Can foreign nationals take out mortgage loans in Cascais?

Yes, non-residents can be issued a mortgage loan to buy property in Cascais. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the property purchasing process take place in Cascais?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Cascais?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

Can Portuguese residency be obtained through buying real estate?

Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.

How can a property buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease real estate in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own real estate in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

Property for sale in Cascais - 43 offers real estate in Cascais

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Elite duplex-apartment with a terrace and a pool in a comfortable residence, Cascais, Portugal for 2,068,000 €

With swimming pool

Elite duplex-apartment with a terrace and a pool in a comfortable residence, Cascais, Portugal

2,068,000 €

£1,839,000

Total area 261 m²Land area: 190 m²4 bedrooms4 bathrooms

Elite apartment in a gated complex with a golf course, Cascais, Portugal for 2,000,000 €

Elite apartment in a gated complex with a golf course, Cascais, Portugal

2,000,000 €

£1,778,000

Total area 210 m²4 bedrooms

Golden Visa

Buy-to-let apartment with a guaranteed yield of 5%, in a new residential complex, Lisbon, Portugal

770,000 €

Total area: 81 1 bedroom 1 bathroom Yield 5.0%

Modern residence with sea views in Cascais, Lisbon, Portugal for 1,300,000 €

Modern residence with sea views in Cascais, Lisbon, Portugal

1,300,000 €

£1,156,000

Total area 360 m²Land area: 3,300 m²3 bedrooms4 bathrooms

Two-storey villa with sea views in Cascais, Lisbon, Portugal for 1,235,000 €

Two-storey villa with sea views in Cascais, Lisbon, Portugal

1,235,000 €

£1,098,000

Total area 300 m²Land area: 350 m²5 bedrooms5 bathrooms

Villa – Cascais, Lisbon, Portugal for 1,700,000 €

Villa – Cascais, Lisbon, Portugal

1,700,000 €

£1,512,000

Total area 258 m²Land area: 272 m²4 bedrooms4 bathrooms

Villa – Cascais, Lisbon, Portugal for 1,350,000 €

Villa – Cascais, Lisbon, Portugal

1,350,000 €

£1,200,000

Total area 254 m²Land area: 345 m²3 bedrooms5 bathrooms

Turkish passport for buyers of apartments from $250,000

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Ekaterina Maslova

Senior Residence and Citizenship Advisor

Villa – Cascais, Lisbon, Portugal for 1,170,000 €

Villa – Cascais, Lisbon, Portugal

1,170,000 €

£1,040,000

Total area 206 m²Land area: 297 m²3 bedrooms5 bathrooms

Villa – Cascais, Lisbon, Portugal

1,170,000 €

£1,040,000

Total area 206 m²Land area: 297 m²3 bedrooms5 bathrooms

Villa – Cascais, Lisbon, Portugal for 1,680,000 €

Villa – Cascais, Lisbon, Portugal

1,680,000 €

£1,494,000

Total area 300 m²Land area: 431 m²3 bedrooms6 bathrooms

Villa – Cascais, Lisbon, Portugal for 1,800,000 €

Villa – Cascais, Lisbon, Portugal

1,800,000 €

£1,601,000

Total area 370 m²Land area: 1,200 m²4 bedrooms5 bathrooms

Villa – Cascais, Lisbon, Portugal

1,350,000 €

£1,200,000

Total area 254 m²Land area: 345 m²3 bedrooms5 bathrooms

Villa – Cascais, Lisbon, Portugal for 1,300,000 €

Villa – Cascais, Lisbon, Portugal

1,300,000 €

£1,156,000

Total area 243 m²Land area: 334 m²3 bedrooms5 bathrooms

Villa – Cascais, Lisbon, Portugal

1,700,000 €

£1,512,000

Total area 258 m²Land area: 272 m²4 bedrooms4 bathrooms

Villa – Cascais, Lisbon, Portugal

1,700,000 €

£1,512,000

Total area 258 m²Land area: 332 m²4 bedrooms4 bathrooms

Villa – Cascais, Lisbon, Portugal

1,170,000 €

£1,040,000

Total area 206 m²Land area: 297 m²3 bedrooms5 bathrooms

Apartment – Cascais, Lisbon, Portugal for 1,650,000 €

Apartment – Cascais, Lisbon, Portugal

1,650,000 €

£1,467,000

Total area 186 m²Land area: 489 m²3 bedrooms3 bathrooms

Apartment – Cascais, Lisbon, Portugal for 1,950,000 €

With swimming pool

Apartment – Cascais, Lisbon, Portugal

1,950,000 €

£1,734,000

Total area 209 m²Land area: 229 m²4 bedrooms4 bathrooms

Villa – Cascais, Lisbon, Portugal

1,700,000 €

£1,512,000

Total area 258 m²Land area: 272 m²4 bedrooms4 bathrooms

Villa – Cascais, Lisbon, Portugal for 1,850,000 €

Villa – Cascais, Lisbon, Portugal

1,850,000 €

£1,645,000

Total area 418 m²Land area: 800 m²10 bedrooms5 bathrooms

Villa – Cascais, Lisbon, Portugal for 1,330,000 €

Villa – Cascais, Lisbon, Portugal

1,330,000 €

£1,183,000

Total area 300 m²Land area: 380 m²3 bedrooms5 bathrooms

Modern apartment with a garden in a residential complex with a pool and a spa, Cascais, Portugal for 1,650,000 €

Modern apartment with a garden in a residential complex with a pool and a spa, Cascais, Portugal

1,650,000 €

£1,467,000

Total area 188 m²Land area: 256 m²3 bedrooms

Comfortable villa with a swimming pool, a garden and a garage close to beaches, Cascais, Portugal for 1,480,000 €

Comfortable villa with a swimming pool, a garden and a garage close to beaches, Cascais, Portugal

1,480,000 €

£1,316,000

Total area 480 m²Land area: 914 m²5 bedrooms4 bathrooms

Apartment – Cascais, Lisbon, Portugal for 1,480,000 €

Apartment – Cascais, Lisbon, Portugal

1,480,000 €

£1,316,000

Total area 160 m²Land area: 190 m²3 bedrooms4 bathrooms

Apartment – Cascais, Lisbon, Portugal for 640,000 €

Apartment – Cascais, Lisbon, Portugal

640,000 €

£569,000

Total area 145 m²Land area: 160 m²3 bedrooms2 bathrooms

Land with sea and mountain views, Cascais, Lisbon, Portugal for 800,000 €

Land with sea and mountain views, Cascais, Lisbon, Portugal

800,000 €

£711,000

Land area: 1,270 m²

1-25 of 43 listings, page 1 of 2

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