Portugal residence permit for investment in commercial real estate

  • Opportunity to apply for citizenship in 5 years
  • Visa-free entry and residence in the EU
  • Investments from €280,000
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  • Cascais, Lisbon, Portugal
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595k – 3.4M
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From 1,200,000 €
From £1,059,000
Total of 15 apartments
Residential complex
From 725,000 €
From £640,000
Completion in: 2022.IIITotal of 12 apartments
Residential complex
Share in pending hotel development in Algarve with buy-out in six years

Portugal's «Golden Visa»

280,000 €  ·  70% shares already sold out
  • Legal for Russian citizens;
  • Residence permits for investor's spouse and children;
  • Application for citizenship in five years.

With swimming pool

2,000,000 €
£1,765,000
Total area 210 m²4 bedrooms
3,350,000 €
£2,956,000
Total area 420 m² / 4521 ft²Land area: 980 m² / 10549 ft²5 bedrooms6 bathrooms

Sea view

3,150,000 €
£2,779,000
Total area 260 m²Land area: 315 m²4 bedrooms4 bathrooms
2 months ago
2,300,000 €
£2,029,000
Total area 622 m² / 6695 ft²Land area: 622 m² / 6695 ft²4 bedrooms5 bathrooms
Discounted properties upon request

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Ksenia Kolesnikova
Ksenia Kolesnikova,
Client manager
  • We find off-market properties We find off-market properties
  • We organise viewings We organise viewings
  • We assist in obtaining a mortgage We assist in obtaining a mortgage
2,250,000 €
£1,985,000
Total area 622 m² / 6695 ft²Land area: 622 m² / 6695 ft²4 bedrooms5 bathrooms
745,000 €
£657,000
Total area 125 m²Land area: 138 m²3 bedrooms3 bathrooms
3 months ago
2,950,000 €
£2,603,000
Total area 350 m² / 3767 ft²Land area: 1000 m² / 10764 ft²6 bedrooms7 bathrooms
3,000,000 €
£2,647,000
Total area 106 m² / 1141 ft²Land area: 131 m² / 1410 ft²2 bedrooms2 bathrooms
1,650,000 €
£1,456,000
Total area 186 m²Land area: 257 m²3 bedrooms
2,950,000 €
£2,603,000
Total area 383 m² / 4123 ft²Land area: 1000 m² / 10764 ft²6 bedrooms7 bathrooms
Residential complex with balconies, near the beach, Lisbon, Portugal for From 595,000 €
From 595,000 €
From £525,000
Total of 28 apartments
Residential complex
Similar facilities nearby
Modern apartments with sea view, Lisbon, Portugal for From 450,000 €
From 450,000 €
Built in 2021Total of 9 apartments
Apartments with terraces and a swimming pool in a new residential complex, Cascais, Portugal for From 725,000 €
From 725,000 €
Completion in: 2022.IIITotal of 12 apartments
Apartments with a guaranteed yield, in the historic part of the city, Lisbon, Portugal for From 350,000 €
From 350,000 €
Completion in: 2024Total of 20 apartments
Fully equipped new apartments in Lisbon, Portugal for From 500,000 €
From 500,000 €
Total of 17 apartments
Apartments in an elite complex, Lisbon, Portugal for From 616,000 €
From 616,000 €
Built in 2021Total of 36 apartments
Four-room new apartment overlooking the Tagus River, Belem, Lisbon, Portugal for 1,750,000 €
1,750,000 €
Total area 174 m²3 bedrooms3 bathrooms
New buy-to-let apartments with a guaranteed yield of 5%, Lisbon, Portugal for 770,000 €
770,000 €
Total area 81 m²1 bedroom1 bathroomYield 5.0%
Apartment – Lisbon, Portugal for 1,750,000 €
1,750,000 €
Total area 309 m²Land area: 351 m²5 bedrooms5 bathrooms
Villa – Alcabideche, Lisbon, Portugal for 1,450,000 €
1,450,000 €
Total area 170 m²Land area: 340 m²3 bedrooms5 bathrooms
Apartment – Estoril, Lisbon, Portugal for 1,550,000 €
1,550,000 €
Total area 150 m²Land area: 175 m²3 bedrooms3 bathrooms
Villa – Lisbon, Portugal for 7,500,000 €
7,500,000 €
Total area 1,188 m²Land area: 2,780 m²6 bedrooms7 bathrooms
Apartment – Lisbon, Portugal for 595,000 €
595,000 €
Total area 125 m²Land area: 125 m²3 bedrooms1 bathroom
Apartment – Lisbon, Portugal for 538,000 €
538,000 €

With swimming pool

Total area 59 m²Land area: 72 m²1 bedroom1 bathroom
Apartment – Lisbon, Portugal for 990,000 €
990,000 €
Total area 200 m²Land area: 210 m²5 bedrooms3 bathrooms

Real estate in Cascais

Cascais is one of the most prestigious and expensive resorts in Portugal, and the resort is not massive, but resident. Solid neighbors, an impressive city budget for law enforcement and landscaping, leisure and shopping infrastructure, the fantastic smell of the ocean, together with the magnificent sandy Gincho beach do their job, turning Cascais into a very popular place among a wealthy public.

The main type of real estate in Cascais is villas, although there are enough apartments in different parts of the city: from small resorts (50-60m2 close to beaches, from 200 thousand euros), to very spacious, designed for rich people and permanent residence. 3-4 bedroom apartments, 100-150 m2, closer to the city center, such apartments are already closer to 400 thousand euros. Prices for small villas start at 500 thousand euros, and for a luxury mansion you will have to pay several million, which is relatively expensive for real estate in Portugal, but not other places with which Cascais could be compared. Unless with the neighboring, more democratic Estoril.

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    Marina Filichkina
    Marina Filichkina,
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      FAQ about Cascais
      Can foreign nationals take out mortgage loans in Cascais?
      Yes, non-residents can be issued a mortgage loan to buy property in Cascais. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the property purchasing process take place in Cascais?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Cascais?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying real estate?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a property buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease real estate in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own real estate in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
      Tranio's team
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        Svetlana Larionova
        Svetlana Larionova
        Real Estate Expert Tranio in Cascais
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