Portugal residence permit for investment in commercial real estate

  • Opportunity to apply for citizenship in 5 years
  • Visa-free entry and residence in the EU
  • Investments from €280,000
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By the way! There is no need to visit Portugal for paperwork — a fully remote deal is possible with Tranio.

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  • Arco de Sao Jorge, Madeira, Portugal
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Houses, villas, cottages
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1+ bedroom
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View on
To sea
220,000 €
Total area 143 m² / 1539 ft²2 bedrooms5 bathrooms
Share in pending hotel development in Algarve with buy-out in six years

Portugal's «Golden Visa»

280,000 €  ·  70% shares already sold out
  • Legal for Russian citizens;
  • Residence permits for investor's spouse and children;
  • Application for citizenship in five years.
Similar facilities nearby
Fantastic villa with stunning views of the ocean and the city in Funchal, Madeira, Portugal for 790,000 €
790,000 €
Total area 195 m²Land area: 969 m²3 bedrooms4 bathrooms
New furnished villa with a swimming pool and picturesque views, Funchal, Portugal for 1,750,000 €
1,750,000 €
Total area 812 m²Land area: 812 m²3 bedrooms5 bathrooms
Historic villa with a swimming pool, a garden and a view of the sea in a prestigious area, Funchal, Portugal for 2,000,000 €
2,000,000 €
Total area 1,200 m²Land area: 1,200 m²4 bedrooms5 bathrooms
Exclusive two-storey villa with panoramic ocean views, Madeira, Portugal for 1,980,000 €
1,980,000 €
Total area 420 m²Land area: 600 m²4 bedrooms6 bathrooms
Furnished villa with a swimming pool and a garden, Funchal, Portugal for 1,500,000 €
1,500,000 €
Land area: 4,000 m²4 bedrooms4 bathrooms
Furnished traditional villa with a panoramic view of the ocean in a quiet prestigious area, Funchal, Portugal for 1,590,000 €
1,590,000 €
Total area 720 m²Land area: 720 m²5 bedrooms4 bathrooms
Villa with a swimming pool, a garden and picturesque views, Funchal, Portugal for 1,950,000 €
1,950,000 €
Total area 3,620 m²5 bedrooms8 bathrooms
Furnished villa with a swimming pool and a garden in a quiet area, close to the sea, Funchal, Portugal for 985,000 €
985,000 €
Total area 770 m²Land area: 770 m²4 bedrooms5 bathrooms
New villa with a swimming pool, Funchal, Portugal for 1,800,000 €
1,800,000 €
Total area 559 m²Land area: 559 m²3 bedrooms5 bathrooms
Three-storey villa with a swimming pool, a gym and panoramic views near the center of Funchal, Portugal for 1,150,000 €
1,150,000 €
Total area 578 m²Land area: 578 m²10 bedrooms6 bathrooms
Sea view villa with a garden and a garage, Calheta, Portugal for 820,000 €
820,000 €
Total area 1,400 m²Land area: 1,400 m²3 bedrooms4 bathrooms
Two-storey house with a garden and a terrace, São Martinho, Portugal for 785,000 €
785,000 €
Land area: 550 m²3 bedrooms4 bathrooms
High-quality villa with a guest apartment and a garage, Funchal, Portugal for 890,000 €
890,000 €
Total area 290 m²Land area: 290 m²5 bedrooms5 bathrooms
New villa with a swimming pool, a garden and a view of the sea, Calheta, Portugal for 1,800,000 €
1,800,000 €
Land area: 1,100 m²3 bedrooms3 bathrooms
Sea view villa with a swimming pool and a garden near the beach, Calheta, Portugal for 750,000 €
750,000 €
Total area 980 m²Land area: 980 m²3 bedrooms4 bathrooms
Three-storey villa with ocean views in Funchal, Madeira, Portugal for 595,000 €
595,000 €
Total area 300 m²Land area: 1,060 m²4 bedrooms3 bathrooms
New furnished villa with a swimming pool and a garage, Funchal, Portugal for 2,500,000 €
2,500,000 €
Total area 1,600 m²Land area: 1,600 m²4 bedrooms6 bathrooms
New villa with a view of the sea, Calheta, Portugal for 580,000 €
580,000 €
Total area 282 m²Land area: 282 m²3 bedrooms3 bathrooms
Two-storey villa with panoramic ocean views in Funchal, Madeira, Portugal for 730,000 €
730,000 €
Total area 280 m²Land area: 750 m²5 bedrooms4 bathrooms
Two-storey new villa with ocean views, Funchal, Madeira, Portugal for 420,000 €
420,000 €
Total area 307 m²Land area: 434 m²3 bedrooms3 bathrooms
Two new villas in Funchal, Madeira, Portugal for 460,000 €
460,000 €
Total area 450 m²Land area: 510 m²3 bedrooms5 bathrooms
Three-storey villa with ocean views in the center of Funchal, Madeira, Portugal for 550,000 €
550,000 €
Total area 80 m²Land area: 400 m²5 bedrooms4 bathrooms
Two-storey villa with a pool and a garden, Funchal, Madeira, Portugal for 399,000 €
399,000 €
Total area 253 m²Land area: 400 m²3 bedrooms4 bathrooms
1-25 of 48 listings, page 1 of 2
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    Marina Filichkina
    Marina Filichkina,
    Head of Sales
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    Tailored property selection
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      FAQ about Arco de Sao Jorge
      Can foreign nationals take out mortgage loans in Arco de Sao Jorge?
      Yes, non-residents can be issued a mortgage loan to buy property in Arco de Sao Jorge. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the purchasing process take place when buying a house in Arco de Sao Jorge?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Arco de Sao Jorge?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying a house?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a house buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease houses in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own a house in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
      Tranio's team
        United Property Expo in Belgrade, Serbia
        United Property Expo in Belgrade, Serbia
        17-18 February, 2023
        United Property Expo is a large-scale international exhibition attended by thousands of private investors, leading global developers and brokers. The event provides an opportunity to discuss the issues of buying and renting property abroad, get professional advice on taxes, mortgage, property investment and management.
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        Svetlana Larionova
        Svetlana Larionova
        Real Estate Expert Tranio in Arco de Sao Jorge
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