Can foreign nationals take out mortgage loans in Cascais?

Yes, non-residents can be issued a mortgage loan to buy property in Cascais. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the property purchasing process take place in Cascais?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Cascais?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

Can Portuguese residency be obtained through buying real estate?

Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.

How can a property buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease real estate in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own real estate in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

Property for sale in Cascais - 14 offers real estate in Cascais

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Apartments in a modern residential complex with swimming pools, Cascais, Portugal for From 1,200,000 €

Apartments in a modern residential complex with swimming pools, Cascais, Portugal

From 1,200,000 €

From £1,059,000

Total of 15 apartments

Residential complex

Apartments with terraces and a swimming pool in a new residential complex, Cascais, Portugal

From 725,000 €

From £640,000

Completion in: 2022.IIITotal of 12 apartments

Residential complex

Portugal's «Golden Visa»

Share in pending hotel development in Algarve with buy-out in six years

280,000 € · 70% shares already sold out

Legal for Russian citizens;
Residence permits for investor's spouse and children;
Application for citizenship in five years.

Elite apartment in a gated complex with a golf course, Cascais, Portugal for 2,000,000 €

With swimming pool

Elite apartment in a gated complex with a golf course, Cascais, Portugal

2,000,000 €

£1,765,000

Total area 210 m²4 bedrooms

Villa – Cascais, Lisbon, Portugal for 3,350,000 €

Villa – Cascais, Lisbon, Portugal

3,350,000 €

£2,956,000

Total area 420 m² / 4521 ft²Land area: 980 m² / 10549 ft²5 bedrooms6 bathrooms

Apartment – Cascais, Lisbon, Portugal for 3,150,000 €

Sea view

Apartment – Cascais, Lisbon, Portugal

3,150,000 €

£2,779,000

Total area 260 m²Land area: 315 m²4 bedrooms4 bathrooms

2 months ago

Villa – Cascais, Lisbon, Portugal for 2,300,000 €

Villa – Cascais, Lisbon, Portugal

2,300,000 €

£2,029,000

Total area 622 m² / 6695 ft²Land area: 622 m² / 6695 ft²4 bedrooms5 bathrooms

Discounted properties upon request

Send us an enquiry, we will find advantageous offers for you

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Villa – Cascais, Lisbon, Portugal for 2,250,000 €

Villa – Cascais, Lisbon, Portugal

2,250,000 €

£1,985,000

Total area 622 m² / 6695 ft²Land area: 622 m² / 6695 ft²4 bedrooms5 bathrooms

Apartment – Cascais, Lisbon, Portugal for 745,000 €

Apartment – Cascais, Lisbon, Portugal

745,000 €

£657,000

Total area 125 m²Land area: 138 m²3 bedrooms3 bathrooms

3 months ago

Villa – Cascais, Lisbon, Portugal for 2,950,000 €

Villa – Cascais, Lisbon, Portugal

2,950,000 €

£2,603,000

Total area 350 m² / 3767 ft²Land area: 1000 m² / 10764 ft²6 bedrooms7 bathrooms

Villa – Cascais, Lisbon, Portugal for 3,000,000 €

Villa – Cascais, Lisbon, Portugal

3,000,000 €

£2,647,000

Total area 106 m² / 1141 ft²Land area: 131 m² / 1410 ft²2 bedrooms2 bathrooms

Elite apartment with a garden in a resort hotel with a pool and spa, Cascais, Portugal for 1,650,000 €

Elite apartment with a garden in a resort hotel with a pool and spa, Cascais, Portugal

1,650,000 €

£1,456,000

Total area 186 m²Land area: 257 m²3 bedrooms

Plot of land with sea views for construction in Cascais, Lisbon, Portugal for 1,550,000 €

Plot of land with sea views for construction in Cascais, Lisbon, Portugal

1,550,000 €

£1,368,000

Land area: 2,630 m²

Villa – Cascais, Lisbon, Portugal

2,950,000 €

£2,603,000

Total area 383 m² / 4123 ft²Land area: 1000 m² / 10764 ft²6 bedrooms7 bathrooms

Residential complex with balconies, near the beach, Lisbon, Portugal

From 595,000 €

From £525,000

Total of 28 apartments

Residential complex

Similar facilities nearby

Share in a brand-new chain hotel for a Golden Visa, Lisbon, Portugal

350,000 €

Golden Visa

Modern apartments with sea view, Lisbon, Portugal

From 450,000 €

Built in 2021Total of 9 apartments

Apartments with terraces and a swimming pool in a new residential complex, Cascais, Portugal

From 725,000 €

Completion in: 2022.IIITotal of 12 apartments

Apartments with a guaranteed yield, in the historic part of the city, Lisbon, Portugal

From 350,000 €

Completion in: 2024Total of 20 apartments

Modern apartments with terraces, a swimming pool and river view, Belem, Lisbon, Portugal

From 1,100,000 €

Built in 2021Total of 57 apartments

Apartments in a modern residential complex with swimming pools, Cascais, Portugal

From 1,200,000 €

Total of 15 apartments

Apartments with sea and river views in a new residential complex, Oeiras, Portugal

From 481,000 €

Built in 2022Total of 9 apartments

Fully equipped new apartments in Lisbon, Portugal

From 500,000 €

Total of 17 apartments

Apartments in an elite complex, Lisbon, Portugal

From 616,000 €

Built in 2021Total of 36 apartments

Apartments with panoramic views, in the historic city center, Lisbon, Portugal

From 540,000 €

Total of 19 apartments

Two-bedroom apartment overlooking the Tagus River in a new complex, Belem, Lisbon, Portugal

990,000 €

Total area 124 m²2 bedrooms1 bathroom

Buy-to-let apartments with a guaranteed yield of 5% in a modern residential complex, Belem, Lisbon, Portugal

From 770,000 €

Built in 2021Total of 97 apartments

Apartments for a residence permit in an apart-hotel, with a yield of 3–5%, Lisbon, Portugal

From 850,000 €

Completion in: 2022.IIITotal of 9 apartments

One-bedroom apartment with a river-view in a new residential complex with a panoramic roof-top swimming pool, Lisbon, Portugal

785,000 €

Luxury property

Total area 132 m²1 bedroom2 bathrooms

Four-room new apartment overlooking the Tagus River, Belem, Lisbon, Portugal

1,750,000 €

Total area 174 m²3 bedrooms3 bathrooms

New buy-to-let apartments with a guaranteed yield of 5%, Lisbon, Portugal

770,000 €

Total area 81 m²1 bedroom1 bathroomYield 5.0%

Three-bedroom buy-to-let apartment with a guaranteed yield of 5%, in a newly-built residential complex, Lisbon, Portugal

2,500,000 €

Total area 260 m²3 bedrooms3 bathrooms

One-bedroom buy-to-let apartment with a guaranteed yield of 5%, in a newly-built residential complex, Lisbon, Portugal

820,000 €

Total area 87 m²1 bedroom2 bathrooms

Apartment – Lisbon, Portugal

1,750,000 €

Total area 309 m²Land area: 351 m²5 bedrooms5 bathrooms

Villa – Alcabideche, Lisbon, Portugal

1,450,000 €

Total area 170 m²Land area: 340 m²3 bedrooms5 bathrooms

Apartment – Estoril, Lisbon, Portugal

1,550,000 €

Total area 150 m²Land area: 175 m²3 bedrooms3 bathrooms

Villa – Lisbon, Portugal

7,500,000 €

Total area 1,188 m²Land area: 2,780 m²6 bedrooms7 bathrooms

Apartment – Lisbon, Portugal

595,000 €

Total area 125 m²Land area: 125 m²3 bedrooms1 bathroom

Apartment – Lisbon, Portugal

538,000 €

With swimming pool

Total area 59 m²Land area: 72 m²1 bedroom1 bathroom

Apartment – Lisbon, Portugal

990,000 €

Total area 200 m²Land area: 210 m²5 bedrooms3 bathrooms

Property for sale in Cascais

Real estate in Cascais