Can foreigners get a mortgage loan in Montenegro?

It might be tricky for a foreigner to obtain a mortgage loan for property in Montenegro . Erste Bank is the only bank lending to foreign property buyers, yet the primary qualification for an eligible foreign applicant is to have a residence permit in the country.

How much do utilities cost in Bar?

Property maintenance costs are not so high in Bar as compared to the rest of Europe. Read more about major housing and home ownership costs in Montenegro.

Can buying a property in Bar also get foreigners a residence permit in Montenegro?

A property purchase in Montenegro will get residence in the country (except for property for further development that would not qualify a buyer for a residence permit). There is no minimum investment threshold for a residence permit. The purchased property should be free and clear of any encumbrances. Read more in our article .

How to get citizenship in Montenegro by buying a a property in Bar?

To get citizenship in Montenegro , you would have both to purchase a property out of the government-approved pool investing at least € 250,000 and donate at least € 100,000 to the government fund.

What is the process of buying a property in Montenegro?

It will take 2–4 months in average to register property ownership in Montenegro. To close a transaction, a foreign buyer needs to present a foreign passport of the home country, an individual seller is to produce a legal proof of property ownership and the excerpt from record in the local property registry, and a corporate seller should additionally provide the buyer with its corporate documents. See details here .

What are the property prices in Bar?

The apartment prices in Bar vary in a range of €1200-1600 for a square metre depending on the region and distance from the sea. The prices of a house range from €1000-1800 for a square metre.

What taxes are charged on property purchase, ownership, and sale in Bar?

A transfer tax at 3% is charged on real estate transfers in Montenegro, and 21% VAT is levied if property has not been sold before. The real estate tax is levied for the use of the property at the rates ranging from 0.25 to 1% of the property value. Read more about the taxes charged on property purchase, ownership, rent, and sale in Bar on the website .

Key takeaways about Bar to know before property purchase: what makes the region special?

Bar is a large coastal town and the biggest seaport in Montenegro. The beaches in Bar are pebbly with a smooth sea floor, making them good for families with small children. The seashore is lined with pine trees, benefits from the balmy microclimate, and receives about 200 sunny days a year. This resort town is hit by the harshest winds in Montenegro. Unlike in the rest of the country, the houses in Bar are mostly modern with scarce ancient buildings or cosy narrow lanes. The property prices in Bar are traditionally lower than in the other regions, yet houses often require repairs and are located in dense urban areas. The surface here is flat, so sea view is not ubiquitous.

Real Estate for Sale in Bar, Buy Property from 76,000€

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Villa – Bar (city), Bar, Montenegro for 1,200,000 €

With swimming pool

Villa – Bar (city), Bar, Montenegro

1,200,000 €

Total area 430 m²Land area: 1,100 m²4 bedrooms5 bathrooms

Luxury villa with panoramic sea views, Green Belt, Bar, Montenegro for 550,000 €

With swimming pool

Luxury villa with panoramic sea views, Green Belt, Bar, Montenegro

550,000 €

Total area 505 m²Land area: 2,000 m²4 bedrooms4 bathrooms

Tranio’s instruction

Turkish citizenship for the whole family for real estate purchase

From $400,000 · Rental income

Simple registration procedure;
Return on investment;
Temporary residence permit for quick relocation.

Magnificent three-storey house with panoramic sea views in Susanj, Bar, Montenegro for 350,000 €

Sea view

Magnificent three-storey house with panoramic sea views in Susanj, Bar, Montenegro

350,000 €

Total area 355 m²Land area: 676 m²3 bedrooms3 bathrooms

Stylish two-bedroom apartment with a parking in a villa, Bar, Montenegro for 180,000 €

Furnished

Stylish two-bedroom apartment with a parking in a villa, Bar, Montenegro

180,000 €

Total area 73 m²Land area: 492 m²2 bedrooms

Furnished villa with a swimming pool and a picturesque view, Susanj, Montenegro for 500,000 €

With swimming pool

Furnished villa with a swimming pool and a picturesque view, Susanj, Montenegro

500,000 €

Total area 360 m²Land area: 650 m²4 bedrooms3 bathrooms

Two-storey house with a garden and a parking, Bar, Montenegro for 265,000 €

With garden

Two-storey house with a garden and a parking, Bar, Montenegro

265,000 €

Total area 187 m²Land area: 484 m²5 bedrooms2 bathrooms

2 months ago

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Spacious penthouse with panoramic sea views in Dobra Voda, Bar, Montenegro for 180,000 €

Spacious penthouse with panoramic sea views in Dobra Voda, Bar, Montenegro

180,000 €

Total area 110 m²2 bedrooms2 bathrooms

Exquisite three-storey villa with panoramic sea views, Bar, Montenegro for 3,890,000 €

Exquisite three-storey villa with panoramic sea views, Bar, Montenegro

3,890,000 €

Total area 500 m²6 bedrooms

New bright apartment with beautiful sea views in Dobra Voda, Bar, Montenegro for 130,000 €

Sea view

New bright apartment with beautiful sea views in Dobra Voda, Bar, Montenegro

130,000 €

Total area 66 m²1 bedroom1 bathroom

Two-level house with sea views in Utjeha, Bar, Montenegro for 350,000 €

Sea view

Two-level house with sea views in Utjeha, Bar, Montenegro

350,000 €

Total area 104 m²Land area: 325 m²3 bedrooms

Two-storey house with a sauna in Susanj, Bar, Montenegro for 670,000 €

With balcony/terrace

Two-storey house with a sauna in Susanj, Bar, Montenegro

670,000 €

Total area 322 m²Land area: 275 m²3 bedrooms2 bathrooms

Two-storey house with 6 apartments in a quiet location by the sea, Dobra Voda, Bar, Montenegro for 350,000 €

Sea view

Two-storey house with 6 apartments in a quiet location by the sea, Dobra Voda, Bar, Montenegro

350,000 €

Total area 220 m²Land area: 229 m²6 bedrooms6 bathrooms

Three-storey house within walking distance from the sea, Dobra Voda, Bar, Montenegro for 280,000 €

With garden

Three-storey house within walking distance from the sea, Dobra Voda, Bar, Montenegro

280,000 €

Total area 100 m²Land area: 324 m²6 bedrooms3 bathrooms

With balcony/terrace

New two-storey house with mountain views, Bar, Montenegro

280,000 €

Total area 150 m²Land area: 400 m²4 bedrooms2 bathrooms

Renovated villa with a swimming pool, terraces and a view of the sea at 500 meters from the beach, Susanj, Montenegro for 1,235,000 €

With swimming pool

Renovated villa with a swimming pool, terraces and a view of the sea at 500 meters from the beach, Susanj, Montenegro

1,235,000 €

Total area 400 m²Land area: 1,215 m²5 bedrooms

Two-storey equipped house in Dobra Voda, Bar, Montenegro for 170,000 €

Sea view

Two-storey equipped house in Dobra Voda, Bar, Montenegro

170,000 €

Total area 155 m²Land area: 200 m²6 bedrooms

Studio in a residence with a swimming pool, on the first sea line, Dobra Voda, Montenegro for 125,000 €

Sea view

Studio in a residence with a swimming pool, on the first sea line, Dobra Voda, Montenegro

125,000 €

Total area 32 m²

Three-storey villa near the sea, Bar, Montenegro for 315,000 €

Three-storey villa near the sea, Bar, Montenegro

315,000 €

Total area 360 m²Land area: 400 m²5 bedrooms

Spacious apartments with beautiful views in Sutomore, Bar, Montenegro for 168,000 €

Sea view

Spacious apartments with beautiful views in Sutomore, Bar, Montenegro

168,000 €

Total area 119 m²3 bedrooms2 bathrooms

Two houses with land and sea views in the town of Susanj, Bar, Montenegro for 79,000 €

With garden

Two houses with land and sea views in the town of Susanj, Bar, Montenegro

79,000 €

Total area 183 m²5 bedrooms3 bathrooms

Furnished three-level house with a sauna in Susanj, Bar, Montenegro for 160,000 €

With balcony/terrace

Furnished three-level house with a sauna in Susanj, Bar, Montenegro

160,000 €

Total area 150 m²Land area: 160 m²4 bedrooms

Three-storey house with 9 apartments and sea views in Utjeha, Bar, Montenegro for 400,000 €

Sea view

Three-storey house with 9 apartments and sea views in Utjeha, Bar, Montenegro

400,000 €

Total area 304 m²Land area: 202 m²9 bedrooms9 bathrooms

Four-storey villa with a swimming pool and a panoramic view, Utjeha, Montenegro for 726,000 €

With swimming pool

Four-storey villa with a swimming pool and a panoramic view, Utjeha, Montenegro

726,000 €

Total area 300 m²Land area: 246 m²5 bedrooms3 bathrooms

Furnished house with a garage, Bar, Montenegro for 560,000 €

Furnished house with a garage, Bar, Montenegro

560,000 €

Total area 250 m²Land area: 700 m²7 bedrooms3 bathrooms

Apartment in a residential complex on the waterfront with private beach for 268,000 €

Sea view

Apartment in a residential complex on the waterfront with private beach

268,000 €

Total area 85 m²2 bedrooms2 bathrooms

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Property for sale in Bar