Can foreign nationals take out mortgage loans in Porto (city)?

Yes, non-residents can be issued a mortgage loan to buy property in Porto (city). Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place when buying an apartment in Porto (city)?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Porto (city)?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

How can an apartment buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease apartments in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own an apartment in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

39 Luxury Apartments for Sale in Porto (city) from 1,500,000€

Order by:

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T4+1 Duplex Apartment with Patio for 2,005,000 €

T4+1 Duplex Apartment with Patio

2,005,000 €

£1,686,000

Total area 286 m²Land area: 386 m²4 bedrooms3 bathrooms

2 weeks ago

T3+1 Duplex Apartment with Patio for 1,745,000 €

T3+1 Duplex Apartment with Patio

1,745,000 €

£1,468,000

Total area 247 m²Land area: 345 m²3 bedrooms3 bathrooms

2 weeks ago

3% discount on apartments

Investment apartments in The Community at 9% per annum in the heart of the Motor City area, Dubai

From 158,000 €

Completion in: 2025 Yield: 9.0% Apartments in total: 450

Residential complex

T4+1 Duplex Apartment

2,090,000 €

£1,758,000

Total area 286 m²Land area: 386 m²4 bedrooms4 bathrooms

2 weeks ago

T4+1 Duplex Apartment with Patio

2,005,000 €

£1,686,000

Total area 287 m²Land area: 390 m²4 bedrooms3 bathrooms

2 weeks ago

T4+1 Duplex Apartment

2,090,000 €

£1,758,000

Total area 286 m²Land area: 386 m²4 bedrooms3 bathrooms

2 weeks ago

T4 Apartment with Views over the Douro for 1,800,000 €

T4 Apartment with Views over the Douro

1,800,000 €

£1,514,000

Total area 280 m²Land area: 396 m²4 bedrooms4 bathrooms

2 weeks ago

Discounted apartments and new-builds upon request

Send us an enquiry, we will find advantageous offers for you

Send a discount enquiry

Ksenia Kolesnikova,

Client manager

We find off-market properties
We organise viewings
We assist in obtaining a mortgage

T4+1 Duplex Apartment

2,090,000 €

£1,758,000

Total area 286 m²Land area: 386 m²4 bedrooms4 bathrooms

2 weeks ago

T4+1 Duplex Apartment

2,574,000 €

£2,165,000

Total area 286 m²Land area: 396 m²4 bedrooms4 bathrooms

2 weeks ago

T4+1 Duplex Apartment with Patio

2,005,000 €

£1,686,000

Total area 287 m²Land area: 390 m²4 bedrooms4 bathrooms

2 weeks ago

T3+1 Duplex Apartment with Patio for 1,800,000 €

T3+1 Duplex Apartment with Patio

1,800,000 €

£1,514,000

Total area 250 m²Land area: 357 m²3 bedrooms3 bathrooms

2 weeks ago

T3+1 Duplex Apartment

1,874,000 €

£1,576,000

Total area 254 m²Land area: 354 m²3 bedrooms3 bathrooms

2 weeks ago

T3+1 Duplex Apartment

1,885,000 €

£1,586,000

Total area 254 m²Land area: 358 m²3 bedrooms3 bathrooms

2 weeks ago

T5 Duplex Apartment with Douro River View for 2,075,000 €

T5 Duplex Apartment with Douro River View

2,075,000 €

£1,745,000

Total area 287 m²Land area: 412 m²4 bedrooms4 bathrooms

2 weeks ago

Luxury 3-bedroom apartment in the center of Porto for 1,600,000 €

Luxury 3-bedroom apartment in the center of Porto

1,600,000 €

£1,346,000

Total area 223 m²3 bedrooms1 bathroom

2 weeks ago

Spacious apartment in a new complex with a swimming pool, Porto, Portugal for 1,775,000 €

With swimming pool

Spacious apartment in a new complex with a swimming pool, Porto, Portugal

1,775,000 €

£1,493,000

Total area 195 m²4 bedrooms

Luxury 5-bedroom apartment on the Douro Marginal near the D'Arrábida bridge for 1,900,000 €

Luxury 5-bedroom apartment on the Douro Marginal near the D'Arrábida bridge

1,900,000 €

£1,598,000

Total area 351 m²5 bedrooms6 bathrooms

2 weeks ago

New duplex apartment just 200 m from the beach, Porto, Portugal for 1,600,000 €

New duplex apartment just 200 m from the beach, Porto, Portugal

1,600,000 €

£1,346,000

Total area 303 m²4 bedrooms

Luxury 3-bedroom penthouse in the Foz area for 2,200,000 €

With swimming pool

Luxury 3-bedroom penthouse in the Foz area

2,200,000 €

£1,851,000

Total area 401 m²3 bedrooms4 bathrooms

2 weeks ago

Luxury 4-bedroom penthouse in the Foz area for 2,500,000 €

With swimming pool

Luxury 4-bedroom penthouse in the Foz area

2,500,000 €

£2,103,000

Total area 542 m²4 bedrooms5 bathrooms

2 weeks ago

New spacious apartment with parking and river views in Porto, Portugal for 1,500,000 €

New spacious apartment with parking and river views in Porto, Portugal

1,500,000 €

£1,262,000

Total area 307 m²4 bedrooms

3 bedroom duplex apartment — OCTE apartment block development for 1,800,000 €

With swimming pool

3 bedroom duplex apartment — OCTE apartment block development

1,800,000 €

£1,514,000

Total area 244 m²3 bedrooms4 bathrooms

2 weeks ago

4 bedroom duplex apartment — OCTE apartment block development for 3,300,000 €

With swimming pool

4 bedroom duplex apartment — OCTE apartment block development

3,300,000 €

£2,776,000

Total area 448 m²4 bedrooms5 bathrooms

2 weeks ago

4 bedroom duplex apartment — OCTE apartment block development for 2,600,000 €

With swimming pool

4 bedroom duplex apartment — OCTE apartment block development

2,600,000 €

£2,187,000

Total area 367 m²4 bedrooms4 bathrooms

2 weeks ago

4 bedroom duplex apartment — OCTE apartment block development for 2,500,000 €

With swimming pool

4 bedroom duplex apartment — OCTE apartment block development

2,500,000 €

£2,103,000

Total area 361 m²4 bedrooms4 bathrooms

2 weeks ago

With swimming pool

4 bedroom duplex apartment — OCTE apartment block development

2,500,000 €

£2,103,000

Total area 361 m²4 bedrooms4 bathrooms

2 weeks ago

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1-25 of 39 listings, page 1 of 2

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First and foremost Tranio is a very motivated team of professionals who surely know their job! We are very pleased with their well-coordinated work, timeliness of responses to the questions posed, and willingness to act in case of unusual situations.
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Coldwell Banker
It is with much enthusiasm that I personally recommend Tranio for a professional business collaboration in the ﬁeld of real estate, marketing, acquisition, and ﬁnance. The fundamentals of our business relationship with Tranio were set in 2016. Mundial AG has received the company’s great reputation throughout a number of international business pai’tners and stockholders. Tranio has helped our company to expand its horizons to the global market and has established benchmarks that would extend Mundial AG’s networks. The company has exceptional connections to potential investors and has a proﬁcient team that is capable of forming compound ﬁnancial models that attract ﬁnanciers. The cooperation with Tranio is based on professionalism, effectiveness, and Hypovﬂemsbank scrupulousness. Our experiences with Tranio are encouraging and progressive, which makes them one of our preeminent business paitners.
Original letter

Z. Farkas, Mundial AG
We are glad to have a partnership with Tranio! It offers a vast online property base and the best services.

Quality Villas

Luxury apartments for sale in Porto (city)

Selections of flats in Porto (city)