Property buying guide for Finland
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Property maintenance costs in Finland

In Finland, costs for maintenance start at €1,000 for an apartment or holiday home. According to Pellervo Taloustutkimus, a Finnish think tank, property maintenance will gain 3.1% on average per year up to 2017. In addition to these expenses, buyers should take into account repairs that may incur another €60–240 per month.

Apartment 160–190
House 90–190

Taxes

All homeowners in Finland pay municipal tax at the beginning of each calendar year calculated on a basic rate that varies from 0.37% to 3.0% depending on the value of property.

For residents 0.37–0.80
For other categories 0.80–1.55
For construction in progress 1.00–3.00

*Rates for different municipalities may vary.

Municipality For
non-residents
For
residents
Imatra 0.97 0.37
Kuopio 1.10 0.52
Parikkala 1.10 0.50
Helsinki 0.80 0.37

Utility bills

Utilities are the most expensive in Helsinki where it costs about €950/month to maintain a 60 sq. m. apartment and €1,900 for 120 sq. m. The cheapest utility services are found in Rauma and Kouvola where owners pay approximately €600/month for a 60 sq. m. apartment and €900 for 120 sq. m.

Property buying guide for Finland
Article 4 of 5
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Anna Boyarchukova
Anna Boyarchukova
Real Estate Expert Tranio in Finland
+44 17 4822 0039
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