How much tax is paid on residential rentals?

Italy has progressive tax rates. If you lease residential real estate on a regular basis you need to declare your total annual rental income every year. If this amount does not exceed € 15,000 per year, it is taxed at 23% plus 2% of the annual rent. If the annual rental income is greater than € 75,000, it is taxed at 43% plus 2% of the total annual rent. However, paying less tax is possible: for example, when registering a rental contract with the cedolare secca option, the tax rate is fixed at 21% of the annual rent. And on a comodato d'uso contract, no tax is paid because this type of agreement implies a temporary provision of housing for free.

What is the house purchase payment process?

According to Italian law, non-residents must open a local bank account and transfer the full property purchase amount to it. In addition, 10% of the deposit must be paid by bank cheque. When the notarial act is issued, the bank will issue a cheque with the remaining amount to the seller.

What documents are required to buy a house in Tuscany?

Passport; Marriage certificate or premarital agreement; Tax identification code – codice fiscale (on request from an Italian consulate in the applicant's home country or the local tax authorities).

Which regions of Italy offer the cheapest house prices?

It’s possible to buy a one-bedroom apartment for about € 60,000 in the city of Pizzo (Calabria) and from € 105,000 in the region of Abruzzo.

How much does it cost to maintain a house in Tuscany?

Residential property maintenance costs comprise three parts: tax, utilities, and insurance. Italy introduced a unique communal property tax called imposta unica comunale (IUC) on January 01, 2014. It is calculated on three taxes: Municipal property tax (imposta municipale unica, IMU). It is levied at 0.76% but not on the real estate used as primary residence; Waste tax (TARI) – about € 100; Municipal tax for road maintenance, street lighting, and so on. On average, the tax on an 85 m² apartment is about € 850 per year. As for utility payments, they depend on the property. Anywhere between € 200-5,000 per annum for an apartment, depending on its size, while a villa with a swimming pool will be somewhere between € 1,200-6,000 per annum. The insurance fee depends on a property’s value and usually ranges from € 300-2,000 per annum (usually 1–2% of the property value)

Can Italian citizenship be obtained through buying a house?

Property owners do not automatically become Italian citizens. It is necessary to live in the country for at least 10 years before becoming eligible for citizenship.

Which regions of Italy are the most promising for investing in real estate?

The most advantageous regions in terms of property investment are Lombardy, Piedmont and Liguria thanks to the well-developed infrastructure, which fuels price growth.

What is the process for the transaction closure?

To start, you need to open an Italian bank account and obtain a tax identification code. After that, a deposit is paid to reserve the property. The sum of the deposit is 1% of the purchase amount. Next, a sales agreement is signed. If the transaction closure is particularly time-consuming, a preliminary agreement with a deposit of as much as 10–30% can be signed. The final sales agreement is processed at a notary office. The agreement is also officially registered with Italy’s Real Estate Registration Department. The payment can be made in two ways: by a cheque or via a direct transfer of funds from the buyer’s bank account. After this is sorted, the new owner will receive the keys, sales agreement, and property register extract.

Do foreigners pay the same property taxes as Italians?

Yes, in Italy the taxes for residents and non-residents are the same. If buying a new-build you will have to pay: VAT — 4% of the property value; Fixed registration tax — € 200; Fixed mortgage tax — € 200; Fixed cadastral tax — € 200; For an existing property you will have to pay: Fixed registration tax — 9% of the property value (€ 1,000 at least); Fixed mortgage tax — € 50; Fixed registration tax — € 50. Owners pay a communal tax of up to 10.6%. Income tax for individuals is between 23–43%.

Are there any extra costs related to the purchase of house in Tuscany?

Yes, in addition to the expenses mentioned above there are a number of additional costs. For example, the payment of notary fees at 2–4% of the property's assessed value. This includes: Cadastral tax and a mortgage instalment – € 50 or € 200 depending on the buyer's residence permit availability; State duty – € 230; property tax – € 24.71; State register inscription fee – € 90; Notary fee – about 1–2.5% (for properties priced between € 300,000-1M the fee is € 5,000-7,000).

Can non-residents obtain a residential mortgage loan in in Tuscany?

Yes, but it is difficult to do so. Non-residents must have lived in Italy for at least two years and in some cases for five years. The income must be euro or dollar -denominated.

What is the process for property title registration in Tuscany?

Property title registration involves several stages. Firstly, the parties sign the sales agreement at a notary office. The notary then forwards the information to state agencies: tax authority, cadastre chamber office, and registration chamber. The lead time for documents ranges from a few days to three months, depending on the region where the transaction is closed. Only when all of the registration processes are completed does the buyer receive their original documents.

Homes for sale in Tuscany, Italy, 1,097 offers to buy houses, villas in Tuscany

Luxury villa immersed in a large park with typical Mediterranean vegetation plants and olive trees in Tuscany, Italy for 1,500,000 €

With swimming pool

Luxury villa immersed in a large park with typical Mediterranean vegetation plants and olive trees in Tuscany, Italy

1,500,000 €

Land area: 250 m²4 bedrooms2 bathrooms

4 bedrooms, villa + plot 250 m²

Tuscany, Italy

1,500,000 €

The prestigious two-storey villa is located in a large park of about 10,000 m², which houses both typical beautiful... Read more

Two-storey villa with a vineyard and an olive plantation in Castagneto Carducci, Tuscany, Italy for 1,450,000 €

With swimming pool

Two-storey villa with a vineyard and an olive plantation in Castagneto Carducci, Tuscany, Italy

1,450,000 €

Total area 425 m²Land area: 2,000 m²6 bedrooms8 bathrooms

425 m², 6 bedrooms, villa + plot 2,000 m²

Castagneto Carducci, Tuscany, Italy

1,450,000 €

The charming house is surrounded by a garden with a swimming pool 6x12 m and a covered parking. The villa is in good... Read more

Residence permit

New apartments with sea views in Nice, Cote d'Azur, France

410,000 €

2 bedrooms 1 bathroom

Historic villa with a picturesque park, Fauglia, Italy for 1,350,000 €

With balcony/terrace

Historic villa with a picturesque park, Fauglia, Italy

1,350,000 €

Total area 510 m²Land area: 4,000 m²11 bedrooms4 bathrooms

510 m², 11 bedrooms, villa + plot 4,000 m²

Fauglia, Tuscany, Italy

1,350,000 €

We offer a villa in need of renovation featuring a large beautiful park, a picturesque view of the surrounding hills,... Read more

Comfortable two-storey cottage with a private garden, two garages, a terrace and a sea view, Castiglioncello, Italy for 2,200,000 €

Comfortable two-storey cottage with a private garden, two garages, a terrace and a sea view, Castiglioncello, Italy

2,200,000 €

Total area 400 m²Land area: 800 m²7 bedrooms3 bathrooms

400 m², 7 bedrooms, detached house + plot 800 m²

Castiglioncello, Tuscany, Italy

2,200,000 €

A comfortable two-story cottage with a magnificent architectural character has a private garden of more than 800 m². The house... Read more

Agricultural – Castelnuovo Berardenga, Tuscany, Italy for 900,000 €

Agricultural – Castelnuovo Berardenga, Tuscany, Italy

900,000 €

Land area: 358 m²6 bedrooms4 bathrooms

6 bedrooms, agricultural

Castelnuovo Berardenga, Tuscany, Italy

900,000 €

Beautiful country house for sale in the famous area East of Siena called ”Crete Senesi“, with panoramic views, private... Read more

Agricultural – Bucine, Tuscany, Italy for 750,000 €

Agricultural – Bucine, Tuscany, Italy

750,000 €

Land area: 250 m²4 bedrooms3 bathrooms

4 bedrooms, agricultural

Bucine, Tuscany, Italy

750,000 €

In a beautiful, panoramic location, typical isolated Tuscan stone farmhouse with large porches, loggia and surrounding... Read more

Agricultural – Siena, Tuscany, Italy for 1,400,000 €

Agricultural – Siena, Tuscany, Italy

1,400,000 €

Land area: 482 m²4 bedrooms4 bathrooms

4 bedrooms, agricultural

Siena, Tuscany, Italy

1,400,000 €

Only 10 km from Siena, in the fantastic Chianti countryside, we offer for sale a farmhouse in stone of 480 sqm, restored... Read more

Agricultural – Gaiole In Chianti, Siena, Tuscany, Italy for 1,300,000 €

Agricultural – Gaiole In Chianti, Siena, Tuscany, Italy

1,300,000 €

Land area: 684 m²7 bedrooms6 bathrooms

7 bedrooms, agricultural

Gaiole In Chianti, Siena, Tuscany, Italy

1,300,000 €

Twostorey stand alone country house dating back to the 1800s, of 475 m² net, with a charming annex of about 120 m² net... Read more

Comfortable villa with a terrace, sea views and a garden in a residence with a pool, Siena, Tuscany, Italy for 800,000 €

With swimming pool

Comfortable villa with a terrace, sea views and a garden in a residence with a pool, Siena, Tuscany, Italy

800,000 €

Total area 125 m²3 bedrooms2 bathrooms

125 m², 3 bedrooms, villa

Province of Grosseto, Tuscany, Italy

800,000 €

Comfortable villa with a quality finish, a spacious terrace, sea views, a garage and a well-kept garden in a residence... Read more

Agricultural – Siena, Tuscany, Italy for 745,000 €

Agricultural – Siena, Tuscany, Italy

745,000 €

Land area: 185 m²5 bedrooms3 bathrooms

5 bedrooms, agricultural

Siena, Tuscany, Italy

745,000 €

South of Siena, a few kilometers from the center, characteristic twolevel country house with surrounding garden, outbuilding... Read more

Agricultural – Siena, Tuscany, Italy for 2,500,000 €

Agricultural – Siena, Tuscany, Italy

2,500,000 €

Land area: 631 m²4 bathrooms

Agricultural

Siena, Tuscany, Italy

2,500,000 €

Beautiful farm… The main building has been built over the centuries on the structure of an ancient medieval tower... Read more

Villa – Forte dei Marmi, Tuscany, Italy for 5,900,000 €

With balcony/terrace

Villa – Forte dei Marmi, Tuscany, Italy

5,900,000 €

Total area 596 m²Land area: 2,452 m²9 bedrooms8 bathrooms

596 m², 9 bedrooms, villa + plot 2,452 m²

Forte dei Marmi, Tuscany, Italy

5,900,000 €

With swimming pool

Villa – Forte dei Marmi, Tuscany, Italy

4,050,000 €

Total area 775 m²Land area: 1,445 m²4 bedrooms5 bathrooms

775 m², 4 bedrooms, villa + plot 1,445 m²

Forte dei Marmi, Tuscany, Italy

4,050,000 €

Comfortable villa with a terrace, a loggia and a spacious plot, Siena, Tuscany, Italy for 1,350,000 €

With balcony/terrace

Comfortable villa with a terrace, a loggia and a spacious plot, Siena, Tuscany, Italy

1,350,000 €

Total area 300 m²6 bedrooms5 bathrooms

300 m², 6 bedrooms, villa

Siena, Tuscany, Italy

1,350,000 €

Comfortable villa with a quality finish, a spacious terrace, a loggia, parking and a large landscaped area with a garden... Read more

Luxury villa with a pool, waterfalls and a garden, Prato, Tuscany, Italy for 10,000,000 €

With swimming pool

Luxury villa with a pool, waterfalls and a garden, Prato, Tuscany, Italy

10,000,000 €

Total area 1,000 m²Land area: 40,000 m²

1,000 m², villa + plot 40,000 m²

Prato, Tuscany, Italy

10,000,000 €

Formerly the property was the public mill of Bacchereto, and now it is converted into a country house. Outside there... Read more

Agricultural – Siena, Tuscany, Italy for 1,450,000 €

Agricultural – Siena, Tuscany, Italy

1,450,000 €

Land area: 650 m²11 bedrooms8 bathrooms

11 bedrooms, agricultural

Siena, Tuscany, Italy

1,450,000 €

INTERESTING PROPERTY ALREADY IN USE FOR HOLIDAY RENTALS. After driving along 600 metres of gravel road we arrive at this... Read more

Townhome – Siena, Tuscany, Italy for 6,200,000 €

Townhome – Siena, Tuscany, Italy

6,200,000 €

Total area 3,463 m²

3,463 m², townhome

Siena, Tuscany, Italy

6,200,000 €

Property on several levels for sale in the heart of the historical center of Siena, Tuscany, just steps from the main... Read more

Villa – Pistoia, Tuscany, Italy for 990,000 €

Villa – Pistoia, Tuscany, Italy

990,000 €

Total area 610 m²4 bedrooms3 bathrooms

610 m², 4 bedrooms, villa

Pistoia, Tuscany, Italy

990,000 €

Villa – Forte dei Marmi, Tuscany, Italy for 5,000,000 €

With swimming pool

Villa – Forte dei Marmi, Tuscany, Italy

5,000,000 €

Total area 700 m²Land area: 10,000 m²9 bedrooms9 bathrooms

700 m², 9 bedrooms, villa + plot 10,000 m²

Forte dei Marmi, Tuscany, Italy

5,000,000 €

Villa – Lucca, Tuscany, Italy for 1,975,000 €

Villa – Lucca, Tuscany, Italy

1,975,000 €

Total area 700 m²5 bedrooms3 bathrooms

700 m², 5 bedrooms, villa

Lucca, Tuscany, Italy

1,975,000 €

Villa – Forte dei Marmi, Tuscany, Italy for 7,500,000 €

With balcony/terrace

Villa – Forte dei Marmi, Tuscany, Italy

7,500,000 €

Total area 350 m²Land area: 1,200 m²6 bedrooms6 bathrooms

350 m², 6 bedrooms, villa + plot 1,200 m²

Forte dei Marmi, Tuscany, Italy

7,500,000 €

Villa – Capannori, Tuscany, Italy for 1,290,000 €

With swimming pool

Villa – Capannori, Tuscany, Italy

1,290,000 €

Total area 680 m²Land area: 9,500 m²10 bedrooms8 bathrooms

680 m², 10 bedrooms, villa + plot 9,500 m²

Capannori, Tuscany, Italy

1,290,000 €

Villa – Siena, Tuscany, Italy for 680,000 €

With balcony/terrace

Villa – Siena, Tuscany, Italy

680,000 €

Total area 259 m²4 bedrooms3 bathrooms

259 m², 4 bedrooms, villa

Siena, Tuscany, Italy

680,000 €

In one of the finest areas at the outskirts of Siena called Scacciapensieri, we offer for sale a PORTION of TWOFAMILY... Read more

Villa – Siena, Tuscany, Italy for 1,150,000 €

With balcony/terrace

Villa – Siena, Tuscany, Italy

1,150,000 €

Total area 504 m²7 bedrooms5 bathrooms

504 m², 7 bedrooms, villa

Siena, Tuscany, Italy

1,150,000 €

In one of the most beautiful areas of Siena called Scacciapensieri, a modern villa spread over three floors is for sale... Read more

With swimming pool

Villa – Forte dei Marmi, Tuscany, Italy

5,000,000 €

Total area 450 m²Land area: 750 m²5 bedrooms7 bathrooms

450 m², 5 bedrooms, villa + plot 750 m²

Forte dei Marmi, Tuscany, Italy

5,000,000 €

Houses for sale in Tuscany

FAQ about Tuscany