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  • Kotor, Montenegro
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The first line

3,600,000 €
Total area 669 m²Land area: 1,200 m²4 bedrooms4 bathrooms

The first line

680,000 €
Total area 236 m²Land area: 400 m²4 bedrooms3 bathrooms
Turkish citizenship for the whole family for real estate purchase

Tranio’s instruction

From $400,000  ·  Rental income
  • Simple registration procedure;
  • Return on investment;
  • Temporary residence permit for quick relocation.

The first line

695,000 €
Total area 97 m²Land area: 500 m²2 bedrooms3 bathrooms

With swimming pool

4,500,000 €
Total area 800 m²Land area: 9,153 m²10 bedrooms10 bathrooms

The first line

2,500,000 €
Total area 274 m²Land area: 539 m²4 bedrooms4 bathrooms

With swimming pool

1,300,000 €
Total area 547 m²Land area: 641 m²6 bedrooms6 bathrooms
Discounted properties upon request

Send us an enquiry, we will find advantageous offers for you

Send a discount enquiry
Ksenia Kolesnikova
Ksenia Kolesnikova,
Client manager
  • We find off-market properties We find off-market properties
  • We organise viewings We organise viewings
  • We assist in obtaining a mortgage We assist in obtaining a mortgage
750,000 €
Total area 214 m²Land area: 500 m²3 bedrooms3 bathrooms

With garden

799,000 €
Total area 232 m²Land area: 580 m²4 bedrooms2 bathrooms

Furnished

480,000 €
Total area 192 m²2 bedrooms2 bathrooms

The first line

850,000 €
Total area 140 m²Land area: 318 m²4 bedrooms2 bathrooms
349,000 €
Total area 108 m²Land area: 220 m²3 bedrooms1 bathroom
3 weeks ago
395,000 €
Total area 110 m²Land area: 459 m²3 bedrooms2 bathrooms
1,200,000 €
Total area 146 m²Land area: 136 m²4 bedrooms2 bathrooms

With swimming pool

2,500,000 €
Total area 781 m²Land area: 400 m²3 bedrooms3 bathrooms
2 months ago

With swimming pool

495,000 €
Total area 193 m²Land area: 400 m²3 bedrooms3 bathrooms

With garden

495,000 €
Total area 95 m²Land area: 108 m²3 bedrooms2 bathrooms

The first line

3,000,000 €
Total area 389 m²Land area: 434 m²6 bedrooms6 bathrooms

With swimming pool

1,750,000 €
Total area 480 m²Land area: 800 m²3 bedrooms2 bathrooms
795,000 €
Total area 208 m²Land area: 1,039 m²7 bedrooms3 bathrooms

The first line

1,600,000 €
Total area 112 m²Land area: 758 m²4 bedrooms3 bathrooms

With swimming pool

755,000 €
Total area 286 m²Land area: 392 m²3 bedrooms5 bathrooms
405,000 €
Total area 70 m²2 bedrooms1 bathroom

With garden

430,000 €
Total area 1,938 m²Land area: 1,872 m²
750,000 €
Total area 175 m²Land area: 241 m²4 bedrooms2 bathrooms
1 month ago

The first line

1,100,000 €
Total area 400 m²Land area: 130 m²11 bedrooms7 bathrooms
1-25 of 315 listings, page 1 of 13

Enveloped by the majestic Bay of Kotor and towering mountains, the picturesque town of Kotor in Montenegro, a UNESCO World Heritage Site, captivates with its medieval allure, stunning natural landscapes, and proximity to the Adriatic Sea. This destination offers a plethora of property options, from timeless historic homes to sleek modern apartments, catering to a wide array of preferences and budgets.

Discover the appeal of Kotor, Montenegro

Strategically positioned on the Adriatic coast, Kotor is not only accessible from major European cities but is also steeped in rich history, showcased through its impeccably preserved medieval architecture, labyrinthine streets, and the iconic Cathedral of Saint Tryphon. The area's natural wonders, including the Bay of Kotor and surrounding national parks, beckon outdoor enthusiasts and nature aficionados alike.

The Kotor real estate market has seen a remarkable uptick, driven by burgeoning tourism and international investments. The allure is further magnified by Montenegro's advantageous tax policies and affordable living costs. With the country on the path to European Union membership, Kotor's property market shines with untapped investment potential.

A variety of property choices

Kotor's property landscape is as diverse as it is appealing, offering various options to match different lifestyles and preferences. Highlights include:

  • Luxury villas: the quintessence of opulence.
    For those who desire utmost luxury, Kotor's villas provide lavish amenities, stunning vistas, and utmost privacy. These premium homes feature private pools, verdant gardens, and terraces that offer panoramic views of the bay, encapsulating the pinnacle of luxurious living in Kotor.
  • Traditional stone houses: a nod to Montenegrin tradition.
    Embrace the local heritage with a traditional stone house, radiating authentic Montenegrin charm with their stone exteriors, wooden shutters, and terracotta rooftops. These homes marry historical allure with modern conveniences, offering a distinct living experience.
  • Apartments: modern living meets community.
    For those valuing convenience and community, Kotor's apartments are ideal. From seafront locations to complexes featuring amenities like pools and gyms, these apartments provide a hassle-free lifestyle while keeping you connected to the heart of Kotor's attractions.

Essential considerations for property buyers

Embarking on a property purchase in Kotor necessitates thoughtful consideration of several key factors:

  1. Location.
    Choosing the right location is paramount, affecting the property's value and appeal. Whether it's the historic Old Town, a serene neighborhood, or a waterfront haven, consider your proximity to amenities, transport, and natural surroundings.
  2. Budget.
    Setting a realistic budget is critical. Account for the purchase price, alongside additional expenses such as taxes, maintenance, and potential renovations. Consulting with a financial advisor or mortgage specialist can provide clarity on your financial landscape.
  3. Amenities and facilities.
    Consider what amenities are crucial for your lifestyle. From schools and healthcare to recreational spots and shopping, prioritize your needs to find a property that aligns with your desired way of life.
  4. Property condition.
    Carefully evaluate the condition of potential properties. Take into account any necessary repairs or upgrades and include these in your budget. Employing a professional inspector is advisable to uncover any hidden issues.
  5. Legal matters.
    Comprehend the legalities of buying property in Montenegro. Engaging a reputable lawyer with real estate expertise is crucial to navigate legal procedures, ensuring all documentation is accurate and your interests are safeguarded.

Popular spots in Kotor

Kotor's diverse neighborhoods each offer their unique charm and appeal:

  • Kotor Old Town.
    The heart of Kotor, the Old Town, is a UNESCO World Heritage Site, rich in medieval architecture, quaint squares, and historical sites, offering a deep dive into the town's storied past.
  • Dobrota.
    A picturesque neighborhood close to the Old Town, Dobrota offers a tranquil residential setting with waterfront promenade access, boasting stunning bay and mountain views.
  • Perast.
    Near Kotor, Perast charms with its Baroque architecture and scenic waterfront, providing a peaceful retreat with properties that grant direct access to the bay's serene waters.

Guided steps to property ownership in Kotor

The journey to property ownership in Kotor involves several crucial steps:

  1. Clarify your needs. Define your property wishlist, including type, location, size, budget, and amenities, to streamline your search.
  2. Choose a trusted real estate agent. Partner with a knowledgeable agent specializing in Kotor to explore listings, negotiate terms, and navigate the buying process.
  3. Conduct viewings and inspections. Visit shortlisted properties to assess their fit and hire an inspector for a detailed evaluation if necessary.
  4. Negotiate and offer. With your agent's help, negotiate favorable terms and make an informed offer on your chosen property.
  5. Legal review and due diligence. Utilize a skilled lawyer to manage legal aspects, perform due diligence, and ensure a secure transaction.
  6. Complete the purchase. Finalize the deal by signing the contract, processing payment, and registering the property in your name, with your lawyer guiding you through each step.

Exploring investment prospects in Kotor

Kotor's dynamic property market offers diverse investment opportunities:

  • Tourism and vacation rentals.
    Leverage Kotor's tourist appeal with a property that can be rented to vacationers, capitalizing on peak season demand.
  • Long-term rentals.
    With an expanding expat and professional population, the long-term rental market is ripe with potential for steady income streams.
  • Property appreciation.
    Kotor's property values have consistently appreciated, promising attractive returns on investment as the town continues to draw global interest.

Kotor represents a blend of historical richness, natural beauty, and burgeoning investment prospects. With a variety of property types, thoughtful consideration of purchasing factors, and the engagement of experienced professionals, you can navigate Kotor's property market to find your dream Mediterranean home or investment.

Tranio's representative offices
athens

Tranio LLC

Vissarionos, 4, 10672 Athens, Greece

+30 211 198-60-27

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Schlüterstraße 38, 10629 Berlin, Germany

+49 302 2957622

Tranio's Dubai office

Tranio Global Real Estate

Ohmydesk Business Center, Al Fattan Downtown, 32d St, 103-104, Al Satwa Dubai, UAE

+971 (4) 610-45-55

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Tranio Global Real Estate

Lagoon Plaza, 21/6 Lagoon Rd, Cherngtalay Thalang Choeng Thale, Thalang District, Phuket 83110, Thailand

+90 (212) 922 22 21

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Tranio Global Real Estate

Fulya, Büyükdere Cd. No:76, 34394 Şişli/İstanbul, Turkey

+44 17 4822 0039

torrevieja

Tranio LLC

Calle del Palangre, 14, 03182 Torrevieja, Alicante, Spain

+34 932 204 049

bali

Tranio Global Real Estate

67 Jl Bypass Ngurah Rai Br Kerthayasa, Bali, Kuta Badung, 80361

+62 213 950 47 41

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        FAQ about Kotor
        Can foreigners get a mortgage loan in Montenegro?
        It might be tricky for a foreigner to obtain a mortgage loan for property in Montenegro. Erste Bank is the only bank lending to foreign property buyers, yet the primary qualification for an eligible foreign applicant is to have a residence permit in the country.
        How much do utilities cost in Kotor?
        Property maintenance costs are not so high in Kotor as compared to the rest of Europe. Read more about major housing and home ownership costs in Montenegro.
        Can buying a property in Kotor also get foreigners a residence permit in Montenegro?
        A property purchase in Montenegro will get residence in the country (except for property for further development that would not qualify a buyer for a residence permit). There is no minimum investment threshold for a residence permit. The purchased property should be free and clear of any encumbrances. Read more in our article.
        How to get citizenship in Montenegro by buying a a property in Kotor?
        To get citizenship in Montenegro, you would have both to purchase a property out of the government-approved pool investing at least € 250,000 and donate at least € 100,000 to the government fund.
        What is the process of buying a property in Montenegro?
        It will take 2–4 months in average to register property ownership in Montenegro. To close a transaction, a foreign buyer needs to present a foreign passport of the home country, an individual seller is to produce a legal proof of property ownership and the excerpt from record in the local property registry, and a corporate seller should additionally provide the buyer with its corporate documents. See details here.
        What are the property prices in Kotor?
        The apartment prices in Kotor vary in a range of €2100-2600 for a square metre depending on the region and distance from the sea. The prices of a house range from €2500-3500 for a square metre.
        What taxes are charged on property purchase, ownership, and sale in Kotor?
        A transfer tax at 3% is charged on real estate transfers in Montenegro, and 21% VAT is levied if property has not been sold before. The real estate tax is levied for the use of the property at the rates ranging from 0.25 to 1% of the property value. Read more about the taxes charged on property purchase, ownership, rent, and sale in Kotor on the website.
        Key takeaways about Kotor to know before property purchase: what makes the region special?
        Kotor is a finely-preserved historic town, and the old city of Kotor is a UNESCO World Heritage site. It is the administrative, cultural, religious, education, and economic centre of the Bay of Kotor, and a good destination for city tours and excursions. Kotor is a walled town with the longest wall walk in Europe, and is remarkably scenic with abundant historic sights and monuments of architecture against the background of the mountains plunging almost vertically into the sea. There are no arranged beaches with kempt facilities in Kotor, and the coastal water here is not so clean as in the other resort towns.
        Tranio's managers are here to help you select a property
        Marina Filichkina
        Marina Filichkina
        Real Estate Expert Tranio in Kotor
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