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Furnished

760,000 €
Total area 60 m²1 bedroom1 bathroom
Lake Como, Lombardy, Italy
2 floor
760,000 € 12,666 € per m²
A prestigious apartment located in an elegant and luxurious complex, in the famous medieval castle. This fabulous property... Read more

Furnished

Sala Comacina, Lombardy, Italy
1 floor
450,000 € 5,294 € per m²
A sunny apartment located on the ground floor has a covered parking space and is tastefully furnished. The windows... Read more
New apartments with sea views in Nice, Cote d'Azur, France

Residence permit

Sea view

830,000 €
Total area 120 m²2 bedrooms2 bathrooms
Lake Como, Lombardy, Italy
830,000 € 6,916 € per m²

Furnished

395,000 €
Total area 135 m²3 bedrooms2 bathrooms
Cernobbio, Lombardy, Italy
395,000 € 2,925 € per m²

Sea view

420,000 €
Total area 120 m²3 bedrooms3 bathrooms
Ossuccio, Lombardy, Italy
420,000 € 3,500 € per m²

Sea view

490,000 €
Total area 188 m²4 bedrooms2 bathrooms
Argegno, Lake Como, Lombardy, Italy
490,000 € 2,606 € per m²

With balcony/terrace

750,000 €
Total area 150 m²Land area: 250 m²3 bedrooms2 bathrooms
Lake Como, Lombardy, Italy
750,000 € 5,000 € per m²

Sea view

1,400,000 €
Total area 200 m²Land area: 800 m²3 bedrooms2 bathrooms
Menaggio, Lombardy, Italy
1,400,000 € 7,000 € per m²

Sea view

710,000 €
Total area 120 m²2 bedrooms1 bathroom
Blevio, Lombardy, Italy
710,000 € 5,916 € per m²

Furnished

355,000 €
Total area 69 m²2 bedrooms1 bathroom
Ossuccio, Lombardy, Italy
355,000 € 5,144 € per m²

Furnished

2,200,000 €
Total area 220 m²3 bedrooms2 bathrooms
Lake Como, Lombardy, Italy
3 floor
2,200,000 € 10,000 € per m²
The apartment is located in the heart of the city of Como in an elegant antique building on the first line of Lake... Read more

Sea view

355,000 €
Total area 69 m²2 bedrooms1 bathroom
Ossuccio, Lombardy, Italy
355,000 € 5,144 € per m²

Sea view

800,000 €
Total area 160 m²4 bedrooms2 bathrooms
Lake Como, Lombardy, Italy
800,000 € 5,000 € per m²

Sea view

750,000 €
Total area 120 m²3 bedrooms3 bathrooms
Argegno, Lake Como, Lombardy, Italy
750,000 € 6,250 € per m²

Furnished

360,000 €
Total area 95 m²Land area: 200 m²2 bedrooms2 bathrooms
Griante, Lombardy, Italy
360,000 € 3,789 € per m²

Sea view

550,000 €
Total area 153 m²2 bedrooms2 bathrooms
Lake Como, Lombardy, Italy
550,000 € 3,594 € per m²

Furnished

2,200,000 €
Total area 240 m²4 bedrooms3 bathrooms
Lake Como, Lombardy, Italy
2,200,000 € 9,166 € per m²

Furnished

Lake Como, Lombardy, Italy
1,200,000 € 8,955 € per m²
The apartments are located in a modern new complex with a private covered dock with an automatic mooring system. The renovation... Read more

Furnished

430,000 €
Total area 110 m²2 bedrooms2 bathrooms
Musso, Lombardy, Italy
430,000 € 3,909 € per m²

Furnished

Lake Como, Lombardy, Italy
704,000 €
The complex has 120 apartments with different layouts: from 70 m² — two-room apartments (one bedroom) from 90 m² —... Read more

Sea view

1,750,000 €
Total area 243 m²Land area: 175 m²3 bedrooms3 bathrooms
Cernobbio, Lombardy, Italy
1,750,000 € 7,201 € per m²

Sea view

880,000 €
Total area 120 m²3 bedrooms2 bathrooms
Bellagio, Lombardy, Italy
880,000 € 7,333 € per m²

Sea view

390,000 €
Total area 100 m²Land area: 70 m²3 bedrooms2 bathrooms
Faggeto Lario, Lombardy, Italy
390,000 € 3,900 € per m²

Sea view

500,000 €
Total area 145 m²2 bedrooms2 bathrooms
Lake Como, Lombardy, Italy
500,000 € 3,448 € per m²

With balcony/terrace

510,000 €
Total area 173 m²Land area: 400 m²3 bedrooms2 bathrooms
Menaggio, Lombardy, Italy
510,000 € 2,947 € per m²
In the residential complex there are three-room, four-room and five-room apartments, as well as duplexes with a magnificent... Read more
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    Anna Kurianovich,
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      FAQ about Lake Como

      How much tax is paid on residential rentals?
      Italy has progressive tax rates. If you lease residential real estate on a regular basis you need to declare your total annual rental income every year. If this amount does not exceed € 15,000 per year, it is taxed at 23% plus 2% of the annual rent. If the annual rental income is greater than € 75,000, it is taxed at 43% plus 2% of the total annual rent. However, paying less tax is possible: for example, when registering a rental contract with the cedolare secca option, the tax rate is fixed at 21% of the annual rent. And on a comodato d'uso contract, no tax is paid because this type of agreement implies a temporary provision of housing for free.
      What is the apartment purchase payment process?
      According to Italian law, non-residents must open a local bank account and transfer the full property purchase amount to it. In addition, 10% of the deposit must be paid by bank cheque. When the notarial act is issued, the bank will issue a cheque with the remaining amount to the seller.
      What documents are required to buy an apartment in Lake Como?
      • Passport;
      • Marriage certificate or premarital agreement;
      • Tax identification code – codice fiscale (on request from an Italian consulate in the applicant's home country or the local tax authorities).
      Which regions of Italy offer the cheapest apartment prices?
      It’s possible to buy a one-bedroom apartment for about € 60,000 in the city of Pizzo (Calabria) and from € 105,000 in the region of Abruzzo.
      How much does it cost to maintain an apartment in Lake Como?

      Residential property maintenance costs comprise three parts: tax, utilities, and insurance. Italy introduced a unique communal property tax called imposta unica comunale (IUC) on January 01, 2014. It is calculated on three taxes:

      • Municipal property tax (imposta municipale unica, IMU). It is levied at 0.76% but not on the real estate used as primary residence;
      • Waste tax (TARI) – about € 100;
      • Municipal tax for road maintenance, street lighting, and so on.

      On average, the tax on an 85 m² apartment is about € 850 per year.

      As for utility payments, they depend on the property. Anywhere between € 200-5,000 per annum for an apartment, depending on its size, while a villa with a swimming pool will be somewhere between € 1,200-6,000 per annum.

      The insurance fee depends on a property’s value and usually ranges from € 300-2,000 per annum (usually 1–2% of the property value)

      Can Italian citizenship be obtained through buying an apartment?
      Property owners do not automatically become Italian citizens. It is necessary to live in the country for at least 10 years before becoming eligible for citizenship.
      Which regions of Italy are the most promising for investing in real estate?
      The most advantageous regions in terms of property investment are Lombardy, Piedmont and Liguria thanks to the well-developed infrastructure, which fuels price growth.
      What is the process for the transaction closure?
      To start, you need to open an Italian bank account and obtain a tax identification code. After that, a deposit is paid to reserve the property. The sum of the deposit is 1% of the purchase amount. Next, a sales agreement is signed. If the transaction closure is particularly time-consuming, a preliminary agreement with a deposit of as much as 10–30% can be signed. The final sales agreement is processed at a notary office. The agreement is also officially registered with Italy’s Real Estate Registration Department. The payment can be made in two ways: by a cheque or via a direct transfer of funds from the buyer’s bank account. After this is sorted, the new owner will receive the keys, sales agreement, and property register extract.
      Do foreigners pay the same property taxes as Italians?

      Yes, in Italy the taxes for residents and non-residents are the same.

      If buying a new-build you will have to pay:

      • VAT — 4% of the property value;
      • Fixed registration tax — € 200;
      • Fixed mortgage tax — € 200;
      • Fixed cadastral tax — € 200;

      For an existing property you will have to pay:

      • Fixed registration tax — 9% of the property value (€ 1,000 at least);
      • Fixed mortgage tax — € 50;
      • Fixed registration tax — € 50.

      Owners pay a communal tax of up to 10.6%. Income tax for individuals is between 23–43%.

      Are there any extra costs related to the purchase of apartment in Lake Como?

      Yes, in addition to the expenses mentioned above there are a number of additional costs. For example, the payment of notary fees at 2–4% of the property's assessed value. This includes:

      • Cadastral tax and a mortgage instalment – € 50 or € 200 depending on the buyer's residence permit availability;
      • State duty – € 230;
      • property tax – € 24.71;
      • State register inscription fee – € 90;
      • Notary fee – about 1–2.5% (for properties priced between € 300,000-1M the fee is € 5,000-7,000).
      Can non-residents obtain a residential mortgage loan in in Lake Como?
      Yes, but it is difficult to do so. Non-residents must have lived in Italy for at least two years and in some cases for five years. The income must be euro or dollar -denominated.
      What is the process for property title registration in Lake Como?
      Property title registration involves several stages. Firstly, the parties sign the sales agreement at a notary office. The notary then forwards the information to state agencies: tax authority, cadastre chamber office, and registration chamber. The lead time for documents ranges from a few days to three months, depending on the region where the transaction is closed. Only when all of the registration processes are completed does the buyer receive their original documents.
      Tranio's managers are here to help you select a property
      Kseniya Kolesnikova
      Kseniya Kolesnikova
      Real Estate Expert Tranio in Lake Como
      +44 17 4822 0039
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