Hurry up to get a residence permit for Portugal on the current favourable conditions that lapse at the end of 2021

  • Investment and resort properties
  • Projects to qualify for a residence permit starting from 280,000 €
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From 163,000 €
From £138,000
Completion in: 2022Total of 16 apartments
Residential complex
3 months ago
From 242,000 €
From £205,000
Total of 17 apartments
Residential complex
3 months ago
Portuguese residence permit for purchase of rental apartments in Viseu

Residence permit in Portugal

280,000 €Yield 4%
  • Largest thermal spa in Europe;
  • The project approved by the authorities;
  • Residence permit for the investor’s entire family;

Golden Visa

From 357,000 €
From £302,000
Completion in: 2023Total of 21 apartments
Residential complex
1 month ago

Golden Visa

From 365,000 €
From £309,000
Total of 17 apartments
Residential complex
1 month ago

Golden Visa

Discounted properties upon request

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Ksenia Kolesnikova
Ksenia Kolesnikova,
Real Estate Expert

Golden Visa

377,000 €
£319,000
Total area 50 m²1 bedroom1 bathroom
3 weeks ago

Next to the sea

295,000 €
£250,000
Land area: 650 m²
182,000 €
£154,000
Total area 55 m²1 bedroom1 bathroom
259,000 €
£219,000
Total area 56 m²1 bedroom1 bathroom
740,000 €
£625,000
Total area 94 m²Land area: 130 m²2 bedrooms2 bathrooms
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    Anna Kurianovich
    Anna Kurianovich,
    Senior Investment Advisor
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      FAQ about Porto

      Can foreign nationals take out mortgage loans in Porto?
      Yes, non-residents can be issued a mortgage loan to buy property in Porto. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the property purchasing process take place in Porto?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Porto?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying real estate?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a property buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease real estate in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own real estate in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
      IHIF 2021
      IHIF 2021
      IHIF is the place where deals are done and important industry decisions are made, bringing together a very senior gathering and among them nearly every major hotel chain CEO, influential global tourism ministers and the largest group of investors and hotel owners.
      MIPIM 2021
      MIPIM 2021
      MIPIM helps you to grow your business and reputation all around the world through its digital platform, by creating opportunities to connect with international and local partners before, during and after the event.

      Property in Porto: prices review

      Porto is a city on the northwest coast of Portugal with magnificent bridges and wineries. The second largest city in Portugal. Someone calls it the northern capital of Portugal. The city has a very diverse architecture: there are medieval monuments and modern buildings. All this is very interesting, although it is rather difficult to inspect on foot due to the extremely hilly landscape and the many stairs.

      Property prices in Porto are quite diverse. Prices for apartments and apartments start from 2,000 - 2,500 euros per square meter. For example, the cost of an apartment of 55 square meters in the center of Porto will be about 200,000 euros.

      Tranio offers over 150 lots of property for sale in Porto.

      Tranio's managers are here to help you select a property
      Anastasia Istomina
      Anastasia Istomina
      Real Estate Expert Tranio in Porto
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