What are the house prices in Portugal?

In Portugal, house prices strongly depend on the region where a particular property is located. The average house price in Portugal is € 1,500-2,000 per square metre, depending on the property location. Real estate is slightly cheaper in the north of the country. The most expensive real estate can be found in Lisbon and the neigbouring areas of Cascais and Estoril where the price per square metre can reach € 9,000. In the south of the country, in the Algarve region, there are also expensive locations, such as the Golden Triangle with the resorts of Vale do Lobo, Vilamoura and Pine Cliffs. However, in general, in the Algarve region more affordable residential property priced at € 1,000-2,000/m² can also be found near the sea.

Can foreign nationals take out mortgage loans in Portugal?

Yes, non-residents can be issued a mortgage loan to buy property in Portugal. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place in Portugal when buying a house?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Portugal?

The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.

Can Portuguese residency be obtained through buying a house?

Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.

How can a house buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease houses in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own a house in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

Luxury 2 Bedroom Houses for Sale in Portugal

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New furnished villa with a swimming pool and picturesque views, Funchal, Portugal for 1,750,000 €

New furnished villa with a swimming pool and picturesque views, Funchal, Portugal

1,750,000 €

£1,557,000

Total area 812 m² / 8740 ft²Land area: 812 m² / 8740 ft²3 bedrooms5 bathrooms

Historic villa with a swimming pool, a garden and a view of the sea in a prestigious area, Funchal, Portugal for 2,000,000 €

Historic villa with a swimming pool, a garden and a view of the sea in a prestigious area, Funchal, Portugal

2,000,000 €

£1,779,000

Total area 1200 m² / 12917 ft²Land area: 1200 m² / 12917 ft²4 bedrooms5 bathrooms

Portugal's «Golden Visa»

Share in pending hotel development in Algarve with buy-out in six years

280,000 € · 70% shares already sold out

Legal for Russian citizens;
Residence permits for investor's spouse and children;
Application for citizenship in five years.

Exclusive two-storey villa with panoramic ocean views, Madeira, Portugal for 1,980,000 €

Exclusive two-storey villa with panoramic ocean views, Madeira, Portugal

1,980,000 €

£1,762,000

Total area 420 m² / 4521 ft²Land area: 600 m² / 6458 ft²4 bedrooms6 bathrooms

Furnished villa with a swimming pool and a garden, Funchal, Portugal for 1,500,000 €

Furnished villa with a swimming pool and a garden, Funchal, Portugal

1,500,000 €

£1,335,000

Land area: 4000 m² / 43056 ft²4 bedrooms4 bathrooms

Elite villa with a pool with a 5% yield, Algarve, Portugal for 4,500,000 €

Elite villa with a pool with a 5% yield, Algarve, Portugal

4,500,000 €

£4,004,000

Total area 486 m² / 5231 ft²4 bedrooms4 bathrooms

New villa with a pool and sea views in Lagos, Faro, Portugal for 2,300,000 €

New villa with a pool and sea views in Lagos, Faro, Portugal

2,300,000 €

£2,046,000

Land area: 731 m² / 7868 ft²5 bedrooms6 bathrooms

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Luxury villa with a swimming pool, a garden and lounge areas, Galé, Portugal for 3,500,000 €

Luxury villa with a swimming pool, a garden and lounge areas, Galé, Portugal

3,500,000 €

£3,114,000

Land area: 8860 m² / 95369 ft²4 bedrooms5 bathrooms

Villa – Faro (city), Faro, Portugal for 2,295,000 €

Villa – Faro (city), Faro, Portugal

2,295,000 €

£2,042,000

Total area 850 m² / 9149 ft²Land area: 11320 m² / 121848 ft²9 bedrooms15 bathrooms

Agricultural – Setubal (city), Setubal, Portugal for 2,500,000 €

Agricultural – Setubal (city), Setubal, Portugal

2,500,000 €

£2,224,000

Total area 702 m² / 7556 ft²Land area: 10144 m² / 109190 ft²8 bedrooms6 bathrooms

Villa – Cascais, Lisbon, Portugal for 3,350,000 €

Villa – Cascais, Lisbon, Portugal

3,350,000 €

£2,981,000

Total area 420 m² / 4521 ft²Land area: 980 m² / 10549 ft²5 bedrooms6 bathrooms

Villa – Faro, Portugal

3,400,000 €

£3,025,000

Total area 464 m² / 4994 ft²Land area: 2202 m² / 23702 ft²4 bedrooms4 bathrooms

Agricultural – Santarem, Alentejo Region, Portugal for 1,950,000 €

Agricultural – Santarem, Alentejo Region, Portugal

1,950,000 €

£1,735,000

Total area 1094 m² / 11776 ft²Land area: 45000 m² / 484380 ft²10 bedrooms6 bathrooms

Villa – Lisbon, Portugal for 7,500,000 €

Villa – Lisbon, Portugal

7,500,000 €

£6,673,000

Total area 1188 m² / 12788 ft²Land area: 2780 m² / 29924 ft²6 bedrooms7 bathrooms

Agricultural – Santarem, Alentejo Region, Portugal

1,950,000 €

£1,735,000

Total area 1500 m² / 16146 ft²Land area: 45000 m² / 484380 ft²10 bedrooms6 bathrooms

Villa – Cascais, Lisbon, Portugal for 2,300,000 €

Villa – Cascais, Lisbon, Portugal

2,300,000 €

£2,046,000

Total area 622 m² / 6695 ft²Land area: 622 m² / 6695 ft²4 bedrooms5 bathrooms

Villa – Cascais, Lisbon, Portugal for 2,250,000 €

Villa – Cascais, Lisbon, Portugal

2,250,000 €

£2,002,000

Total area 622 m² / 6695 ft²Land area: 622 m² / 6695 ft²4 bedrooms5 bathrooms

Villa – Cascais, Lisbon, Portugal for 3,000,000 €

Villa – Cascais, Lisbon, Portugal

3,000,000 €

£2,669,000

Total area 106 m² / 1141 ft²Land area: 131 m² / 1410 ft²2 bedrooms2 bathrooms

Agricultural – Evora, Alentejo Region, Portugal for 2,000,000 €

Agricultural – Evora, Alentejo Region, Portugal

2,000,000 €

£1,779,000

Total area 163 m² / 1755 ft²Land area: 990000 m² / 10656360 ft²2 bedrooms2 bathrooms

Villa – Cascais, Lisbon, Portugal for 2,950,000 €

Villa – Cascais, Lisbon, Portugal

2,950,000 €

£2,625,000

Total area 350 m² / 3767 ft²Land area: 1000 m² / 10764 ft²6 bedrooms7 bathrooms

Villa – Lisbon, Portugal for 3,900,000 €

Villa – Lisbon, Portugal

3,900,000 €

£3,470,000

Total area 1300 m² / 13993 ft²Land area: 13000 m² / 139932 ft²10 bedrooms6 bathrooms

Stunning mansion with a huge garden and overlooking the sea, Estoril, Portugal for 9,000,000 €

Stunning mansion with a huge garden and overlooking the sea, Estoril, Portugal

9,000,000 €

£8,008,000

Total area 981 m² / 10559 ft²Land area: 6366 m² / 68524 ft²9 bedrooms7 bathrooms

Villa – Evora, Alentejo Region, Portugal for 2,350,000 €

Villa – Evora, Alentejo Region, Portugal

2,350,000 €

£2,091,000

Total area 551 m² / 5931 ft²Land area: 570000 m² / 6135480 ft²7 bedrooms7 bathrooms

Villa – Oeiras, Lisbon, Portugal for 12,500,000 €

The first line

Villa – Oeiras, Lisbon, Portugal

12,500,000 €

£11,122,000

Total area 1600 m² / 17222 ft²Land area: 6000 m² / 64584 ft²20 bedrooms6 bathrooms

Villa – Portalegre District, Alentejo Region, Portugal for 2,690,000 €

Villa – Portalegre District, Alentejo Region, Portugal

2,690,000 €

£2,393,000

Total area 3500 m² / 37674 ft²Land area: 710000 m² / 7642440 ft²12 bedrooms10 bathrooms

Villa – Portalegre District, Alentejo Region, Portugal for 4,967,000 €

Villa – Portalegre District, Alentejo Region, Portugal

4,967,000 €

£4,419,000

Total area 3500 m² / 37674 ft²Land area: 2850000 m² / 30677400 ft²12 bedrooms10 bathrooms

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Luxury 2 bedroom houses for sale in Portugal