Property buying guide for Indonesia
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Buying property in Bali, Indonesia for foreigners in 2024

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Bali is a popular tourist and property investment destination due to its picturesque landscapes and rich culture. This article examines the process of buying property in Bali, including the options available to foreign investors.

Bali Property Buying Process

  1. Property Selection (1–2 days). A wide selection of hotel flats, flats in residential complexes, and coastal villas is available for your consideration. Tranio offers a comprehensive range of properties in popular tourist areas.
  2. Payment Options (full payment or installments). The customer may select the optimal method of payment: either make a full payment upfront or choose to pay over several installments. This latter option allows the customer greater convenience and affordability.
  3. Object Reservation (5–10% of the value). Once an object has been carefully selected, the buyer makes a reserve payment, thereby confirming their choice and commencing the registration process.
  4. Memorandum of Understanding (MOU) Agreement. A Memorandum of Understanding is a legally binding document that is signed by the buyer and the seller to formalise the general agreement and intentions for the next steps in the transaction. The buyer is typically required to pay a deposit, which gives them the right to reserve the property of their choice. The conclusion of the Memorandum of Understanding (MOU) is an important step in the property buying process in Indonesia, as it indicates the client’s readiness to proceed with the purchase.
  5. Payment. The buyer is at liberty to select the most convenient method of payment, whether that be a traditional bank transfer or a payment in cryptocurrency. The full amount is to be paid in advance, or a down payment is to be made in the case of payment in installments.
  6. Notary Registration of the Agreement (after full payment). Upon completion of all stages of payment, a contract of sale is concluded and registered with a notary for registration of ownership.
  7. Title Deed Acquisition. At this stage, the Title Deed is issued, an official document confirming the client’s ownership of the property in Indonesia.
  8. Key Transfer. The transaction is completed by handing over the keys to the new owner of the property.
Bali real estate 343 listings on Tranio
Turnkey apartments with ocean views in a residential complex surrounded by greenery, Uluwatu, South Kuta, Bali, Indonesia for From $304,000 From $304,000
Turnkey apartments with ocean views in a residential complex surrounded by greenery, Uluwatu, South Kuta, Bali, Indonesia

Completion in: 2026.I Total of 44 apartments

New complex of apartments and furnished villas with swimming pools and panoramic views near the beach, Ungasan, Bali, Indonesia for From $171,000 From $171,000
New complex of apartments and furnished villas with swimming pools and panoramic views near the beach, Ungasan, Bali, Indonesia

Completion in: 2025.IV 33 units in total

Duplex apartment near the prestigious Melasti Beach, Bali, Indonesia for From $86,000 From $86,000
Duplex apartment near the prestigious Melasti Beach, Bali, Indonesia

Completion in: 2025.I Total of 18 apartments

New complex of furnished apartments with a swimming pool and a view of the ocean, Bali, Indonesia for From $147,000 From $147,000
New complex of furnished apartments with a swimming pool and a view of the ocean, Bali, Indonesia

Yield 12.0% Completion in: 2025.I

New residential complex of apartments and townhouses in Nuanu, Bali, Indonesia for From $162,000 From $162,000
New residential complex of apartments and townhouses in Nuanu, Bali, Indonesia

Completion in: 2025.II Total of 50 apartments

Apartments and villas in a quiet rainforest area with ocean views, Melasti, Bali, Indonesia for From $326,000 From $326,000
Apartments and villas in a quiet rainforest area with ocean views, Melasti, Bali, Indonesia

Completion in: 2025 20 units in total

New residential complex with swimming pools, a spa and a restaurant near the ocean, Pererenan, Bali, Indonesia for From $91,000 From $91,000
New residential complex with swimming pools, a spa and a restaurant near the ocean, Pererenan, Bali, Indonesia

Yield 11.0% Completion in: 2026.III

First class beachfront complex of villas and townhouses with a huge swimming pool and restaurants, Melasti, Bali, Indonesia for From $249,000 From $249,000
First class beachfront complex of villas and townhouses with a huge swimming pool and restaurants, Melasti, Bali, Indonesia

600 units in total

Forms of Land Tenure in Bali

Hak Sewa (standard leasehold)

Term: 25 to 30 years.

Hak Sewa is a standard leasehold agreement that grants the right to own the property for a limited period of time. The investor enters into a standard leasehold agreement directly with the owner.

Property for sale in Badung 269 listings on Tranio
Turnkey apartments with ocean views in a residential complex surrounded by greenery, Uluwatu, South Kuta, Bali, Indonesia for From $304,000 From $304,000
Turnkey apartments with ocean views in a residential complex surrounded by greenery, Uluwatu, South Kuta, Bali, Indonesia

Completion in: 2026.I Total of 44 apartments

New complex of apartments and furnished villas with swimming pools and panoramic views near the beach, Ungasan, Bali, Indonesia for From $171,000 From $171,000
New complex of apartments and furnished villas with swimming pools and panoramic views near the beach, Ungasan, Bali, Indonesia

Completion in: 2025.IV 33 units in total

Duplex apartment near the prestigious Melasti Beach, Bali, Indonesia for From $86,000 From $86,000
Duplex apartment near the prestigious Melasti Beach, Bali, Indonesia

Completion in: 2025.I Total of 18 apartments

New complex of furnished apartments with a swimming pool and a view of the ocean, Bali, Indonesia for From $147,000 From $147,000
New complex of furnished apartments with a swimming pool and a view of the ocean, Bali, Indonesia

Yield 12.0% Completion in: 2025.I

Apartments and villas in a quiet rainforest area with ocean views, Melasti, Bali, Indonesia for From $326,000 From $326,000
Apartments and villas in a quiet rainforest area with ocean views, Melasti, Bali, Indonesia

Completion in: 2025 20 units in total

New residential complex with swimming pools, a spa and a restaurant near the ocean, Pererenan, Bali, Indonesia for From $91,000 From $91,000
New residential complex with swimming pools, a spa and a restaurant near the ocean, Pererenan, Bali, Indonesia

Yield 11.0% Completion in: 2026.III

First class beachfront complex of villas and townhouses with a huge swimming pool and restaurants, Melasti, Bali, Indonesia for From $249,000 From $249,000
First class beachfront complex of villas and townhouses with a huge swimming pool and restaurants, Melasti, Bali, Indonesia

600 units in total

New residential complex with a swimming pool and a view of the ocean close to Melasti Beach, Bali, Indonesia for From $311,000 From $311,000
New residential complex with a swimming pool and a view of the ocean close to Melasti Beach, Bali, Indonesia

Yield 16.0% 51 units in total

Hak Pakai (right to use)

Term: 80 years (30 years + 20 years + 30 years).

The Hak Pakai tenure grants the right to own property for a longer period of time, typically 30 years, with the potential for two extensions: a further 20 years and, then, another 30 years, for a total of 80 years. This form of tenure provides investors with stability and longevity.

Under Indonesian law, foreigners are generally restricted from owning land. Foreigners cannot buy land in Bali as freehold (Hak Milik), but can acquire the right to build (Hak Guna Bangunan) or the right to use (Hak Pakai) under certain conditions.

Bali property ownership forms subject to property transfer tax:

  • Hak Milik (freehold);
  • Hak Guna Usaha (right of economic use);
  • Hak Guna Bangunan (right to use buildings);
  • Hak Pakai (general right of use);
  • Hak Milik atas Satuan Rumah Susun (ownership of condominium units);
  • Hak Pengelolaan (right of management).
Bali villas for sale 274 listings on Tranio
New complex of apartments and furnished villas with swimming pools and panoramic views near the beach, Ungasan, Bali, Indonesia for From $171,000 From $171,000
New complex of apartments and furnished villas with swimming pools and panoramic views near the beach, Ungasan, Bali, Indonesia

Completion in: 2025.IV 33 units in total

Apartments and villas in a quiet rainforest area with ocean views, Melasti, Bali, Indonesia for From $326,000 From $326,000
Apartments and villas in a quiet rainforest area with ocean views, Melasti, Bali, Indonesia

Completion in: 2025 20 units in total

New residential complex with swimming pools, a spa and a restaurant near the ocean, Pererenan, Bali, Indonesia for From $91,000 From $91,000
New residential complex with swimming pools, a spa and a restaurant near the ocean, Pererenan, Bali, Indonesia

Yield 11.0% Completion in: 2026.III

First class beachfront complex of villas and townhouses with a huge swimming pool and restaurants, Melasti, Bali, Indonesia for From $249,000 From $249,000
First class beachfront complex of villas and townhouses with a huge swimming pool and restaurants, Melasti, Bali, Indonesia

600 units in total

Complex of apartments and townhouses with swimming pools and green landscape, Ubud, Bali, Indonesia for From $112,000 From $112,000
Complex of apartments and townhouses with swimming pools and green landscape, Ubud, Bali, Indonesia

Completion in: 2025.II 40 units in total

New residential complex with a swimming pool and a view of the ocean close to Melasti Beach, Bali, Indonesia for From $311,000 From $311,000
New residential complex with a swimming pool and a view of the ocean close to Melasti Beach, Bali, Indonesia

Yield 16.0% 51 units in total

New freehold complex of apartments and villas in Bukit, Bali, Indonesia for From $127,000 From $127,000
New freehold complex of apartments and villas in Bukit, Bali, Indonesia

Completion in: 2025.IV 48 units in total

Premium apartments and villas with large rooftop and outdoor cinema, Changgu, Bali, Indonesia for From $127,000 From $127,000
Premium apartments and villas with large rooftop and outdoor cinema, Changgu, Bali, Indonesia

Completion in: 2025.III 38 units in total

Bali Property Buying Formalities

To complete the purchase of a property in Bali, a buyer will require a passport valid for at least six months from the date of the purchase, or alternatively, a domestic passport accompanied by a notarized translation.

The entire transaction process can be completed remotely, with the investor’s physical presence on the island not required. Our expert team at Tranio is committed to making the buying process in Bali simple and convenient.

Make a request

Bali Property Prices by District

District

Medium price

Minimum price

Canggu

$160,000

$110,000

Nusa Dua

$300,000

$232,000

Ubud

$318,000

$72,000 (condo)

$108,000 (villas)

Sanur

$400,000

$328,500

Uluwatu

$221,000

$119,000

Source: Tranio’s data on residential properties in Bali in 2024

Property owners should be aware that owning a property does not automatically guarantee the right to stay in the country. It is therefore important to carefully review the requirements and procedures for obtaining the appropriate type of visa.

We aim to meet all your property-related needs on the island. Contact us to discuss your preferences and budget, and we will find the most suitable options fit for you and your request.

Contact Us

We recently spoke with Yulia Lobasheva, Head of Sales at Tranio Indonesia, to gain insight into the process of buying property in Bali.

FAQ on buying property in Bali

Are there any additional tax or legal obligations faced by foreign property owners in Bali?

In the case of registration of the right of ownership or right of use, the taxes will be as follows: 2.5% of the value is paid by the seller, and 5% of the tax value of the object is paid by the buyer. When purchasing property in Bali, foreign owners also must pay 11% VAT as well as a 1% notary fee for processing the transaction.

What is the outlook for the property market in Bali?

There has been a marked increase in demand for rental properties in the Bali property market over the past year, with an average annual growth rate of 17–20%.

What are the most promising areas on the island for property investment?

As of early 2024, for short-term rentals, we consider Changu and Berawa to be the most promising areas, while Bukit and Nu’anu are worth considering for long-term investments.

What are the laws and regulations for foreign nationals buying property in Bali?

Foreign nationals are subject to restrictions on the form of ownership of property and land in Bali. Ownership is only available in the form of short- or long-term leasehold, with no unlimited ownership of properties (i.e., freehold).

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    Property buying guide for Indonesia
    Article 2 of 5
    Tranio’s managers offer advice on buying real estate in Indonesia
    Marina Filichkina
    Marina Filichkina
    Head of Sales Tranio Thailand, Europe
    +44 17 4822 0039
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