Portugal residence permit for investment in commercial real estate

  • Opportunity to apply for citizenship in 5 years
  • Visa-free entry and residence in the EU
  • Investments from €280,000
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By the way! There is no need to visit Portugal for paperwork — a fully remote deal is possible with Tranio.

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  • Vila do Bispo, Faro, Portugal
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Property for sale in Vila do Bispo

6 listings
800,000 €
£708,000
Total area 138 m² / 1485 ft²Land area: 257 m² / 2766 ft²3 bedrooms2 bathrooms
1 week ago
600,000 €
£531,000
Total area 128 m² / 1378 ft²Land area: 194 m² / 2088 ft²2 bedrooms2 bathrooms
1 week ago
Share in pending hotel development in Algarve with buy-out in six years

Portugal's «Golden Visa»

280,000 €  ·  70% shares already sold out
  • Legal for Russian citizens;
  • Residence permits for investor's spouse and children;
  • Application for citizenship in five years.
550,000 €
£487,000
Total area 115 m² / 1238 ft²Land area: 181 m² / 1948 ft²2 bedrooms2 bathrooms
1 week ago
595,000 €
£526,000
Total area 108 m² / 1163 ft²Land area: 123 m² / 1324 ft²2 bedrooms2 bathrooms
1 week ago
1,200,000 €
£1,062,000
Total area 1250 m² / 13455 ft²Land area: 1250 m² / 13455 ft²4 bathrooms
585,000 €
£518,000
Total area 267 m² / 2874 ft²Land area: 243 m² / 2616 ft²9 bathrooms
Discounted properties upon request

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Ksenia Kolesnikova
Ksenia Kolesnikova,
Client manager
  • We find off-market properties We find off-market properties
  • We organise viewings We organise viewings
  • We assist in obtaining a mortgage We assist in obtaining a mortgage
Similar facilities nearby
Apartment for a residence permit with a guaranteed rental income of 4%, Faro, Portugal for 370,000 €
370,000 €
Total area 77 m²2 bedrooms1 bathroomYield 4.0%
Comfortable apartment with a yield of 5%, Algarve, Portugal for 1,295,000 €
1,295,000 €
3 bedrooms3 bathroomsYield 5.0%
New apartment with a garden and a swimming pool, Loulé, Faro, Portugal for 750,000 €
750,000 €
Total area 107 m²Land area: 46 m²1 bedroom
New four-room apartment with ocean views in Albufeira, Faro, Portugal for 575,000 €
575,000 €
Total area 236 m²3 bedrooms3 bathrooms
Elite villa with a pool with a 5% yield, Algarve, Portugal for 4,500,000 €
4,500,000 €
Total area 486 m²4 bedrooms4 bathrooms
New villa with a pool and sea views in Lagos, Faro, Portugal for 2,300,000 €
2,300,000 €
Land area: 731 m²5 bedrooms6 bathrooms
New villa with a swimming pool near golf courses and beaches, Almancil, Portugal for 1,250,000 €
1,250,000 €
Total area 521 m²3 bedrooms4 bathrooms
Luxury villa with a swimming pool, a garden and lounge areas, Galé, Portugal for 3,500,000 €
3,500,000 €
Land area: 8,860 m²4 bedrooms5 bathrooms
Contemporary
3 Bed. Villa Turnkey for 1,475,000 €
1,475,000 €
Total area 380 m²Land area: 1,114 m²4 bathrooms
3 Bedroom Classic Villa with Sea Views for 745,000 €
745,000 €
Total area 197 m²Land area: 1,090 m²2 bathrooms
5 Bed. Villa (V2+V3) with fantastic sea view for 720,000 €
720,000 €
Total area 277 m²Land area: 1,608 m²5 bathrooms
Fabulous Quinta for sale in large plot with Annex, Boliqueime for 1,100,000 €
1,100,000 €
Total area 334 m²Land area: 8,000 m²5 bathrooms
2 Bed country house, annex, amazing views for 480,000 €
480,000 €
Total area 290 m²Land area: 1,650 m²2 bathrooms
Quality, spacious, modern villa, beautiful location for 1,300,000 €
1,300,000 €
Total area 488 m²Land area: 3,226 m²5 bathrooms
2+1 Bed. Villa under Renovation for 320,000 €
320,000 €
Total area 75 m²Land area: 2,430 m²3 bathrooms
4 Bed Villa Turnkey — Between
S. Brás and Loulé for 525,000 €
525,000 €
Total area 283 m²Land area: 328 m²3 bathrooms
2+1 Traditional Villa
with Annexes for 240,000 €
240,000 €
Total area 381 m²Land area: 1,887 m²2 bathrooms
3 bedroom country house, annexes and workshop for 985,000 €
985,000 €
Total area 250 m²Land area: 15,715 m²3 bathrooms
Villa with 2 annexes for 595,000 €
595,000 €
Total area 249 m²Land area: 2,420 m²4 bathrooms
3 Bed Country Villa for 280,000 €
280,000 €
Total area 207 m²Land area: 621 m²1 bathroom
3 Bed. Brand New Apartment for 300,000 €
300,000 €
Total area 100 m²3 bathrooms
3+1 Bed. Traditional Villa for 325,000 €
325,000 €
Total area 166 m²Land area: 110 m²2 bathrooms
3 Bed. Villa w/ Garage and Garden for 690,000 €
690,000 €
Total area 242 m²Land area: 510 m²3 bathrooms
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    Marina Filichkina
    Marina Filichkina,
    Head of Sales
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      FAQ about Vila do Bispo
      Can foreign nationals take out mortgage loans in Vila do Bispo?
      Yes, non-residents can be issued a mortgage loan to buy property in Vila do Bispo. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the property purchasing process take place in Vila do Bispo?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Vila do Bispo?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying real estate?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a property buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease real estate in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own real estate in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
      Tranio's team
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        Svetlana Larionova
        Svetlana Larionova
        Real Estate Expert Tranio in Vila do Bispo
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