Property for sale in Calabria
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- Calabria, Italy
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- Property prices in Italy from 1,000 to 15,000 €/m²
- Stages of buying property in Italy
- Mortgage in Italy features stringent requirements for non-resident borrowers
- Property tax in Italy from 9% to 10% on purchases
- Property maintenance in Italy from 1% to 3% of the property price per annum
- How to get a residence permit in Italy
- Tuscany is the most popular region among investors
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- Passport;
- Marriage certificate or premarital agreement;
- Tax identification code – codice fiscale (on request from an Italian consulate in the applicant's home country or the local tax authorities).
Residential property maintenance costs comprise three parts: tax, utilities, and insurance. Italy introduced a unique communal property tax called imposta unica comunale (IUC) on January 01, 2014. It is calculated on three taxes:
- Municipal property tax (imposta municipale unica, IMU). It is levied at 0.76% but not on the real estate used as primary residence;
- Waste tax (TARI) – about € 100;
- Municipal tax for road maintenance, street lighting, and so on.
On average, the tax on an 85 m² apartment is about € 850 per year.
As for utility payments, they depend on the property. Anywhere between € 200-5,000 per annum for an apartment, depending on its size, while a villa with a swimming pool will be somewhere between € 1,200-6,000 per annum.
The insurance fee depends on a property’s value and usually ranges from € 300-2,000 per annum (usually 1–2% of the property value)
Yes, in Italy the taxes for residents and non-residents are the same.
If buying a new-build you will have to pay:
- VAT — 4% of the property value;
- Fixed registration tax — € 200;
- Fixed mortgage tax — € 200;
- Fixed cadastral tax — € 200;
For an existing property you will have to pay:
- Fixed registration tax — 9% of the property value (€ 1,000 at least);
- Fixed mortgage tax — € 50;
- Fixed registration tax — € 50.
Owners pay a communal tax of up to 10.6%. Income tax for individuals is between 23–43%.
Yes, in addition to the expenses mentioned above there are a number of additional costs. For example, the payment of notary fees at 2–4% of the property's assessed value. This includes:
- Cadastral tax and a mortgage instalment – € 50 or € 200 depending on the buyer's residence permit availability;
- State duty – € 230;
- property tax – € 24.71;
- State register inscription fee – € 90;
- Notary fee – about 1–2.5% (for properties priced between € 300,000-1M the fee is € 5,000-7,000).
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Calabria — the sea, mountains and cheap property. In landlocked towns and villages, residential property is available at no higher than €500/m2. Tranio experts have described some other features of this southern Italian region.
How much the residential real estate costs and what affects the price
The three main factors affecting the property price are its location, type and layout.
The average price per square metre in the region is €1,073. The price keeps going down just like all over Italy: in August 2014, it was €1,168/m2.
Calabria comprises five provinces, with each of them having its own average apartment price:
- Catanzaro and Crotone — €950-1,000/m2
- Cosenza and Reggio di Calabria — €1,050-1,100/m2
- Vibo Valentia — €1,350-1,400/m2
The relative expensiveness of Vibo Valentia has been affected by the sales of property on the province s coast and near the beaches. Real estate agency realtors and developers in Ricadi, Tropea, Parghelia and Zambrone sell residential property at prices from €1,400/m2.
The property type also affects its price: villas are the most expensive, while rural houses are, on the contrary, the cheapest. The table below features the average prices per square metre for different types of residential property as of September, 2019 (according to immobiliare.it):
Catanzaro, €/m2 |
Crotone, €/m2 |
Cosenza, €/m2 |
Reggio di Calabria, €/m2 |
Vibo Valentia, €/m2 |
|
Apartments |
1,025 |
1,108 |
964 |
908 |
1,186 |
Houses |
643 |
863 |
697 |
564 |
565 |
Rural houses |
375 |
381 |
710 |
391 |
497 |
Townhouses |
1,078 |
1,174 |
1,099 |
1,013 |
1,269 |
Villas |
1,066 |
1,123 |
1,047 |
994 |
1,756 |
The third and the most evident factor affecting the price is the layout. The price depends on the size of the living room, the number of bedrooms and bathrooms.
Up to 2019, residential property prices in Calabria have been falling just like all over Italy. However, analysts expect the market to strengthen soon. Therefore, if you buy property in Calabria now, it can become a profitable investment for the coming years.