Buying property in Bali, Indonesia for foreigners in 2026
Bali is world-renowned for its breathtaking scenery and vibrant culture, making it a top destination for both tourism and property investment. If you’re considering buying property in Bali, this comprehensive guide will walk you through the process, highlight the options available for foreigners, and provide essential tips for a smooth transaction.
Bali Property Buying Process
- Property Selection (1–2 days). When buying real estate in Bali, you’ll find a wide range of options, from hotel apartments and flats in residential complexes to luxurious coastal villas. Leading agencies like Tranio offer a curated selection of properties in Bali’s most popular tourist areas.
- Payment Options (full payment or instalments). Buyers can choose between making a full upfront payment or opting for convenient installment plans. Paying in installments makes buying property in Bali more accessible and affordable for many investors.
- Object Reservation (5–10% of the value). Once an object has been carefully selected, the buyer makes a reserve payment, thereby confirming their choice and commencing the registration process.
- Memorandum of Understanding (MOU) Agreement. A MOU is signed by both buyer and seller, formalizing the agreement and outlining the next steps. At this stage, a deposit is typically required to reserve the property.
- Payment. The buyer is at liberty to select the most convenient method of payment, whether that be a traditional bank transfer or a payment with alternative methods. The full amount is to be paid in advance, or a down payment is to be made in the case of payment in instalments.
- Notary Registration of the Agreement (after full payment). Upon completion of all stages of payment, a contract of sale is concluded and registered with a notary for registration of ownership.
- Title Deed Acquisition. At this stage, the Title Deed is issued, an official document confirming the client’s ownership of the property in Indonesia.
- Key Transfer. Once all formalities are complete, the keys are handed over, marking the end of the buying process.
$415,000
Total area 80 m² 1 bedroom
$180,000
Total area 82 m² 1 bedroom
From $120,000
Yield 10.0% Completion in: 2028.IV
From $145,000
Yield 10.0% Completion in: 2028.I
From $97,000
Yield 10.0% Built in 2026
From $248,000
Yield 9.0% Completion in: 2027.III
From $197,000
Yield 8.0% Built in 2026
From $126,000
Yield 8.0% Completion in: 2027.II
Forms of Land Tenure in Bali
Hak Sewa (standard leasehold)
Term: 25 to 30 years.
Hak Sewa is a standard leasehold agreement that grants the right to own the property for a limited period of time. The investor enters into a standard leasehold agreement directly with the owner.
$415,000
Total area 80 m² 1 bedroom
$180,000
Total area 82 m² 1 bedroom
From $120,000
Yield 10.0% Completion in: 2028.IV
From $248,000
Yield 9.0% Completion in: 2027.III
From $126,000
Yield 8.0% Completion in: 2027.II
From $121,000
Yield 8.0% Completion in: 2028.II
From $230,000
Yield 9.0% Completion in: 2027.III
From $124,000
Yield 8.0% Completion in: 2027.III
Hak Sewa is the only form of property ownership that is not subject to tax upon purchase of real estate.
Hak Pakai (right to use)
Term: up to 80 years (30 years + 20 years + 30 years).
The Hak Pakai tenure grants the right to own property for a longer period of time, typically 30 years, with the potential for two extensions: a further 20 years and, then, another 30 years, for a total of 80 years. This form of tenure provides investors with stability and longevity.
Under Indonesian law, foreigners cannot own land outright (freehold/Hak Milik). However, buying property in Bali for foreigners is possible through leasehold (Hak Sewa), right to use (Hak Pakai), or right to build (HGB) arrangements.
Bali property ownership forms subject to property transfer tax:
- Hak Milik (freehold);
- Hak Guna Usaha (right of economic use);
- Hak Guna Bangunan (right to use buildings);
- Hak Pakai (general right of use);
- Hak Milik atas Satuan Rumah Susun (ownership of condominium units);
- Hak Pengelolaan (right of management).
From $145,000
Yield 10.0% Completion in: 2028.I
From $248,000
Yield 9.0% Completion in: 2027.III
From $126,000
Yield 8.0% Completion in: 2027.II
From $394,000
Yield 12.8% Completion in: 2026.IV
From $176,000
Yield 9.0% Completion in: 2027.IV
From $120,000
Completion in: 2026.IV 49 units in total
From $440,000
Yield 7.0% Built in 2025
$440,000
Total area 142 m² 3 bedrooms
Bali Property Buying Formalities
For a leasehold agreement, a valid passport is normally required. Registering Hak Pakai also requires valid immigration documents and compliance with the rules for foreign owners; the notary should confirm the documents for the chosen transaction structure.
The entire transaction process can be completed remotely, with the investor’s physical presence on the island not required. Our expert team at Tranio is committed to making the buying process in Bali simple and convenient.
Make a request
Bali Property Prices by District
District | Average price | Minimum price |
$289,000 | $174,000 | |
$350,000 | $230,000 | |
$260,000 | $90,000 (condo) $108,000 (villas) | |
$370,000 | $195,500 | |
$321,000 | $199,000 |
Property owners should be aware that owning a property does not automatically guarantee the right to stay in the country. It is therefore important to carefully review the requirements and procedures for obtaining the appropriate type of visa.
We aim to meet all your property-related needs on the island. Contact us to discuss your preferences and budget, and we will find the most suitable options fit for you and your request.
Contact Us
We recently spoke with Tranio’s expert in Indonesia, to gain insight into the process of buying property in Bali.
FAQ on buying property in Bali
Taxes depend on the transaction structure and seller. A typical transfer of land or building rights is subject to a 2.5% final tax on the seller and a buyer's acquisition tax generally calculated at 5% of the taxable value after the applicable allowance. VAT on an ordinary taxable supply has an effective rate of 11%; notary fees depend on the agreed service and are not a uniform 1% tax.
There has been a marked increase in demand for rental properties in the Bali property market over the past year, with an average annual growth rate of 17–20%.
As of 2025, for short-term rentals, we consider Changu and Berawa to be the most promising areas, while Bukit and Nu’anu are worth considering for long-term investments.
Foreign nationals cannot hold Hak Milik freehold title, but may hold residential property through a leasehold or, if the legal and immigration conditions are met, Hak Pakai. An Indonesian company with foreign investment may hold qualifying HGB rights.
🚫 Hak Milik freehold title is unavailable to foreigners
📜 Leasehold and, subject to eligibility, Hak Pakai are available
🏢 Qualifying rights may be held through a PT PMA company
We will send you a content digest not more than once a week
- Property Prices
- Buying and Registering
- Mortgage
- Residence
- Property Maintenance
- Taxes