Can foreigners get a mortgage in the Czech Republic?

Foreigners can get mortgage loans for buying both commissioned real estate and property under construction, and can also refinance existing mortgages in the country. Unfortunately, the lending terms for non-EU citizens have become tougher. We recommend that non-residents only rely on their own funds.

How expensive are utilities in the Czech Republic?

On average, apartment maintenance in the Czech Republic costs €100-200 per month, depending on the number of people living in the residence, property type, and size.

Can foreigners obtain a Czech residence permit by buying real estate?

Buying property in the Czech Republic is not enough to be granted a residence permit , but owning or renting accommodation is one of several requirements that must be met before residency is considered.

Can non-EU citizens get Czech citizenship through buying real estate?

It is possible to apply for Czech citizenship five years after being granted residency. Buying property in the Czech Republic on its own is not enough to be granted citizenship, but owning or renting accommodation is one of several requirements that must be met before it is considered.

What is the procedure for buying property in the Czech Republic?

After choosing a property, investors need to open an account with a Czech bank, sign a reservation agreement, and carry out a property due diligence. The parties then sign a sales agreement and the documents are forwarded to the Land Registry. Thirty days later, the new property owner should receive the title deed.

Can foreigners lease residential real estate in the Czech Republic? How much can they expect to earn?

Yes, they can. Apartments in central Prague generally yield 4-5%. Real estate outside the capital’s centre and in more provincial towns can generate higher yields. Tranio offers Czech residential real estate investments with a net income of 5% per annum (after utility payments and personal tax).

Are there property taxes in the Czech Republic? How much is real estate transfer tax?

Transfer tax in the Czech Republic is 4%. VAT when buying a new build is 21%. Property registration fees equate to between 0.01-0.02% of the property value. Annual property tax in the Czech Republic ranges from €25-50 per annum.

Can foreigners buy property in the Czech Republic?

There are no property restrictions for non-residents, giving potential investors – both individuals and companies – a wealth of options when it comes to buying real estate: residential and commercial property , land and forests.

Is buying real estate in the Czech Republic worth it?

Residential real estate investments are generally profitable because of favourable economic indicators, stable rental demand, low prices per square metre in comparison to other countries, and the possibility of selling residential property at a profit. The average annual investment yield is 5%.

What are residential property prices like in the Czech Republic?

Apartments in Prague cost €1,500-3,700/m². In other regions of the country prices range from €850-2,000/m², and for detached houses €450-800/m².

Can property buyers receive education for free in the Czech Republic?

Purchasing a property does not guarantee free education . To enter university, immigrants need to verify their school leaving certificates and pass a Czech language test.

110 Apartments for Sale in the Czech Republic, Buy Flat from 133,000 €

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With balcony/terrace

Apartment 91 m² in Karlovy Vary Region

Karlovy Vary Region, Czech Republic

306,000 €

Total area 91 m²

Apartment 54 m² in Karlovy Vary Region for 225,000 €

With balcony/terrace

2 months ago

Apartment 54 m² in Karlovy Vary Region

Karlovy Vary Region, Czech Republic

225,000 €

Total area 54 m²

Apartment 31 m² in Karlovy Vary Region for 133,000 €

With balcony/terrace

2 months ago

Apartment 31 m² in Karlovy Vary Region

Karlovy Vary Region, Czech Republic

133,000 €

Total area 31 m²

3-bedroom apartment 69 m² in Prague 5

Prague 5, Prague, Czech Republic

Price on request

Total area 69 m² · 3 bedrooms · 1 bathroom

Apartment 61 m² in Karlovy Vary Region

Karlovy Vary Region, Czech Republic

203,000 €

Total area 61 m²

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3-bedroom apartment 101 m² in Prague 4

Prague 4, Prague, Czech Republic

Price on request

Total area 101 m² · 3 bedrooms · 2 bathrooms

Elvira Gracheva

Head of Sales Tranio Europe

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With balcony/terrace

3-bedroom apartment 121 m² in Prague 6

Prague 6, Prague, Czech Republic

Price on request

Total area 121 m² · 3 bedrooms

With balcony/terrace

3-bedroom apartment 107 m² in Prague 10

Prague 10, Prague, Czech Republic

Price on request

Total area 107 m² · 3 bedrooms · 1 bathroom

With balcony/terrace

2-bedroom apartment 66 m² in Prague 9

Prague 9, Prague, Czech Republic

Price on request

Total area 66 m² · 2 bedrooms · 1 bathroom

With balcony/terrace

2-bedroom apartment 60 m² in Prague 9

Prague 9, Prague, Czech Republic

Price on request

Total area 60 m² · 2 bedrooms · 1 bathroom

1-bedroom apartment 37 m² in Prague 3

Prague 3, Prague, Czech Republic

Price on request

Total area 37 m² · 1 bedroom · 1 bathroom

With balcony/terrace

4-bedroom apartment 201 m² in Prague 6

Prague 6, Prague, Czech Republic

Price on request

Total area 201 m² · 4 bedrooms

With balcony/terrace

1-bedroom apartment 64 m² in Prague 3

Prague 3, Prague, Czech Republic

Price on request

Total area 64 m² · 1 bedroom

With balcony/terrace

2-bedroom apartment 93 m² in Prague 10

Prague 10, Prague, Czech Republic

Price on request

Total area 93 m² · 2 bedrooms

With balcony/terrace

2-bedroom apartment 83 m² in Prague 8

Prague 8, Prague, Czech Republic

Price on request

Total area 83 m² · 2 bedrooms · 1 bathroom

2-bedroom apartment 62 m² in Prague 6

Prague 6, Prague, Czech Republic

Price on request

Total area 62 m² · 2 bedrooms · 1 bathroom

With balcony/terrace

3-bedroom apartment 68 m² in Prague 4

Prague 4, Prague, Czech Republic

Price on request

Total area 68 m² · 3 bedrooms · 1 bathroom

3-bedroom apartment 72 m² in Prague 4

Prague 4, Prague, Czech Republic

Price on request

Total area 72 m² · 3 bedrooms · 1 bathroom

1-bedroom apartment 35 m² in Prague 5

Prague 5, Prague, Czech Republic

Price on request

Total area 35 m² · 1 bedroom · 1 bathroom

2-bedroom apartment 68 m² in Prague 3

Prague 3, Prague, Czech Republic

Price on request

Total area 68 m² · 2 bedrooms

2-bedroom apartment 63 m² in Prague 7

Prague 7, Prague, Czech Republic

Price on request

Total area 63 m² · 2 bedrooms

With balcony/terrace

2-bedroom apartment 53 m² in Prague 6

Prague 6, Prague, Czech Republic

Price on request

Total area 53 m² · 2 bedrooms · 1 bathroom

2-bedroom apartment 52 m² in Prague 9

Prague 9, Prague, Czech Republic

Price on request

Total area 52 m² · 2 bedrooms

With balcony/terrace

2-bedroom apartment 57 m² in Prague 4

Prague 4, Prague, Czech Republic

Price on request

Total area 57 m² · 2 bedrooms · 1 bathroom

4-bedroom apartment 87 m² in Prague 9

Prague 9, Prague, Czech Republic

Price on request

Total area 87 m² · 4 bedrooms · 1 bathroom

1-25 of 110 listings, page 1 of 5

Tranio’s client cases

All cases

18 March 2026
Turnkey EU Residence Permit: How a Family Bought an Apartment in Tranio’s Filosofia Project and Received a Greek...
In 2025, a family came to us: a married couple and their adult son. Their goal was to obtain a European residence permit. Initially, they were choosing between Cyprus and Greece. Ultimately, the Greek Golden Visa programme...
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The Art of Renovation in Northern Athens and One-Stop-Shop Service of Tranio Hellas: Why Investor Bought Apartment...
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The Master Key: How a Tranio Client Optimised Taxes Through Real Estate Investment in Cyprus
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The Final Lap: Returns Secured by Investors in The Community, Motor City
In October 2022, Tranio proudly unveiled a co-investment opportunity in The Community, a residential development in Motor City. This exclusive proposition invited discerning partners and clients to engage at the project’s...
21 February 2025
Exploring Oman's Office Real Estate Market: A Client's Perspective
Economic diversification has long been a priority for Gulf nations, with each country adopting its own strategy. The UAE leverages soft power and flexibility, Saudi Arabia pursues an aggressive approach with ambitious megaprojects...
13 May 2024
Tranio client's experience: apartment on the French Riviera and obtaining a residence permit for financially...
France is a country known for its quality of life, economic strength, progressive social welfare, developed infrastructure, high environmental standards and care for historical heritage. A residence permit in France allows...
25 April 2024
Tranio case: buying an apartment in Madrid and obtaining Spain Golden Visa
Today Spain is one of the most popular EU countries for obtaining a residency by investments. To participate in the Spain Golden Visa programme, an investor must invest more than 500 thousand euros in the state economy or...
06 February 2024
Tranio’s client experience: mountain chalet in the Alps for vacation and good rental income
Resort property in the French Alps is a prospective investment, both from the point of view of getting income in high season, and getting a "second home" for vacations in a sunny, comfortable Alpine climate. Alpine...

Apartments for sale in the Czech Republic