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Property for sale in Santa Cruz (Portugal)

14 listings Subscribe to notifications
1,750,000 €
£1,558,000
Total area 480 m²Land area: 2,795 m²3 bedrooms4 bathrooms
450,000 €
£401,000
Total area 216 m²Land area: 1,630 m²3 bedrooms3 bathrooms
Buy-to-let apartment with a guaranteed yield of 5%, in a new residential complex, Lisbon, Portugal

Golden Visa

595,000 €
£530,000
Total area 550 m²5 bedrooms5 bathrooms
325,000 €
£289,000
Total area 286 m²Land area: 421 m²3 bedrooms3 bathrooms
650,000 €
£579,000
Land area: 10,000 m²3 bedrooms3 bathrooms

Sea view

295,000 €
£263,000
Total area 119 m²3 bedrooms2 bathrooms

Discounted properties upon request

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Anna Boyarchukova
Anna Boyarchukova,
Head of Residential Real Estate
145,000 €
£129,000
Total area 30 m²Land area: 30 m²1 bathroom
240,000 €
£214,000
Total area 200 m²Land area: 200 m²2 bathrooms
370,000 €
£329,000
Land area: 550 m²3 bathrooms
345,000 €
£307,000
Total area 180 m²Land area: 350 m²4 bathrooms
225,000 €
£200,000
Total area 92 m²Land area: 92 m²2 bathrooms
99,000 €
£88,000
Total area 103 m²Land area: 133 m²1 bathroom

Sea view

98,000 €
£87,000
Total area 46 m²Land area: 46 m²1 bathroom
Cozy house with a large plot of land in Santa Cruz, Madeira, Portugal for 350,000 €
350,000 €
£312,000
Total area 106 m²Land area: 14,000 m²4 bedrooms2 bathrooms

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Three-storey villa with spectacular ocean views on the island of Madeira, Portugal for 382,000 €
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Villa with pool and 3 bedrooms in Funchal, Madeira, Portugal for 950,000 €
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Four-bedroom villa with ocean views in Funchal, Madeira, Portugal for 506,000 €
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Four-bedroom villa in the center of Funchal, Madeira, Portugal for 395,000 €
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Luxurious 5-bedroom villa in Funchal, Madeira, Portugal for 1,200,000 €
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Furnished 6-bedroom villa in Funchal, Madeira, Portugal for 590,000 €
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New furnished villa with a swimming pool and picturesque views, Funchal, Portugal for 1,750,000 €
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Historic 4-bedroom house in Funchal, Madeira, Portugal for 1,600,000 €
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Furnished traditional villa with a panoramic view of the ocean in a quiet prestigious area, Funchal, Portugal for 1,590,000 €
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Three-bedroom modern home in Funchal, Madeira, Portugal for 495,000 €
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Total area 240 m²Land area: 3,000 m²3 bedrooms
Modern penthouse in a luxury residence, in a prestigious area, Funchal, Portugal for 832,000 €
832,000 €

Furnished

Total area 186 m²Land area: 255 m²4 bedrooms3 bathrooms
Four-bedroom house with ocean views in Funchal, Madeira, Portugal for 1,350,000 €
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Home with 3 bedrooms and breathtaking views of Funchal, Madeira, Portugal for 575,000 €
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Traditional villa with a garden and picturesque views, Funchal, Portugal for 950,000 €
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Three-storey villa with a swimming pool, a gym and panoramic views near the center of Funchal, Portugal for 1,150,000 €
1,150,000 €
Total area 357 m²Land area: 578 m²10 bedrooms6 bathrooms
Spacious villa with a view of the sea and the mountains, Funchal, Portugal for 650,000 €
650,000 €
Land area: 630 m²4 bedrooms4 bathrooms
Five-room penthouse with a parking and ocean views in Funchal, Madeira, Portugal for 832,000 €
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Modern villa with a garage and picturesque views in a quiet area, Funchal, Portugal for 850,000 €
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Total area 300 m²Land area: 650 m²4 bedrooms6 bathrooms
1-25 of 239 listings, page 1 of 10
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      FAQ about Santa Cruz (Portugal)

      Can foreign nationals take out mortgage loans in Santa Cruz (Portugal)?
      Yes, non-residents can be issued a mortgage loan to buy property in Santa Cruz (Portugal). Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the property purchasing process take place in Santa Cruz (Portugal)?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Santa Cruz (Portugal)?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying real estate?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a property buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease real estate in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own real estate in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
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      Kseniya Kolesnikova
      Kseniya Kolesnikova
      Real Estate Expert Tranio in Santa Cruz (Portugal)
      +44 17 4822 0039
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