Can foreign nationals take out mortgage loans in Viana do Castelo?

Yes, non-residents can be issued a mortgage loan to buy property in Viana do Castelo. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place when buying an apartment in Viana do Castelo?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Viana do Castelo?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

How can an apartment buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease apartments in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own an apartment in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

4 Bedroom Apartments for Sale in Viana do Castelo, Portugal

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4-bedroom apartment 493 m² in Viana do Castelo

Viana do Castelo, Portugal

1,320,000 €

Total area 493 m² · 4 bedrooms · 4 bathrooms

Elvira Gracheva

Head of Sales Tranio Europe

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Similar facilities nearby

With swimming pool

Magnificent 4-bedroom apartment in a luxury condominium near the school, Vila Nova de Gaia, Porto, Portugal

Vila Nova de Gaia, Porto, Portugal

695,000 €

Total area 253 m² · 4 bedrooms · 3 bathrooms

4-bedroom apartment 181 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

1,450,000 €

Total area 181 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 164 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

1,400,000 €

Total area 164 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 229 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

985,000 €

Total area 229 m² · 4 bedrooms · 3 bathrooms

4-bedroom apartment 145 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

850,000 €

Total area 145 m² · 4 bedrooms · 3 bathrooms

4-bedroom apartment 145 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

825,000 €

Total area 145 m² · 4 bedrooms · 3 bathrooms

4-bedroom apartment 159 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

900,000 €

Total area 159 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 286 m² in Porto (city)

Porto (city), Porto, Portugal

2,574,000 €

Total area 286 m² · Land area: 396 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 287 m² in Porto (city)

Porto (city), Porto, Portugal

2,005,000 €

Total area 287 m² · Land area: 390 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 229 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

825,000 €

Total area 229 m² · 4 bedrooms · 3 bathrooms

4-bedroom apartment 229 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

860,000 €

Total area 229 m² · 4 bedrooms · 3 bathrooms

4-bedroom apartment 229 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

910,000 €

Total area 229 m² · 4 bedrooms · 3 bathrooms

4-bedroom apartment 264 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

1,650,000 €

Total area 264 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 246 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

1,590,000 €

Total area 246 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 286 m² in Porto (city)

Porto (city), Porto, Portugal

2,090,000 €

Total area 286 m² · Land area: 386 m² · 4 bedrooms · 3 bathrooms

4-bedroom apartment 287 m² in Porto (city)

Porto (city), Porto, Portugal

2,005,000 €

Total area 287 m² · Land area: 390 m² · 4 bedrooms · 3 bathrooms

4-bedroom apartment 286 m² in Porto (city)

Porto (city), Porto, Portugal

2,090,000 €

Total area 286 m² · Land area: 386 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 286 m² in Porto (city)

Porto (city), Porto, Portugal

2,005,000 €

Total area 286 m² · Land area: 386 m² · 4 bedrooms · 3 bathrooms

4-bedroom apartment 159 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

910,000 €

Total area 159 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 159 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

1,030,000 €

Total area 159 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 159 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

1,045,000 €

Total area 159 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 159 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

1,025,000 €

Total area 159 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 159 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

1,040,000 €

Total area 159 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 280 m² in Porto (city)

Porto (city), Porto, Portugal

1,800,000 €

Total area 280 m² · Land area: 396 m² · 4 bedrooms · 4 bathrooms

4-bedroom apartment 286 m² in Porto (city)

Porto (city), Porto, Portugal

2,090,000 €

Total area 286 m² · Land area: 386 m² · 4 bedrooms · 4 bathrooms

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4 bedroom apartments for sale in Viana do Castelo