What are the house prices in Portugal?

In Portugal, house prices strongly depend on the region where a particular property is located. The average house price in Portugal is € 1,500-2,000 per square metre, depending on the property location. Real estate is slightly cheaper in the north of the country. The most expensive real estate can be found in Lisbon and the neigbouring areas of Cascais and Estoril where the price per square metre can reach € 9,000. In the south of the country, in the Algarve region, there are also expensive locations, such as the Golden Triangle with the resorts of Vale do Lobo, Vilamoura and Pine Cliffs. However, in general, in the Algarve region more affordable residential property priced at € 1,000-2,000/m² can also be found near the sea.

Can foreign nationals take out mortgage loans in Portugal?

Yes, non-residents can be issued a mortgage loan to buy property in Portugal. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place in Portugal when buying a house?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Portugal?

The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.

How can a house buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease houses in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own a house in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

32 Luxury 4 Bedroom Homes for Sale in Portugal from 1,525,000 €

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Residential complex

Exclusive villa complex surrounded by a nature reserve, Comporta, Portugal

Comporta, Setubal, Portugal

From 4,300,000 €

Total 15 units available from the developer

Built in 2024

Villas from 4,300,000 €

Residential complex

Duplex villas with pools, ocean and golf course views in Almada, Setubal, Portugal

Almada, Setubal, Portugal

From 1,445,000 €

Total 71 units available from the developer

Completion in: 2028.II

Villas from 1,445,000 €

Residential complex

Prestigious villas with private pools and a shared gym and spa, Cascais, Portugal

Cascais, Lisbon, Portugal

From 4,000,000 €

Total 18 units available from the developer

Completion in: 2028.I

Villas from 4,000,000 €

Elite villa with a pool with a 5% yield, Algarve, Portugal

Faro City, Faro, Portugal

4,500,000 €

Total area 486 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 450 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

1,750,000 €

Total area 450 m² · Land area: 1,143 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 300 m² in Lagos

Lagos, Faro, Portugal

2,400,000 €

Total area 300 m² · Land area: 568 m² · 4 bedrooms · 3 bathrooms

Elvira Gracheva

Head of Sales Tranio Europe

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4-bedroom cottage 300 m² in Lagos

Lagos, Faro, Portugal

2,400,000 €

Total area 300 m² · Land area: 642 m² · 4 bedrooms · 3 bathrooms

4-bedroom cottage 300 m² in Lagos

Lagos, Faro, Portugal

2,400,000 €

Total area 300 m² · Land area: 568 m² · 4 bedrooms · 3 bathrooms

4-bedroom cottage 300 m² in Lagos

Lagos, Faro, Portugal

2,400,000 €

Total area 300 m² · Land area: 605 m² · 4 bedrooms · 3 bathrooms

4-bedroom cottage 300 m² in Lagos

Lagos, Faro, Portugal

2,400,000 €

Total area 300 m² · Land area: 574 m² · 4 bedrooms · 3 bathrooms

4-bedroom cottage 300 m² in Lagos

Lagos, Faro, Portugal

2,400,000 €

Total area 300 m² · Land area: 577 m² · 4 bedrooms · 3 bathrooms

4-bedroom cottage 300 m² in Lagos

Lagos, Faro, Portugal

2,400,000 €

Total area 300 m² · Land area: 574 m² · 4 bedrooms · 3 bathrooms

4-bedroom cottage 300 m² in Lagos

Lagos, Faro, Portugal

2,400,000 €

Total area 300 m² · Land area: 639 m² · 4 bedrooms · 3 bathrooms

4-bedroom cottage 311 m² in Porto (city)

Porto (city), Porto, Portugal

3,325,000 €

Total area 311 m² · Land area: 951 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 282 m² in Porto (city)

Porto (city), Porto, Portugal

2,240,000 €

Total area 282 m² · Land area: 423 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 282 m² in Porto (city)

Porto (city), Porto, Portugal

2,240,000 €

Total area 282 m² · Land area: 423 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 282 m² in Porto (city)

Porto (city), Porto, Portugal

2,190,000 €

Total area 282 m² · Land area: 412 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 311 m² in Porto (city)

Porto (city), Porto, Portugal

2,960,000 €

Total area 311 m² · Land area: 690 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 311 m² in Porto (city)

Porto (city), Porto, Portugal

2,970,000 €

Total area 311 m² · Land area: 707 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 311 m² in Porto (city)

Porto (city), Porto, Portugal

2,935,000 €

Total area 311 m² · Land area: 680 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 311 m² in Porto (city)

Porto (city), Porto, Portugal

3,270,000 €

Total area 311 m² · Land area: 957 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 311 m² in Porto (city)

Porto (city), Porto, Portugal

3,260,000 €

Total area 311 m² · Land area: 949 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 282 m² in Porto (city)

Porto (city), Porto, Portugal

2,190,000 €

Total area 282 m² · Land area: 412 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 282 m² in Porto (city)

Porto (city), Porto, Portugal

2,190,000 €

Total area 282 m² · Land area: 412 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 282 m² in Porto (city)

Porto (city), Porto, Portugal

2,190,000 €

Total area 282 m² · Land area: 412 m² · 4 bedrooms · 4 bathrooms

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Luxury 4 bedroom homes for sale in Portugal