Houses for sale in Lake Como, page 3

• Passport;
• Marriage certificate or premarital agreement;
• Tax identification code – codice fiscale (on request from an Italian consulate in the applicant's home country or the local tax authorities).

Property title registration involves several stages. Firstly, the parties sign the sales agreement at a notary office. The notary then forwards the information to state agencies: tax authority, cadastre chamber office, and registration chamber. The lead time for documents ranges from a few days to three months, depending on the region where the transaction is closed. Only when all of the registration processes are completed does the buyer receive their original documents.

Yes, in addition to the expenses mentioned above there are a number of additional costs. For example, the payment of notary fees at 2–4% of the property's assessed value. This includes:

• Cadastral tax and a mortgage instalment – € 50 or € 200 depending on the buyer's residence permit availability;
• State duty – € 230;
• property tax – € 24.71;
• State register inscription fee – € 90;
• Notary fee – about 1–2.5% (for properties priced between € 300,000-1M the fee is € 5,000-7,000).