Portugal residence permit for investment in commercial real estate

  • Opportunity to apply for citizenship in 5 years
  • Visa-free entry and residence in the EU
  • Investments from €280,000
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By the way! There is no need to visit Portugal for paperwork — a fully remote deal is possible with Tranio.

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  • São Brás de Alportel, Faro, Portugal
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Property for sale in São Brás de Alportel

7 listings
645,000 €
£557,000
Total area 196 m² / 2110 ft²Land area: 3496 m² / 37631 ft²5 bathrooms
495,000 €
£428,000
Total area 378 m² / 4069 ft²Land area: 478 m² / 5145 ft²3 bathrooms
Golden Visa for buying a share in a hotel in Lisbon, Portugal

Residence by investment in 2022

350,000 €  ·  Equity buy back in 6 years
  • Portugal’s state programme;
  • Eligible for citizenship in 5 years;
  • High return investment.
284,000 €
£245,000
Total area 158 m²3 bathrooms
1,250,000 €
£1,080,000
Total area 246 m² / 2648 ft²Land area: 3293 m² / 35446 ft²4 bedrooms5 bathrooms
130,000 €
£112,000
Land area: 468 m²
285,000 €
£246,000
Land area: 2,000 m²
Discounted properties upon request

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Ksenia Kolesnikova
Ksenia Kolesnikova,
Client manager
  • We find off-market properties We find off-market properties
  • We organise viewings We organise viewings
  • We assist in obtaining a mortgage We assist in obtaining a mortgage
895,000 €
£773,000
Total area 1020 m² / 10979 ft²Land area: 1020 m² / 10979 ft²5 bathrooms
Similar facilities nearby
Apartment for a residence permit with a guaranteed rental income of 4%, Faro, Portugal for 370,000 €
370,000 €
Total area 77 m²2 bedrooms1 bathroomYield 4.0%
Apartments with ocean views in Albufeira, Faro, Portugal for From 415,000 €
From 415,000 €
Built in 2020Total of 36 apartments
Comfortable apartment with a yield of 5%, Algarve, Portugal for 1,295,000 €
1,295,000 €
3 bedrooms3 bathroomsYield 5.0%
Buy-to-let villa with a swimming pool, with a guaranteed yield of 3%, Algarve, Portugal for 500,000 €
500,000 €
Total area 176 m²Land area: 190 m²3 bedrooms3 bathrooms
Buy-to-let villa with a sea view, with a guaranteed yield of 3%, Algarve, Portugal for 800,000 €
800,000 €
Total area 184 m²Land area: 257 m²3 bedrooms3 bathrooms
New apartment with a garden and a swimming pool, Loulé, Faro, Portugal for 750,000 €
750,000 €
Total area 107 m²Land area: 46 m²1 bedroom
New four-room apartment with ocean views in Albufeira, Faro, Portugal for 575,000 €
575,000 €
Total area 236 m²3 bedrooms3 bathrooms
Elite villa with a pool with a 5% yield, Algarve, Portugal for 4,500,000 €
4,500,000 €
Total area 486 m²4 bedrooms4 bathrooms
New villa with a pool and sea views in Lagos, Faro, Portugal for 2,300,000 €
2,300,000 €
Land area: 731 m²5 bedrooms6 bathrooms
New villa with a swimming pool near golf courses and beaches, Almancil, Portugal for 1,250,000 €
1,250,000 €
Total area 521 m²3 bedrooms4 bathrooms
Luxury villa with a swimming pool, a garden and lounge areas, Galé, Portugal for 3,500,000 €
3,500,000 €
Land area: 8,860 m²4 bedrooms5 bathrooms
2 Bed Farmhouse with pool for 465,000 €
465,000 €
Total area 114 m²Land area: 2,389 m²2 bathrooms
3 Bedroom Villa with Sea Views for 745,000 €
745,000 €
Total area 197 m²Land area: 1,090 m²2 bathrooms
5 Bed. Villa (V2+V3) with fantastic sea view for 720,000 €
720,000 €
Total area 277 m²Land area: 1,608 m²5 bathrooms
Villa – Almancil, Faro, Portugal for 395,000 €
395,000 €
Total area 175 m²4 bathrooms
8 Bed Farmhouse divided into 5 Cottages with sea view for 995,000 €
995,000 €
Total area 334 m²Land area: 3,230 m²6 bathrooms
2+1 Traditional Villa
with Annexes for 240,000 €
240,000 €
Total area 381 m²Land area: 1,887 m²2 bathrooms
3 bedroom country house, annexes and workshop for 985,000 €
985,000 €
Total area 250 m²Land area: 15,715 m²3 bathrooms
Villa with 2 annexes for 595,000 €
595,000 €
Total area 249 m²Land area: 2,420 m²4 bathrooms
3 Bed Country Villa for 280,000 €
280,000 €
Total area 207 m²Land area: 621 m²1 bathroom
2 bed Villa for renovation for 185,000 €
185,000 €
Total area 134 m²Land area: 3,430 m²1 bathroom
3 Bed. Brand New Apartment for 290,000 €
290,000 €
Total area 100 m²3 bathrooms
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    Marina Filichkina
    Marina Filichkina,
    Head of Sales
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      FAQ about São Brás de Alportel
      Can foreign nationals take out mortgage loans in São Brás de Alportel?
      Yes, non-residents can be issued a mortgage loan to buy property in São Brás de Alportel. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the property purchasing process take place in São Brás de Alportel?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in São Brás de Alportel?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying real estate?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a property buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease real estate in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own real estate in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
      Tranio's team
        United Property Expo 2022
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        Svetlana Larionova
        Svetlana Larionova
        Real Estate Expert Tranio in São Brás de Alportel
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