Can foreigners get a mortgage loan to buy an apartment in Budva?

It might be tricky for a foreigner to obtain a mortgage loan for property in Montenegro . Erste Bank is the only bank lending to foreign property buyers, yet the primary qualification for an eligible foreign applicant is to have a residence permit in the country.

How much do utilities cost in Budva?

Apartment maintenance costs are not so high in Budva as compared to the rest of Europe. Read more about major housing and home ownership costs in Montenegro.

Can buying an apartment in Budva also get foreigners a residence permit in Montenegro?

A property purchase in Montenegro will get residence in the country (except for property for further development that would not qualify a buyer for a residence permit). There is no minimum investment threshold for a residence permit. The purchased property should be free and clear of any encumbrances. Read more in our article .

How to get citizenship in Montenegro by buying an apartment in Budva?

To get citizenship in Montenegro , you would have both to purchase a property out of the government-approved pool investing at least € 250,000 and donate at least € 100,000 to the government fund.

What is the process of buying an apartment in Montenegro?

It will take 2–4 months in average to register property ownership in Montenegro. To close a transaction, a foreign buyer needs to present a foreign passport of the home country, an individual seller is to produce a legal proof of property ownership and the excerpt from record in the local property registry, and a corporate seller should additionally provide the buyer with its corporate documents. See details here .

What are the apartment prices in Budva?

The apartment prices in Budva vary in a range of €2000-2500 for a square metre depending on the region and distance from the sea.

What taxes are charged on apartment purchase, ownership, and sale in Budva?

A transfer tax at 3% is charged on real estate transfers in Montenegro, and 21% VAT is levied if property has not been sold before. The real estate tax is levied for the use of the property at the rates ranging from 0.25 to 1% of the property value. Read more about the taxes charged on apartment purchase, ownership, rent, and sale in Budva on the website .

Key takeaways about Budva to know before property purchase: what makes the region special?

Budva is the tourist capital of the country and one of the most popular resorts often nicknamed ‘the Montenegrin Miami’. There are plenty of restaurants, cafés, night clubs, a casino, sports grounds, tennis courts, and luxury hotels here. Budva is an excellent choice for the young, but might seem a bit buzzing for families with babies and toddlers.

565 Apartments for Sale in Budva, Buy Flat from 70,000€

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Three-bedroom penthouse on the first line from the beach in Rafailovici, Budva, Montenegro for 450,000 €

Three-bedroom penthouse on the first line from the beach in Rafailovici, Budva, Montenegro

450,000 €500,000 €

Total area 230 m²3 bedrooms3 bathrooms

3 weeks ago

Modern apartments with sea and mountain views in a residential complex with a pool and a spa, Becici, Montenegro

From 138,000 €

Built in 2021Total of 167 apartments

Residential complex

Tranio’s instruction

Turkish citizenship for the whole family for real estate purchase

From $400,000 · Rental income

Simple registration procedure;
Return on investment;
Temporary residence permit for quick relocation.

Furnished apartment with terraces and sea views, Becici, Montenegro for 160,000 €

Sea view

Furnished apartment with terraces and sea views, Becici, Montenegro

160,000 €

Total area 99 m²2 bedrooms2 bathrooms

Prestigious beachfront residence with a swimming pool, a spa and a 5-star hotel, Budva, Montenegro for From 300,000 €

Prestigious beachfront residence with a swimming pool, a spa and a 5-star hotel, Budva, Montenegro

From 300,000 €

Total of 212 apartments

Residential complex

Apartment – Budva (city), Budva, Montenegro for 3,000,000 €

Furnished

Apartment – Budva (city), Budva, Montenegro

3,000,000 €

Total area 420 m²3 bedrooms3 bathrooms

Apartment – Becici, Budva, Montenegro for 1,450,000 €

Apartment – Becici, Budva, Montenegro

1,450,000 €

Total area 181 m²2 bedrooms2 bathrooms

Discounted apartments and new-builds upon request

Send us an enquiry, we will find advantageous offers for you

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We find off-market properties
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Apartment – Budva (city), Budva, Montenegro for 1,200,000 €

Furnished

Apartment – Budva (city), Budva, Montenegro

1,200,000 €

Total area 172 m²3 bedrooms2 bathrooms

Apartment – Budva (city), Budva, Montenegro for 420,000 €

Furnished

Apartment – Budva (city), Budva, Montenegro

420,000 €

Total area 89 m²2 bedrooms2 bathrooms

6 days ago

Apartment – Budva (city), Budva, Montenegro for 120,000 €

Furnished

Apartment – Budva (city), Budva, Montenegro

120,000 €

Total area 49 m²2 bedrooms1 bathroom

New home – Rafailovici, Budva, Montenegro for 467,000 €

New home – Rafailovici, Budva, Montenegro

467,000 €

Total area 62 m²1 bedroom1 bathroom

Apartment – Rafailovici, Budva, Montenegro for 733,000 €

Furnished

Apartment – Rafailovici, Budva, Montenegro

733,000 €

Total area 101 m²2 bedrooms2 bathrooms

Apartment – Becici, Budva, Montenegro for 250,000 €

Furnished

Apartment – Becici, Budva, Montenegro

250,000 €

Total area 106 m²3 bedrooms2 bathrooms

Apartment – Budva (city), Budva, Montenegro for 960,000 €

The first line

Apartment – Budva (city), Budva, Montenegro

960,000 €

Total area 95 m²1 bedroom1 bathroom

Apartment – Budva (city), Budva, Montenegro for 315,000 €

Furnished

Apartment – Budva (city), Budva, Montenegro

315,000 €

Total area 96 m²2 bedrooms2 bathrooms

Apartment – Przno, Budva, Montenegro for 185,000 €

Furnished

Apartment – Przno, Budva, Montenegro

185,000 €

Total area 75 m²2 bedrooms2 bathrooms

Apartment – Budva (city), Budva, Montenegro for 840,000 €

Furnished

Apartment – Budva (city), Budva, Montenegro

840,000 €

Total area 179 m²3 bedrooms2 bathrooms

Apartment – Budva (city), Budva, Montenegro for 269,000 €

Furnished

Apartment – Budva (city), Budva, Montenegro

269,000 €

Total area 79 m²2 bedrooms1 bathroom

Apartment – Budva (city), Budva, Montenegro for 885,000 €

Furnished

Apartment – Budva (city), Budva, Montenegro

885,000 €

Total area 146 m²2 bedrooms2 bathrooms

New home – Budva (city), Budva, Montenegro for 151,000 €

New home – Budva (city), Budva, Montenegro

151,000 €

Total area 46 m²1 bedroom1 bathroom

Apartment – Przno, Budva, Montenegro for 500,000 €

Furnished

Apartment – Przno, Budva, Montenegro

500,000 €

Total area 123 m²3 bedrooms2 bathrooms

Apartment – Budva (city), Budva, Montenegro for 340,000 €

Furnished

Apartment – Budva (city), Budva, Montenegro

340,000 €

Total area 120 m²2 bedrooms2 bathrooms

Apartment – Becici, Budva, Montenegro for 1,500,000 €

Sea view

Apartment – Becici, Budva, Montenegro

1,500,000 €

Total area 285 m²3 bedrooms4 bathrooms

Apartment – Budva (city), Budva, Montenegro for 270,000 €

Sea view

Apartment – Budva (city), Budva, Montenegro

270,000 €

Total area 82 m²2 bedrooms2 bathrooms

Apartment – Budva (city), Budva, Montenegro for 290,000 €

Furnished

Apartment – Budva (city), Budva, Montenegro

290,000 €

Total area 88 m²3 bedrooms2 bathrooms

Apartment – Budva (city), Budva, Montenegro for 275,000 €

Furnished

Apartment – Budva (city), Budva, Montenegro

275,000 €

Total area 110 m²3 bedrooms2 bathrooms

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Apartments for sale in Budva