 5490 ft²3 bathrooms
1,000,000 €
2 bedrooms2 bathroomsYield 5.0%
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    Anna Kurianovich
    Anna Kurianovich,
    Senior Investment Advisor
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      FAQ about Algarve
      Can foreign nationals take out mortgage loans in Algarve?
      Yes, non-residents can be issued a mortgage loan to buy property in Algarve. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the property purchasing process take place in Algarve?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Algarve?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying real estate?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a property buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease real estate in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own real estate in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
      Tranio's team

        Real estate in the Algarve

        Algarve is one of the most developed tourist regions of Portugal. Real estate in the Algarve is popular with foreigners because it has a wonderful warm climate and low cost of living. In 2015, the Algarve was recognized as the best place in the world for retirement. The local cuisine is very healthy, the locals eat more freshly caught fish than anywhere else in Europe. Due to the lack of industry and good ecology, organic products are grown and served in the Algarve.

        Property prices in Algarve

        Algarve's real estate market was the first in the country to recover from the crisis. According to forecasts of leading real estate companies, housing prices in the Algarve will grow annually at 4.5% in the next 5 years. Traditionally, the main foreign buyers in the Algarve real estate market were the British, but the possibility of obtaining a "Golden Visa" additionally attracted citizens of France, China, and the USA to the region.

        The most popular resorts of the Algarve are Albufeira, Portimao, Faro, Lagos. Real estate in the Algarve costs an average of 2.5 thousand euros / square meter, you can buy luxury apartments and villas in modern residential complexes at prices ranging from 4.5 to 7.5 thousand euros / square meter.

        Tranio's managers are here to help you select a property
        Svetlana Larionova
        Svetlana Larionova
        Real Estate Expert Tranio in Algarve
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