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  • Loule, Faro, Portugal
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Apartments for sale in Loule

5 listings

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750,000 €
£634,000
Total area 107 m²Land area: 46 m²1 bedroom
From 493,000 €
From £417,000
Built in 2022Total of 65 apartments
Residential complex
Golden Visa for buying a share in a hotel in Lisbon, Portugal

Residence by investment in 2022

350,000 € · Equity buy back in 6 years
  • Portugal’s state programme;
  • Eligible for citizenship in 5 years;
  • High return investment.
675,000 €
£571,000
Total area 345 m²7 bedrooms7 bathrooms
From 525,000 €
From £444,000
Total of 129 apartments
Residential complex
3 weeks ago
555,000 €
£469,000
Total area 104 m²1 bedroom
Discounted apartments and new-builds upon request

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Ksenia Kolesnikova
Ksenia Kolesnikova,
Client manager
  • We find off-market properties We find off-market properties
  • We organise viewings We organise viewings
  • We assist in obtaining a mortgage We assist in obtaining a mortgage
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Apartment for a residence permit with a guaranteed rental income of 4%, Faro, Portugal for 370,000 €
370,000 €
Total area 77 m²2 bedrooms1 bathroomYield 4.0%
Apartments with ocean views in Albufeira, Faro, Portugal for From 415,000 €
From 415,000 €
Built in 2020Total of 36 apartments
Comfortable apartment with a yield of 5%, Algarve, Portugal for 1,295,000 €
1,295,000 €
3 bedrooms3 bathroomsYield 5.0%
New four-room apartment with ocean views in Albufeira, Faro, Portugal for 575,000 €
575,000 €
Total area 236 m²3 bedrooms3 bathrooms
3 Bed. Brand New Apartment for 290,000 €
290,000 €
Total area 100 m²3 bathrooms
3
Bed Apartment Under Construction for 270,000 €
270,000 €
Total area 149 m²3 bathrooms
Apartment – Vilamoura, Faro, Portugal for 750,000 €
750,000 €
Total area 97 m²Land area: 129 m²2 bedrooms2 bathrooms
New one-bedroom apartment in an elite complex, Lagos, Faro, Portugal for 410,000 €
410,000 €
Total area 73 m²1 bedroom1 bathroom
Two-storey new apartment in a first-class complex, Lagos, Faro, Portugal for 725,000 €
725,000 €
Total area 149 m²3 bedrooms3 bathrooms
Two-bedroom apartment in a new exclusive complex, Lagos, Faro, Portugal for 575,000 €
575,000 €
Total area 119 m²2 bedrooms2 bathrooms
New three-bedroom apartment in Tavira, Faro, Portugal for 349,000 €
349,000 €

Furnished

Total area 125 m²Land area: 14 m²3 bedrooms2 bathrooms
Two-bedroom buy-to-let apartment with a guaranteed yield of 4% in Lagos, Faro, Portugal for 260,000 €
260,000 €
Total area 101 m²2 bedrooms2 bathroomsYield 4.0%
Furnished two-bedroom apartment near the beach in Lagos, Faro, Portugal for 420,000 €
420,000 €

With swimming pool

Total area 114 m²Land area: 114 m²2 bedrooms2 bathrooms
Modern apartment with a parking place in Albufeira, Faro, Portugal for 300,000 €
300,000 €

With swimming pool

Total area 142 m²2 bedrooms2 bathrooms
Sunny two-bedroom apartment with panoramic views in Lagos, Faro, Portugal for 410,000 €
410,000 €

With swimming pool

Total area 116 m²2 bedrooms2 bathrooms
Elite apartment with a rooftop terrace, Algarve, Portugal for 1,200,000 €
1,200,000 €
Total area 326 m²3 bedrooms
1-25 of 411 listings, page 1 of 17
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    Anna Kurianovich
    Anna Kurianovich,
    Senior Investment Advisor
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      FAQ about Loule
      Can foreign nationals take out mortgage loans in Loule?
      Yes, non-residents can be issued a mortgage loan to buy property in Loule. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the purchasing process take place when buying an apartment in Loule?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Loule?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying an apartment?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can an apartment buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease apartments in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own an apartment in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
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        Svetlana Larionova
        Svetlana Larionova
        Real Estate Expert Tranio in Loule
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