Portugal residence permit for investment in commercial real estate

  • Opportunity to apply for citizenship in 5 years
  • Visa-free entry and residence in the EU
  • Investments from €280,000
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By the way! There is no need to visit Portugal for paperwork — a fully remote deal is possible with Tranio.

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  • Portugal
Houses, villas, cottages
90k – 12.5M
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2+ bedrooms
  • 100k
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View on
To sea
790,000 €
Total area 195 m² / 2099 ft²Land area: 969 m² / 10430 ft²3 bedrooms4 bathrooms
1,750,000 €
Total area 812 m² / 8740 ft²Land area: 812 m² / 8740 ft²3 bedrooms5 bathrooms
Share in pending hotel development in Algarve with buy-out in six years

Portugal's «Golden Visa»

280,000 €  ·  70% shares already sold out
  • Legal for Russian citizens;
  • Residence permits for investor's spouse and children;
  • Application for citizenship in five years.
2,500,000 €
Total area 1200 m² / 12917 ft²Land area: 1200 m² / 12917 ft²4 bedrooms5 bathrooms
1,980,000 €
Total area 420 m² / 4521 ft²Land area: 600 m² / 6458 ft²4 bedrooms6 bathrooms
1,500,000 €
Land area: 4000 m² / 43056 ft²4 bedrooms4 bathrooms
4,500,000 €
Total area 486 m² / 5231 ft²4 bedrooms4 bathrooms
Discounted homes upon request

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Ksenia Kolesnikova
Ksenia Kolesnikova,
Client manager
  • We find off-market properties We find off-market properties
  • We organise viewings We organise viewings
  • We assist in obtaining a mortgage We assist in obtaining a mortgage
2,300,000 €
Land area: 731 m² / 7868 ft²5 bedrooms6 bathrooms
1,250,000 €
Total area 521 m² / 5608 ft²3 bedrooms4 bathrooms
3,500,000 €
Land area: 8860 m² / 95369 ft²4 bedrooms5 bathrooms
2,500,000 €
Total area 702 m² / 7556 ft²Land area: 10144 m² / 109190 ft²8 bedrooms6 bathrooms
850,000 €
Total area 160 m² / 1722 ft²Land area: 397 m² / 4273 ft²5 bedrooms2 bathrooms
1 month ago
3,400,000 €
Total area 464 m² / 4994 ft²Land area: 2202 m² / 23702 ft²4 bedrooms4 bathrooms
3,350,000 €
Total area 420 m² / 4521 ft²Land area: 980 m² / 10549 ft²5 bedrooms6 bathrooms
1,320,000 €
Total area 260 m² / 2799 ft²Land area: 1053 m² / 11334 ft²4 bedrooms6 bathrooms
1,200,000 €
Total area 200 m² / 2153 ft²Land area: 775 m² / 8342 ft²3 bedrooms3 bathrooms
1,450,000 €
Total area 170 m² / 1830 ft²Land area: 340 m² / 3660 ft²3 bedrooms5 bathrooms
2 months ago
710,000 €
Total area 65 m² / 700 ft²Land area: 6250 m² / 67275 ft²4 bedrooms2 bathrooms
820,000 €
Total area 130 m² / 1399 ft²Land area: 439 m² / 4725 ft²3 bedrooms3 bathrooms
1,800,000 €
Total area 374 m² / 4026 ft²Land area: 565 m² / 6082 ft²6 bedrooms5 bathrooms
1 week ago
550,000 €
Total area 115 m² / 1238 ft²Land area: 181 m² / 1948 ft²2 bedrooms2 bathrooms
1 week ago
1,395,000 €
Total area 362 m² / 3897 ft²Land area: 20000 m² / 215280 ft²7 bedrooms6 bathrooms
1 week ago
1,950,000 €
Total area 1500 m² / 16146 ft²Land area: 45000 m² / 484380 ft²10 bedrooms6 bathrooms
800,000 €
Total area 138 m² / 1485 ft²Land area: 257 m² / 2766 ft²3 bedrooms2 bathrooms
1 week ago
775,000 €
Total area 130 m² / 1399 ft²Land area: 392 m² / 4219 ft²3 bedrooms3 bathrooms
1 week ago
7,500,000 €
Total area 1188 m² / 12788 ft²Land area: 2780 m² / 29924 ft²6 bedrooms7 bathrooms
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    Marina Filichkina
    Marina Filichkina,
    Head of Sales
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      FAQ about Portugal
      What are the house prices in Portugal?
      In Portugal, house prices strongly depend on the region where a particular property is located. The average house price in Portugal is € 1,500-2,000 per square metre, depending on the property location. Real estate is slightly cheaper in the north of the country. The most expensive real estate can be found in Lisbon and the neigbouring areas of Cascais and Estoril where the price per square metre can reach € 9,000. In the south of the country, in the Algarve region, there are also expensive locations, such as the Golden Triangle with the resorts of Vale do Lobo, Vilamoura and Pine Cliffs. However, in general, in the Algarve region more affordable residential property priced at € 1,000-2,000/m² can also be found near the sea.
      Can foreign nationals take out mortgage loans in Portugal?
      Yes, non-residents can be issued a mortgage loan to buy property in Portugal. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the purchasing process take place in Portugal when buying a house?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Portugal?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying a house?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a house buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease houses in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own a house in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
      Tranio's team
        United Property Expo in Belgrade, Serbia
        United Property Expo in Belgrade, Serbia
        17-18 February, 2023
        United Property Expo is a large-scale international exhibition attended by thousands of private investors, leading global developers and brokers. The event provides an opportunity to discuss the issues of buying and renting property abroad, get professional advice on taxes, mortgage, property investment and management.
        Tranio's managers are here to help you select a property
        Svetlana Larionova
        Svetlana Larionova
        Real Estate Expert Tranio in Portugal
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