Greece Golden Visa Cost in 2026
Obtaining a Greece Golden Visa requires not only meeting the minimum investment threshold, but also paying careful attention to all associated costs. In addition to the property price, investors must pay taxes, administrative fees, legal fees, and the cost of health insurance. This article outlines the main types of expenses.
Minimum Investment Amounts
In 2025, there are three main investment thresholds for obtaining the Greek Golden Visa: 250,000, 400,000, and 800,000 euros. These thresholds depend on the region, type of property, and local demand. The minimum threshold of 250,000 euros applies only to certain renovation projects and a limited range of properties. Meanwhile, 400,000 euros is the most common option, covering most properties on the mainland. The maximum threshold of 800,000 euros applies to the most popular tourist destinations and areas of high demand.
Investment thresholds
Minimum amount | Regions / Property type |
€800,000 | Athens, Thessaloniki, Mykonos, Santorini, and islands with more than 3,100 inhabitants. Property area of at least 120 m². |
€400,000 | The rest of the country. Property area of at least 120 m². |
€250,000 | Renovation projects converting old non-residential properties into residential use, as well as properties of cultural and historical significance. Any region and any property size. |
Government and Administrative Fees
- The application fee is €2,000.
- The fee for the issue of the residence permit card is €16 per person.
- Medical insurance: the minimum cost ranges from €180 to €600 per year.
- Photos — €30.
- Transfer tax — 3% of total cost. A municipal fee of approximately 0.09% is also added. The tax is paid before the transaction is registered.
- Notarial fees — 1.5–2% of total cost. The notary draws up the purchase agreement and provides legal protection for the parties.
- Registration in the Cadastre (Ktimatologio). The registration fee is up to 0.7% of the transaction value.
Other Typical Costs
- VAT. For new construction, a rate of 24% applies. If the property is eligible for a preferential regime, VAT may not apply. VAT is not charged on the secondary market.
- Lawyers’ fees. Legal services are mandatory under Greek law. The approximate cost is 1.5–3% of the property value. You must hire a Greek lawyer to verify the legality of the transaction, perform due diligence, prepare the purchase agreement, and ensure that all documents comply with the requirements of the Golden Visa programme.
- Annual property tax (ENFIA). It is calculated based on the cadastral value and the local municipal coefficients.
- Utilities: include electricity, water, gas, and maintenance of common areas, and typically range from €50 to €200 per month.
The approximate cost for one applicant buying property worth 250,000 euros may reach 23,000 euros. However, the costs may vary, so it is best to consult your real-estate adviser first to get a full calculation for yourself and your family.
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