Can foreigners get a mortgage loan to buy a house in Budva?

It might be tricky for a foreigner to obtain a mortgage loan for property in Montenegro . Erste Bank is the only bank lending to foreign property buyers, yet the primary qualification for an eligible foreign applicant is to have a residence permit in the country.

How much do utilities cost in Budva?

House maintenance costs are not so high in Budva as compared to the rest of Europe. Read more about major housing and home ownership costs in Montenegro.

Can buying a house in Budva also get foreigners a residence permit in Montenegro?

A property purchase in Montenegro will get residence in the country (except for property for further development that would not qualify a buyer for a residence permit). There is no minimum investment threshold for a residence permit. The purchased property should be free and clear of any encumbrances. Read more in our article .

How to get citizenship in Montenegro by buying a house in Budva?

To get citizenship in Montenegro , you would have both to purchase a property out of the government-approved pool investing at least € 250,000 and donate at least € 100,000 to the government fund.

What is the process of buying a house in Montenegro?

It will take 2–4 months in average to register property ownership in Montenegro. To close a transaction, a foreign buyer needs to present a foreign passport of the home country, an individual seller is to produce a legal proof of property ownership and the excerpt from record in the local property registry, and a corporate seller should additionally provide the buyer with its corporate documents. See details here .

What are the house prices in Budva?

The house prices in Budva vary in a range of €2800-4200 for a square metre depending on the region and distance from the sea.

What taxes are charged on house purchase, ownership, and sale in Budva?

A transfer tax at 3% is charged on real estate transfers in Montenegro, and 21% VAT is levied if property has not been sold before. The real estate tax is levied for the use of the property at the rates ranging from 0.25 to 1% of the property value. Read more about the taxes charged on house purchase, ownership, rent, and sale in Budva on the website .

Key takeaways about Budva to know before property purchase: what makes the region special?

Budva is the tourist capital of the country and one of the most popular resorts often nicknamed ‘the Montenegrin Miami’. There are plenty of restaurants, cafés, night clubs, a casino, sports grounds, tennis courts, and luxury hotels here. Budva is an excellent choice for the young, but might seem a bit buzzing for families with babies and toddlers.

Villas for sale in Budva. Buy house in Budva, Montenegro

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New three-storey villas on the first line from the sea in Przno, Budva, Montenegro for 3,400,000 €

The first line

New three-storey villas on the first line from the sea in Przno, Budva, Montenegro

3,400,000 €

Total area 410 m²4 bedrooms6 bathrooms

Villa – Budva (city), Budva, Montenegro for 290,000 €

With garden

Villa – Budva (city), Budva, Montenegro

290,000 €

Total area 165 m²3 bedrooms3 bathrooms

Montenegrin passport

Citizenship in exchange for investment in a hotel near a ski resort

250,000 € · Rental income

The project approved by the authorities;
Passports are issued to the entire investor's family members;
The investors receives 40% of the rental income.

Luxurious villa near Sveti Stefan for 1,400,000 €

With swimming pool

Luxurious villa near Sveti Stefan

1,400,000 €

Total area 400 m²Land area: 700 m²3 bedrooms5 bathrooms

Next to the sea

New villa in Rezevici

420,000 €

Total area 150 m²Land area: 320 m²2 bedrooms2 bathrooms

Luxury villa with a pool and sea views, Becici, Montenegro for 595,000 €

Luxury villa with a pool and sea views, Becici, Montenegro

595,000 €

Total area 389 m²Land area: 549 m²5 bedrooms5 bathrooms

Villa – Petrovac, Budva, Montenegro for 1,200,000 €

With swimming pool

Villa – Petrovac, Budva, Montenegro

1,200,000 €

Total area 540 m²Land area: 640 m²

Discounted homes upon request

Send us an enquiry, we will find advantageous offers for you

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Ksenia Kolesnikova,

Client manager

Villa – Petrovac, Budva, Montenegro for 2,400,000 €

With swimming pool

Villa – Petrovac, Budva, Montenegro

2,400,000 €

Total area 1,357 m²Land area: 397 m²5 bedrooms5 bathrooms

Spacious cottage with a terrace and a view of the sea, Djurashevichi, Montenegro for 375,000 €

Spacious cottage with a terrace and a view of the sea, Djurashevichi, Montenegro

375,000 €

Total area 178 m²Land area: 280 m²3 bedrooms2 bathrooms

Villa – Budva (city), Budva, Montenegro for 1,500,000 €

With swimming pool

Villa – Budva (city), Budva, Montenegro

1,500,000 €

Total area 663 m²Land area: 890 m²3 bedrooms4 bathrooms

Villa – Blizikuće, Budva, Montenegro for 2,290,000 €

With swimming pool

Villa – Blizikuće, Budva, Montenegro

2,290,000 €

Total area 600 m²Land area: 860 m²4 bedrooms5 bathrooms

Villa – Budva (city), Budva, Montenegro for 1,750,000 €

Villa – Budva (city), Budva, Montenegro

1,750,000 €

Total area 355 m²Land area: 435 m²4 bedrooms5 bathrooms

Villa – Budva (city), Budva, Montenegro for 720,000 €

With swimming pool

Villa – Budva (city), Budva, Montenegro

720,000 €

Total area 348 m²Land area: 391 m²6 bedrooms4 bathrooms

Villa – Budva (city), Budva, Montenegro for 850,000 €

Villa – Budva (city), Budva, Montenegro

850,000 €

Total area 590 m²Land area: 1,231 m²8 bedrooms5 bathrooms

Villa – Budva (city), Budva, Montenegro for 450,000 €

Villa – Budva (city), Budva, Montenegro

450,000 €

Total area 178 m²Land area: 298 m²4 bedrooms4 bathrooms

Villa – Budva (city), Budva, Montenegro for 760,000 €

With swimming pool

Villa – Budva (city), Budva, Montenegro

760,000 €

Total area 486 m²Land area: 549 m²5 bedrooms4 bathrooms

Villa – Budva (city), Budva, Montenegro for 600,000 €

Villa – Budva (city), Budva, Montenegro

600,000 €

Total area 216 m²6 bedrooms5 bathrooms

Villa – Budva (city), Budva, Montenegro

1,600,000 €1,700,000 €

Total area 805 m²Land area: 700 m²5 bedrooms6 bathrooms

With swimming pool

Villa – Budva, Montenegro

450,000 €

Total area 282 m²Land area: 500 m²3 bedrooms3 bathrooms

Villa – Sveti Stefan, Budva, Montenegro for 2,000,000 €

Villa – Sveti Stefan, Budva, Montenegro

2,000,000 €

Total area 138 m²Land area: 333 m²3 bedrooms2 bathrooms

Villa – Budva (city), Budva, Montenegro for 200,000 €

With garden

Villa – Budva (city), Budva, Montenegro

200,000 €

Total area 90 m²Land area: 310 m²4 bedrooms2 bathrooms

Three-storey house overlooking the sea in Buljarica, Budva Riviera, Montenegro for 350,000 €

Sea view

Three-storey house overlooking the sea in Buljarica, Budva Riviera, Montenegro

350,000 €

Total area 198 m²Land area: 491 m²7 bedrooms3 bathrooms

Villa – Sveti Stefan, Budva, Montenegro for 550,000 €

Villa – Sveti Stefan, Budva, Montenegro

550,000 €

Total area 170 m²Land area: 236 m²3 bedrooms3 bathrooms

Villa – Budva (city), Budva, Montenegro for 390,000 €

Villa – Budva (city), Budva, Montenegro

390,000 €650,000 €

Total area 150 m²Land area: 320 m²2 bedrooms2 bathrooms

Villa – Budva (city), Budva, Montenegro

850,000 €

Total area 320 m²3 bedrooms3 bathrooms

With swimming pool

Villa – Budva (city), Budva, Montenegro

1,500,000 €

Total area 250 m²Land area: 654 m²5 bedrooms4 bathrooms

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Houses for sale in Budva