Portugal residence permit for investment in commercial real estate

  • Opportunity to apply for citizenship in 5 years
  • Visa-free entry and residence in the EU
  • Investments from €280,000
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By the way! There is no need to visit Portugal for paperwork — a fully remote deal is possible with Tranio.

Houses, villas, cottages
375k – 4.5M
Price
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2+ bedrooms
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Price
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Bedrooms
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Area
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500,000 €
£439,000
Total area 176 m² / 1894 ft²Land area: 190 m² / 2045 ft²3 bedrooms3 bathrooms
800,000 €
£702,000
Total area 184 m² / 1981 ft²Land area: 257 m² / 2766 ft²3 bedrooms3 bathrooms
Share in pending hotel development in Algarve with buy-out in six years

Portugal's «Golden Visa»

280,000 €  ·  70% shares already sold out
  • Legal for Russian citizens;
  • Residence permits for investor's spouse and children;
  • Application for citizenship in five years.
4,500,000 €
£3,947,000
Total area 486 m² / 5231 ft²4 bedrooms4 bathrooms
2,300,000 €
£2,017,000
Land area: 731 m² / 7868 ft²5 bedrooms6 bathrooms
1,250,000 €
£1,096,000
Total area 521 m² / 5608 ft²3 bedrooms4 bathrooms
3,500,000 €
£3,070,000
Land area: 8860 m² / 95369 ft²4 bedrooms5 bathrooms
Discounted homes upon request

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Ksenia Kolesnikova
Ksenia Kolesnikova,
Client manager
  • We find off-market properties We find off-market properties
  • We organise viewings We organise viewings
  • We assist in obtaining a mortgage We assist in obtaining a mortgage
2,295,000 €
£2,013,000
Total area 850 m² / 9149 ft²Land area: 11320 m² / 121848 ft²9 bedrooms15 bathrooms
600,000 €
£526,000
Total area 128 m² / 1378 ft²Land area: 194 m² / 2088 ft²2 bedrooms2 bathrooms
800,000 €
£702,000
Total area 138 m² / 1485 ft²Land area: 257 m² / 2766 ft²3 bedrooms2 bathrooms
1,250,000 €
£1,096,000
Total area 246 m² / 2648 ft²Land area: 3293 m² / 35446 ft²4 bedrooms10 bathrooms
3,400,000 €
£2,982,000
Total area 464 m² / 4994 ft²Land area: 2202 m² / 23702 ft²4 bedrooms4 bathrooms
500,000 €
£439,000
Total area 171 m² / 1841 ft²Land area: 250 m² / 2691 ft²2 bedrooms3 bathrooms
500,000 €
£439,000
Total area 171 m² / 1841 ft²Land area: 250 m² / 2691 ft²3 bedrooms3 bathrooms
739,000 €
£648,000
Total area 363 m² / 3907 ft²Land area: 363 m² / 3907 ft²3 bedrooms4 bathrooms
2 months ago
975,000 €
£855,000
Total area 150 m² / 1615 ft²Land area: 321 m² / 3455 ft²3 bedrooms5 bathrooms
975,000 €
£855,000
Total area 150 m² / 1615 ft²Land area: 321 m² / 3455 ft²3 bedrooms5 bathrooms
1,250,000 €
£1,096,000
Total area 180 m² / 1938 ft²Land area: 470 m² / 5059 ft²4 bedrooms5 bathrooms
750,000 €
£658,000
Total area 207 m² / 2228 ft²Land area: 284 m² / 3057 ft²3 bedrooms3 bathrooms
1,375,000 €
£1,206,000
Total area 220 m² / 2368 ft²Land area: 226 m² / 2433 ft²2 bedrooms3 bathrooms
1,250,000 €
£1,096,000
Total area 400 m² / 4306 ft²Land area: 2780 m² / 29924 ft²4 bedrooms5 bathrooms
1,000,000 €
£877,000
Total area 720 m² / 7750 ft²Land area: 20000 m² / 215280 ft²4 bedrooms3 bathrooms
1,380,000 €
£1,210,000
Total area 450 m² / 4844 ft²5 bedrooms7 bathrooms
890,000 €
£781,000
Total area 690 m² / 7427 ft²4 bedrooms6 bathrooms
795,000 €
£697,000
Land area: 1120 m² / 12056 ft²6 bedrooms5 bathrooms
800,000 €
£702,000
Total area 128 m² / 1378 ft²Land area: 100 m² / 1076 ft²2 bedrooms2 bathrooms
375,000 €
£329,000
Total area 100 m² / 1076 ft²2 bedrooms2 bathrooms
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    Marina Filichkina
    Marina Filichkina,
    Head of Sales
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    Tailored property selection
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      FAQ about Faro
      Can foreign nationals take out mortgage loans in Faro?
      Yes, non-residents can be issued a mortgage loan to buy property in Faro. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the purchasing process take place when buying a house in Faro?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Faro?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying a house?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a house buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease houses in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own a house in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
      Tranio's team
        United Property Expo in Belgrade, Serbia
        United Property Expo in Belgrade, Serbia
        17-18 February, 2023
        United Property Expo is a large-scale international exhibition attended by thousands of private investors, leading global developers and brokers. The event provides an opportunity to discuss the issues of buying and renting property abroad, get professional advice on taxes, mortgage, property investment and management.
        Tranio's managers are here to help you select a property
        Svetlana Larionova
        Svetlana Larionova
        Real Estate Expert Tranio in Faro
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          • Mortgage rates from 2.5%