Can foreigners get a mortgage loan to buy a house in Budva?

It might be tricky for a foreigner to obtain a mortgage loan for property in Montenegro . Erste Bank is the only bank lending to foreign property buyers, yet the primary qualification for an eligible foreign applicant is to have a residence permit in the country.

How much do utilities cost in Budva?

House maintenance costs are not so high in Budva as compared to the rest of Europe. Read more about major housing and home ownership costs in Montenegro.

Can buying a house in Budva also get foreigners a residence permit in Montenegro?

A property purchase in Montenegro will get residence in the country (except for property for further development that would not qualify a buyer for a residence permit). There is no minimum investment threshold for a residence permit. The purchased property should be free and clear of any encumbrances. Read more in our article .

How to get citizenship in Montenegro by buying a house in Budva?

To get citizenship in Montenegro , you would have both to purchase a property out of the government-approved pool investing at least € 250,000 and donate at least € 100,000 to the government fund.

What is the process of buying a house in Montenegro?

It will take 2–4 months in average to register property ownership in Montenegro. To close a transaction, a foreign buyer needs to present a foreign passport of the home country, an individual seller is to produce a legal proof of property ownership and the excerpt from record in the local property registry, and a corporate seller should additionally provide the buyer with its corporate documents. See details here .

What are the house prices in Budva?

The house prices in Budva vary in a range of €2800-4200 for a square metre depending on the region and distance from the sea.

What taxes are charged on house purchase, ownership, and sale in Budva?

A transfer tax at 3% is charged on real estate transfers in Montenegro, and 21% VAT is levied if property has not been sold before. The real estate tax is levied for the use of the property at the rates ranging from 0.25 to 1% of the property value. Read more about the taxes charged on house purchase, ownership, rent, and sale in Budva on the website .

Key takeaways about Budva to know before property purchase: what makes the region special?

Budva is the tourist capital of the country and one of the most popular resorts often nicknamed ‘the Montenegrin Miami’. There are plenty of restaurants, cafés, night clubs, a casino, sports grounds, tennis courts, and luxury hotels here. Budva is an excellent choice for the young, but might seem a bit buzzing for families with babies and toddlers.

Villas for sale in Budva. Buy house in Budva, Montenegro

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Villa – Becici, Budva, Montenegro for 400,000 €

With swimming pool

Villa – Becici, Budva, Montenegro

400,000 €

Total area 205 m²Land area: 420 m²3 bedrooms3 bathrooms

Villa – Budva (city), Budva, Montenegro for 290,000 €

Villa – Budva (city), Budva, Montenegro

290,000 €

Total area 165 m²3 bedrooms3 bathrooms

Montenegrin passport

Citizenship in exchange for investment in a hotel near a ski resort

250,000 € · Rental income

State-approved project;
Passports are issued to the entire investor's family members;
The investors receives 40% of the rental income.

Three-storey villa with a poll in Petrovac, Budva Riviera, Montenegro for 450,000 €

With swimming pool

Three-storey villa with a poll in Petrovac, Budva Riviera, Montenegro

450,000 €

Total area 200 m²Land area: 990 m²3 bedrooms3 bathrooms

Luxurious villa near Sveti Stefan for 1,400,000 €

With swimming pool

Luxurious villa near Sveti Stefan

1,400,000 €

Total area 400 m²Land area: 700 m²3 bedrooms5 bathrooms

Next to the sea

New villa in Rezevici

450,000 €

Total area 150 m²Land area: 320 m²2 bedrooms2 bathrooms

Townhome – Budva (city), Budva, Montenegro for 660,000 €

With swimming pool

Townhome – Budva (city), Budva, Montenegro

660,000 €

Total area 211 m²Land area: 626 m²3 bedrooms3 bathrooms

Discounted homes upon request

Send us an enquiry, we will find advantageous offers for you

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Anna Boyarchukova,

Head of Residential Real Estate

New two-storey villa with a pool, a garden and a terrace, Rijeka, Budva Riviera, Montenegro for 750,000 €

With garden

New two-storey villa with a pool, a garden and a terrace, Rijeka, Budva Riviera, Montenegro

750,000 €

Total area 235 m²Land area: 900 m²3 bedrooms2 bathrooms

Villa – Petrovac, Budva, Montenegro for 470,000 €

With garden

Villa – Petrovac, Budva, Montenegro

470,000 €

Total area 250 m²Land area: 314 m²2 bedrooms3 bathrooms

Villa with a pool and beautiful sea views in Blizikuće, Budva Riviera, Montenegro for 450,000 €

With swimming pool

Villa with a pool and beautiful sea views in Blizikuće, Budva Riviera, Montenegro

450,000 €

Total area 462 m²Land area: 380 m²3 bedrooms3 bathrooms

Villa – Petrovac, Budva, Montenegro for 1,200,000 €

With swimming pool

Villa – Petrovac, Budva, Montenegro

1,200,000 €

Total area 540 m²Land area: 640 m²

Villa – Blizikuće, Budva, Montenegro for 820,000 €

With swimming pool

Villa – Blizikuće, Budva, Montenegro

820,000 €

Total area 200 m²Land area: 800 m²4 bedrooms4 bathrooms

Two cottages with a private garden, a beach, a parking and views of the sea, Djurashevichi, Budva Riviera, Montenegro for 2,650,000 €

Two cottages with a private garden, a beach, a parking and views of the sea, Djurashevichi, Budva Riviera, Montenegro

2,650,000 €

Total area 387 m²Land area: 682 m²3 bedrooms2 bathrooms

Villa – Petrovac, Budva, Montenegro for 2,400,000 €

With swimming pool

Villa – Petrovac, Budva, Montenegro

2,400,000 €

Total area 1,357 m²Land area: 397 m²5 bedrooms5 bathrooms

Spacious cottage with a terrace and a view of the sea, Djurashevichi, Montenegro for 370,000 €

Spacious cottage with a terrace and a view of the sea, Djurashevichi, Montenegro

370,000 €

Total area 178 m²Land area: 280 m²3 bedrooms2 bathrooms

Villa – Budva (city), Budva, Montenegro for 1,500,000 €

With swimming pool

Villa – Budva (city), Budva, Montenegro

1,500,000 €

Total area 663 m²Land area: 890 m²3 bedrooms4 bathrooms

Villa – Petrovac, Budva, Montenegro for 2,290,000 €

With swimming pool

Villa – Petrovac, Budva, Montenegro

2,290,000 €

Total area 600 m²Land area: 860 m²4 bedrooms5 bathrooms

Villa – Budva (city), Budva, Montenegro for 1,750,000 €

Villa – Budva (city), Budva, Montenegro

1,750,000 €

Total area 355 m²Land area: 435 m²4 bedrooms5 bathrooms

Villa – Budva (city), Budva, Montenegro for 680,000 €

Villa – Budva (city), Budva, Montenegro

680,000 €

Total area 237 m²Land area: 386 m²4 bedrooms4 bathrooms

Villa – Becici, Budva, Montenegro for 1,650,000 €

With swimming pool

Villa – Becici, Budva, Montenegro

1,650,000 €

Total area 400 m²Land area: 650 m²5 bedrooms4 bathrooms

Villa – Petrovac, Budva, Montenegro for 600,000 €

Villa – Petrovac, Budva, Montenegro

600,000 €

Total area 216 m²6 bedrooms5 bathrooms

Villa – Petrovac, Budva, Montenegro for 245,000 €

Villa – Petrovac, Budva, Montenegro

245,000 €

Total area 170 m²Land area: 20 m²2 bedrooms2 bathrooms

Villa – Budva (city), Budva, Montenegro for 760,000 €

With swimming pool

Villa – Budva (city), Budva, Montenegro

760,000 €

Total area 486 m²Land area: 549 m²5 bedrooms4 bathrooms

Villa – Budva (city), Budva, Montenegro for 850,000 €

Villa – Budva (city), Budva, Montenegro

850,000 €

Total area 590 m²Land area: 1,231 m²8 bedrooms5 bathrooms

Spacious villa with a pool, terraces and views of the sea and mountains, Becici, Budva Riviera, Montenegro for 750,000 €

With swimming pool

Spacious villa with a pool, terraces and views of the sea and mountains, Becici, Budva Riviera, Montenegro

750,000 €

Total area 486 m²Land area: 549 m²6 bedrooms4 bathrooms

With swimming pool

Villa – Budva, Montenegro

450,000 €

Total area 282 m²Land area: 500 m²3 bedrooms3 bathrooms

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Houses for sale in Budva

Discounted homes upon request

FAQ about Budva