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  • Santa Cruz (Portugal), Madeira, Portugal
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Property for sale in Santa Cruz (Portugal)

13 listings

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145,000 €
£125,000
Total area 30 m²1 bedroom1 bathroom
155,000 €
£134,000
Total area 75 m²2 bedrooms
Buy-to-let apartment with a guaranteed yield of 5%, in a new residential complex, Lisbon, Portugal

Golden Visa

Sea view

295,000 €
£255,000
Total area 119 m²3 bedrooms2 bathrooms
1,750,000 €
£1,511,000
Total area 480 m²Land area: 2,795 m²3 bedrooms4 bathrooms
450,000 €
£388,000
Total area 216 m²Land area: 1,630 m²3 bedrooms3 bathrooms
595,000 €
£514,000
Total area 550 m²5 bedrooms5 bathrooms

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Ekaterina Maslova
Ekaterina Maslova
Senior Residence and Citizenship Advisor
650,000 €
£561,000
Land area: 10,000 m²3 bedrooms3 bathrooms
635,000 €
£548,000
Total area 262 m²Land area: 670 m²3 bedrooms3 bathrooms
370,000 €
£319,000
Land area: 550 m²3 bedrooms3 bathrooms
345,000 €
£298,000
Total area 180 m²Land area: 350 m²3 bedrooms3 bathrooms
240,000 €
£207,000
Total area 200 m²3 bedrooms2 bathrooms

Similar properties in Santa Cruz (Portugal) and surrounding areas

Fantastic villa with stunning views of the ocean and the city in Funchal, Madeira, Portugal for 790,000 €
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New furnished villa with a swimming pool and picturesque views, Funchal, Portugal for 1,750,000 €
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Four-room apartment with panoramic ocean views in Funchal, Madeira, Portugal for 295,000 €
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Total area 130 m²3 bedrooms2 bathrooms
Stylish villa with a swimming pool and ocean views, Arko da Calheta, Madeira, Portugal for 390,000 €
390,000 €
Total area 219 m²Land area: 274 m²3 bedrooms3 bathrooms
Historic villa with a swimming pool, a garden and a view of the sea in a prestigious area, Funchal, Portugal for 1,600,000 €
1,600,000 €
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Modern apartment with a garden and picturesque views, Funchal, Portugal for 520,000 €
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Exclusive two-storey villa with panoramic ocean views, Madeira, Portugal for 1,980,000 €
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Furnished traditional villa with a panoramic view of the ocean in a quiet prestigious area, Funchal, Portugal for 1,590,000 €
1,590,000 €
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Traditional villa with a garden and picturesque views, Funchal, Portugal for 950,000 €
950,000 €
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Three-storey villa with a swimming pool, a gym and panoramic views near the center of Funchal, Portugal for 1,150,000 €
1,150,000 €
Total area 357 m²Land area: 578 m²10 bedrooms6 bathrooms
New villa with a swimming pool, Funchal, Portugal for 1,760,000 €
1,760,000 €
Total area 152 m²Land area: 559 m²3 bedrooms5 bathrooms
Spacious villa with a view of the sea and the mountains, Funchal, Portugal for 650,000 €
650,000 €
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1-25 of 224 listings, page 1 of 9
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    Anna Kurianovich,
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      FAQ about Santa Cruz (Portugal)

      Can foreign nationals take out mortgage loans in Santa Cruz (Portugal)?
      Yes, non-residents can be issued a mortgage loan to buy property in Santa Cruz (Portugal). Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the property purchasing process take place in Santa Cruz (Portugal)?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Santa Cruz (Portugal)?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying real estate?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a property buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease real estate in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own real estate in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
      Tranio's managers are here to help you select a property
      Anastasia Istomina
      Real Estate Expert Tranio in Santa Cruz (Portugal)
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