Can foreign nationals take out mortgage loans in Cascais?

Yes, non-residents can be issued a mortgage loan to buy property in Cascais. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the property purchasing process take place in Cascais?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Cascais?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

How can a property buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease real estate in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own real estate in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

Property for Sale in Cascais, Buy Real Estate from 595,000€

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Apartments in a modern residential complex with swimming pools, Cascais, Portugal for From 1,200,000 €

Apartments in a modern residential complex with swimming pools, Cascais, Portugal

From 1,200,000 €

From £1,027,000

Total of 15 apartments

Residential complex

Elite apartment in a gated complex with a golf course, Cascais, Portugal for 2,000,000 €

With swimming pool

Elite apartment in a gated complex with a golf course, Cascais, Portugal

2,000,000 €

£1,711,000

Total area 210 m²4 bedrooms

3% discount on apartments

Investment apartments in The Community at 9% per annum in the heart of the Motor City area, Dubai

From 122,000 €

Completion in: 2025 Yield: 9.0% Apartments in total: 450

Residential complex

4-bedrooms apartment 260 m² in Cascais, Portugal for 3,150,000 €

Sea view

4-bedrooms apartment 260 m² in Cascais, Portugal

3,150,000 €

£2,695,000

Total area 260 m²Land area: 315 m²4 bedrooms4 bathrooms

6-bedrooms villa 475 m² in Cascais, Portugal for 5,100,000 €

6-bedrooms villa 475 m² in Cascais, Portugal

5,100,000 €

£4,363,000

Total area 475 m²Land area: 900 m²6 bedrooms7 bathrooms

3-bedrooms apartment 125 m² in Cascais, Portugal for 745,000 €

3-bedrooms apartment 125 m² in Cascais, Portugal

745,000 €

£637,000

Total area 125 m²Land area: 138 m²3 bedrooms3 bathrooms

2-bedrooms villa 106 m² in Cascais, Portugal for 3,000,000 €

2-bedrooms villa 106 m² in Cascais, Portugal

3,000,000 €

£2,567,000

Total area 106 m²Land area: 131 m²2 bedrooms2 bathrooms

Discounted properties upon request

Send us an enquiry, we will find advantageous offers for you

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Client manager

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3-bedrooms apartment 120 m² in Cascais, Portugal for 780,000 €

3-bedrooms apartment 120 m² in Cascais, Portugal

780,000 €

£667,000

Total area 120 m²Land area: 135 m²3 bedrooms2 bathrooms

3-bedrooms apartment 125 m² in Cascais, Portugal for 775,000 €

3-bedrooms apartment 125 m² in Cascais, Portugal

775,000 €

£663,000

Total area 125 m²Land area: 138 m²3 bedrooms3 bathrooms

Elite apartment with a garden in a resort hotel with a pool and spa, Cascais, Portugal for 1,650,000 €

Elite apartment with a garden in a resort hotel with a pool and spa, Cascais, Portugal

1,650,000 €

£1,412,000

Total area 186 m²Land area: 257 m²3 bedrooms

House 5 Bedrooms + 1 in Cascais for 2,385,000 €

House 5 Bedrooms + 1 in Cascais

2,385,000 €

£2,041,000

Total area 365 m²Land area: 1,108 m²5 bedrooms6 bathrooms

With swimming pool

Luxury two-bedroom flat

880,000 €

£753,000

Total area 153 m²2 bedrooms3 bathrooms

With swimming pool

Luxury 4-bedroom flat

1,490,000 €

£1,275,000

Total area 290 m²4 bedrooms5 bathrooms

With swimming pool

Luxury 3-bedroom flat

1,250,000 €

£1,069,000

Total area 219 m²3 bedrooms4 bathrooms

With swimming pool

Luxury 3-bedroom flat

1,220,000 €

£1,044,000

Total area 204 m²3 bedrooms4 bathrooms

With swimming pool

Luxury 3-bedroom flat

1,250,000 €

£1,069,000

Total area 217 m²3 bedrooms4 bathrooms

With swimming pool

Luxury 3-bedroom flat

1,300,000 €

£1,112,000

Total area 208 m²3 bedrooms4 bathrooms

With swimming pool

Luxury 3-bedroom flat

1,200,000 €

£1,027,000

Total area 215 m²3 bedrooms4 bathrooms

With swimming pool

Luxury two-bedroom flat

880,000 €

£753,000

Total area 167 m²2 bedrooms3 bathrooms

With swimming pool

Luxury two-bedroom flat

880,000 €

£753,000

Total area 151 m²2 bedrooms3 bathrooms

With swimming pool

Luxury two-bedroom flat

850,000 €

£727,000

Total area 151 m²2 bedrooms3 bathrooms

Beautiful duplex apartment with 4 bedrooms for 2,700,000 €

With swimming pool

Beautiful duplex apartment with 4 bedrooms

2,700,000 €

£2,310,000

Total area 459 m²4 bedrooms4 bathrooms

4-bedrooms penthouse 360 m² in Cascais, Portugal for 3,600,000 €

4-bedrooms penthouse 360 m² in Cascais, Portugal

3,600,000 €

£3,080,000

Total area 360 m²4 bedrooms4 bathrooms

3-Bedroom apartment in a luxury condominium in Monte Estoril! for 2,499,000 €

Sea view

3-Bedroom apartment in a luxury condominium in Monte Estoril!

2,499,000 €

£2,138,000

Total area 251 m²3 bedrooms4 bathrooms

3-Bedroom apartment in a luxury condominium in Monte Estoril! for 3,367,000 €

Sea view

3-Bedroom apartment in a luxury condominium in Monte Estoril!

3,367,000 €

£2,881,000

Total area 433 m²3 bedrooms4 bathrooms

3-Bedroom apartment in a luxury condominium in Monte Estoril! for 2,318,000 €

Sea view

3-Bedroom apartment in a luxury condominium in Monte Estoril!

2,318,000 €

£1,983,000

Total area 400 m²3 bedrooms4 bathrooms

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What they say about Tranio

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First and foremost Tranio is a very motivated team of professionals who surely know their job! We are very pleased with their well-coordinated work, timeliness of responses to the questions posed, and willingness to act in case of unusual situations.
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Coldwell Banker
It is with much enthusiasm that I personally recommend Tranio for a professional business collaboration in the ﬁeld of real estate, marketing, acquisition, and ﬁnance. The fundamentals of our business relationship with Tranio were set in 2016. Mundial AG has received the company’s great reputation throughout a number of international business pai’tners and stockholders. Tranio has helped our company to expand its horizons to the global market and has established benchmarks that would extend Mundial AG’s networks. The company has exceptional connections to potential investors and has a proﬁcient team that is capable of forming compound ﬁnancial models that attract ﬁnanciers. The cooperation with Tranio is based on professionalism, effectiveness, and Hypovﬂemsbank scrupulousness. Our experiences with Tranio are encouraging and progressive, which makes them one of our preeminent business paitners.
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Z. Farkas, Mundial AG
We are glad to have a partnership with Tranio! It offers a vast online property base and the best services.

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Property for sale in Cascais