Can foreign nationals take out mortgage loans in Vila Nova de Gaia?

Yes, non-residents can be issued a mortgage loan to buy property in Vila Nova de Gaia. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place when buying an apartment in Vila Nova de Gaia?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Vila Nova de Gaia?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

How can an apartment buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease apartments in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own an apartment in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

14 Apartments for Sale with Swimming Pool in Vila Nova de Gaia from 320,000 €

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With swimming pool

Magnificent 4-bedroom apartment in a luxury condominium near the school, Vila Nova de Gaia, Porto, Portugal

Vila Nova de Gaia, Porto, Portugal

695,000 €

Total area 253 m² · 4 bedrooms · 3 bathrooms

With swimming pool

3-bedroom apartment 310 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

795,000 €

Total area 310 m² · 3 bedrooms · 3 bathrooms

With swimming pool

3-bedroom apartment 251 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

725,000 €

Total area 251 m² · 3 bedrooms · 3 bathrooms

With swimming pool

3-bedroom apartment 246 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

1,260,000 €

Total area 246 m² · 3 bedrooms

Residential complex

Magnificent residential complex next to the Douro River in Vila Nova de Gaia, Portugal

Vila Nova de Gaia, Porto, Portugal

From 320,000 €

Total 62 units available from the developer

Built in 2026

1 bedroom from 320,000 €

2 bedrooms from 405,000 €

3 bedrooms from 720,000 €

With swimming pool

2-bedroom apartment 140 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

830,000 €

Total area 140 m² · 2 bedrooms · 2 bathrooms

Elvira Gracheva

Head of Sales Tranio Europe

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With swimming pool

2-bedroom apartment 186 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

650,000 €

Total area 186 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 153 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

725,000 €

Total area 153 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 123 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

830,000 €

Total area 123 m² · 2 bedrooms · 3 bathrooms

With swimming pool

2-bedroom apartment 123 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

830,000 €

Total area 123 m² · 2 bedrooms · 3 bathrooms

With swimming pool

2-bedroom apartment 136 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

830,000 €

Total area 136 m² · 2 bedrooms · 3 bathrooms

With swimming pool

2-bedroom apartment 153 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

725,000 €

Total area 153 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 195 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

540,000 €

Total area 195 m² · 2 bedrooms · 2 bathrooms

Residential complex

Modern apartments with a swimming pool, Porto, Portugal

Vila Nova de Gaia, Porto, Portugal

From 440,000 €

Total 50 units available from the developer

3 bedrooms from 440,000 €

4 bedrooms from 563,000 €

Similar facilities nearby

Spacious apartment in a new residence with a garden and a swimming pool, in the historic center of Porto, Portugal

Porto (city), Porto, Portugal

550,000 €

Total area 179 m² · 2 bedrooms

With swimming pool

3-bedroom apartment 352 m² in Porto (city)

Porto (city), Porto, Portugal

1,300,000 €

Total area 352 m² · 3 bedrooms · 4 bathrooms

With swimming pool

2-bedroom apartment 110 m² in Porto (city)

Porto (city), Porto, Portugal

1,000,000 €

Total area 110 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 81 m² in Porto (city)

Porto (city), Porto, Portugal

345,000 €

Total area 81 m² · 2 bedrooms · 1 bathroom

With swimming pool

2-bedroom apartment 82 m² in Porto (city)

Porto (city), Porto, Portugal

375,000 €

Total area 82 m² · 2 bedrooms · 1 bathroom

With swimming pool

2-bedroom apartment 118 m² in Porto (city)

Porto (city), Porto, Portugal

449,000 €

Total area 118 m² · 2 bedrooms · 1 bathroom

With swimming pool

3-bedroom apartment 401 m² in Porto (city)

Porto (city), Porto, Portugal

2,200,000 €

Total area 401 m² · 3 bedrooms · 4 bathrooms

With swimming pool

4-bedroom apartment 542 m² in Porto (city)

Porto (city), Porto, Portugal

2,500,000 €

Total area 542 m² · 4 bedrooms · 5 bathrooms

With swimming pool

2-bedroom apartment 132 m² in Porto (city)

Porto (city), Porto, Portugal

659,000 €

Total area 132 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 118 m² in Porto (city)

Porto (city), Porto, Portugal

579,000 €

Total area 118 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 119 m² in Porto (city)

Porto (city), Porto, Portugal

629,000 €

Total area 119 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 132 m² in Porto (city)

Porto (city), Porto, Portugal

689,000 €

Total area 132 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 118 m² in Porto (city)

Porto (city), Porto, Portugal

599,000 €

Total area 118 m² · 2 bedrooms · 2 bathrooms

With swimming pool

4-bedroom apartment 209 m² in Porto (city)

Porto (city), Porto, Portugal

910,000 €

Total area 209 m² · 4 bedrooms · 4 bathrooms

With swimming pool

4-bedroom apartment 213 m² in Porto (city)

Porto (city), Porto, Portugal

930,000 €

Total area 213 m² · 4 bedrooms · 4 bathrooms

With swimming pool

3-bedroom apartment 186 m² in Porto (city)

Porto (city), Porto, Portugal

999,000 €

Total area 186 m² · 3 bedrooms · 3 bathrooms

With swimming pool

4-bedroom apartment 210 m² in Porto (city)

Porto (city), Porto, Portugal

950,000 €

Total area 210 m² · 4 bedrooms · 3 bathrooms

With swimming pool

4-bedroom apartment 193 m² in Porto (city)

Porto (city), Porto, Portugal

950,000 €

Total area 193 m² · 4 bedrooms · 3 bathrooms

With swimming pool

2-bedroom apartment 115 m² in Porto (city)

Porto (city), Porto, Portugal

650,000 €

Total area 115 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 132 m² in Porto (city)

Porto (city), Porto, Portugal

589,000 €

Total area 132 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 132 m² in Porto (city)

Porto (city), Porto, Portugal

690,000 €

Total area 132 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 132 m² in Porto (city)

Porto (city), Porto, Portugal

680,000 €

Total area 132 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 132 m² in Porto (city)

Porto (city), Porto, Portugal

599,000 €

Total area 132 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 132 m² in Porto (city)

Porto (city), Porto, Portugal

700,000 €

Total area 132 m² · 2 bedrooms · 2 bathrooms

With swimming pool

2-bedroom apartment 132 m² in Porto (city)

Porto (city), Porto, Portugal

690,000 €

Total area 132 m² · 2 bedrooms · 2 bathrooms

1-25 of 80 listings, page 1 of 3

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Apartments for sale with swimming pool in Vila Nova de Gaia