Can foreign nationals take out mortgage loans in Cascais?

Yes, non-residents can be issued a mortgage loan to buy property in Cascais. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the property purchasing process take place in Cascais?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Cascais?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

How can a property buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease real estate in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own real estate in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

Property for Sale in Cascais, Buy Real Estate from 595,000 €

Show:

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Residential complex

New condominium with good amenities between the sea and the mountains in Cascais, Portugal

Cascais, Lisbon, Portugal

From 1,000,000 €

Total 60 units available from the developer

Completion in: 2027.II

2 bedrooms from 1,000,000 €

3 bedrooms from 1,130,000 €

Residential complex

Luxury villas with pools and gardens, Birre, Cascais, Portugal

Cascais, Lisbon, Portugal

From 5,600,000 €

Total 6 units available from the developer

Completion in: 2028.I

Villas from 5,600,000 €

Residential complex

Premier new residential complex in the center of Cascais, Portugal

Cascais, Lisbon, Portugal

From 2,285,000 €

Total 30 units available from the developer

Completion in: 2027.I

2 bedrooms from 2,285,000 €

Residential complex

Prestigious villas with private pools and a shared gym and spa, Cascais, Portugal

Cascais, Lisbon, Portugal

From 4,000,000 €

Total 18 units available from the developer

Completion in: 2028.I

Villas from 4,000,000 €

Residential complex

New residential complex of modern villas with swimming pools in Cascais, Portugal

Cascais, Lisbon, Portugal

From 2,642,000 €

Total 13 units available from the developer

Built in 2026

Villas from 2,642,000 €

Residential complex

Apartments in a modern residential complex with swimming pools, Cascais, Portugal

Cascais, Lisbon, Portugal

From 1,200,000 €

Total 15 units available from the developer

3 bedrooms from 1,200,000 €

Elvira Gracheva

Head of Sales Tranio Europe

Tranio Projects for Profitable Investments

Sourcing prime properties to match your goals, negotiating exclusive terms, delivering an independent investment analysis.

Book a Consultation

With swimming pool

Elite apartment in a gated complex with a golf course, Cascais, Portugal

Cascais, Lisbon, Portugal

2,000,000 €

Total area 210 m² · 4 bedrooms

Sea view

4-bedroom apartment 260 m² in Cascais

Cascais, Lisbon, Portugal

3,150,000 €

Total area 260 m² · Land area: 315 m² · 4 bedrooms · 4 bathrooms

6-bedroom villa 475 m² in Cascais

Cascais, Lisbon, Portugal

5,100,000 €

Total area 475 m² · Land area: 900 m² · 6 bedrooms · 7 bathrooms

3-bedroom apartment 125 m² in Cascais

Cascais, Lisbon, Portugal

745,000 €

Total area 125 m² · Land area: 138 m² · 3 bedrooms · 3 bathrooms

New townhouse with a pool, a garden and a parking in Cascais, Portugal

Cascais, Lisbon, Portugal

1,700,000 €

Total area 307 m² · Land area: 371 m² · 4 bedrooms · 4 bathrooms

3-bedroom apartment 125 m² in Cascais

Cascais, Lisbon, Portugal

775,000 €

Total area 125 m² · Land area: 138 m² · 3 bedrooms · 3 bathrooms

3-bedroom apartment 120 m² in Cascais

Cascais, Lisbon, Portugal

780,000 €

Total area 120 m² · Land area: 135 m² · 3 bedrooms · 2 bathrooms

2-bedroom villa 106 m² in Cascais

Cascais, Lisbon, Portugal

3,000,000 €

Total area 106 m² · Land area: 131 m² · 2 bedrooms · 2 bathrooms

Newly built four-bedroom penthouse with open ocean views in Cascais, Portugal

Cascais, Lisbon, Portugal

2,617,000 €

Total area 413 m² · 4 bedrooms · 4 bathrooms

5-bedroom cottage 365 m² in Cascais

Cascais, Lisbon, Portugal

2,385,000 €

Total area 365 m² · Land area: 1,108 m² · 5 bedrooms · 6 bathrooms

With swimming pool

2-bedroom apartment 151 m² in Cascais

Cascais, Lisbon, Portugal

880,000 €

Total area 151 m² · 2 bedrooms · 3 bathrooms

With swimming pool

2-bedroom apartment 167 m² in Cascais

Cascais, Lisbon, Portugal

880,000 €

Total area 167 m² · 2 bedrooms · 3 bathrooms

With swimming pool

3-bedroom apartment 215 m² in Cascais

Cascais, Lisbon, Portugal

1,200,000 €

Total area 215 m² · 3 bedrooms · 4 bathrooms

With swimming pool

3-bedroom apartment 208 m² in Cascais

Cascais, Lisbon, Portugal

1,300,000 €

Total area 208 m² · 3 bedrooms · 4 bathrooms

With swimming pool

3-bedroom apartment 217 m² in Cascais

Cascais, Lisbon, Portugal

1,250,000 €

Total area 217 m² · 3 bedrooms · 4 bathrooms

With swimming pool

3-bedroom apartment 204 m² in Cascais

Cascais, Lisbon, Portugal

1,220,000 €

Total area 204 m² · 3 bedrooms · 4 bathrooms

With swimming pool

3-bedroom apartment 219 m² in Cascais

Cascais, Lisbon, Portugal

1,250,000 €

Total area 219 m² · 3 bedrooms · 4 bathrooms

With swimming pool

4-bedroom apartment 290 m² in Cascais

Cascais, Lisbon, Portugal

1,490,000 €

Total area 290 m² · 4 bedrooms · 5 bathrooms

With swimming pool

2-bedroom apartment 153 m² in Cascais

Cascais, Lisbon, Portugal

880,000 €

Total area 153 m² · 2 bedrooms · 3 bathrooms

1-25 of 35 listings, page 1 of 2

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Property for sale in Cascais