Can foreign nationals take out mortgage loans in Quarteira?

Yes, non-residents can be issued a mortgage loan to buy property in Quarteira. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place when buying an apartment in Quarteira?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Quarteira?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

How can an apartment buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease apartments in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own an apartment in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

3 Bedroom Apartments for Sale in Quarteira from 750,000 €

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With swimming pool

3-bedroom apartment 371 m² in Quarteira

Quarteira, Faro, Portugal

2,700,000 €

Total area 371 m² · 3 bedrooms · 3 bathrooms

With swimming pool

3-bedroom apartment 339 m² in Quarteira

Quarteira, Faro, Portugal

2,700,000 €

Total area 339 m² · 3 bedrooms · 3 bathrooms

With swimming pool

3-bedroom apartment 216 m² in Quarteira

Quarteira, Faro, Portugal

1,700,000 €

Total area 216 m² · 3 bedrooms · 3 bathrooms

3-bedroom apartment 147 m² in Quarteira

Quarteira, Faro, Portugal

750,000 €

Total area 147 m² · 3 bedrooms · 3 bathrooms

Elvira Gracheva

Head of Sales Tranio Europe

Tranio Projects for Profitable Investments

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Similar facilities nearby

Comfortable apartment with a yield of 5%, Algarve, Portugal

Faro City, Faro, Portugal

1,295,000 €

3 bedrooms · 3 bathrooms · Yield 5.0%

3-bedroom apartment 137 m² in Olhão

Olhão, Faro, Portugal

419,000 €

Total area 137 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 129 m² in Olhão

Olhão, Faro, Portugal

394,000 €

Total area 129 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 129 m² in Olhão

Olhão, Faro, Portugal

394,000 €

Total area 129 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 129 m² in Olhão

Olhão, Faro, Portugal

385,000 €

Total area 129 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 137 m² in Olhão

Olhão, Faro, Portugal

421,000 €

Total area 137 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 137 m² in Olhão

Olhão, Faro, Portugal

419,000 €

Total area 137 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 137 m² in Olhão

Olhão, Faro, Portugal

417,000 €

Total area 137 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 132 m² in Olhão

Olhão, Faro, Portugal

417,000 €

Total area 132 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 128 m² in Olhão

Olhão, Faro, Portugal

403,000 €

Total area 128 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 132 m² in Olhão

Olhão, Faro, Portugal

407,000 €

Total area 132 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 128 m² in Olhão

Olhão, Faro, Portugal

394,000 €

Total area 128 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 132 m² in Olhão

Olhão, Faro, Portugal

402,000 €

Total area 132 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 128 m² in Olhão

Olhão, Faro, Portugal

391,000 €

Total area 128 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 132 m² in Olhão

Olhão, Faro, Portugal

394,000 €

Total area 132 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 128 m² in Olhão

Olhão, Faro, Portugal

383,000 €

Total area 128 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 129 m² in Olhão

Olhão, Faro, Portugal

397,000 €

Total area 129 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 97 m² in Estômbar

Estômbar, Faro, Portugal

510,000 €

Total area 97 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 132 m² in Olhão

Olhão, Faro, Portugal

393,000 €

Total area 132 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 176 m² in Estômbar

Estômbar, Faro, Portugal

510,000 €

Total area 176 m² · 3 bedrooms · 2 bathrooms

With swimming pool

3-bedroom apartment 211 m² in Portimao

Portimao, Faro, Portugal

480,000 €

Total area 211 m² · 3 bedrooms · 2 bathrooms

With swimming pool

3-bedroom apartment 226 m² in Portimao

Portimao, Faro, Portugal

490,000 €

Total area 226 m² · 3 bedrooms · 2 bathrooms

With swimming pool

3-bedroom apartment 211 m² in Portimao

Portimao, Faro, Portugal

480,000 €

Total area 211 m² · 3 bedrooms · 2 bathrooms

With swimming pool

3-bedroom apartment 237 m² in Portimao

Portimao, Faro, Portugal

480,000 €

Total area 237 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 317 m² in Faro City

Faro City, Faro, Portugal

1,470,000 €

Total area 317 m² · 3 bedrooms · 4 bathrooms

3-bedroom apartment 317 m² in Faro City

Faro City, Faro, Portugal

1,420,000 €

Total area 317 m² · 3 bedrooms · 4 bathrooms

3-bedroom apartment 157 m² in Olhão

Olhão, Faro, Portugal

1,310,000 €

Total area 157 m² · 3 bedrooms

3-bedroom apartment 194 m² in Lagoa

Lagoa, Faro, Portugal

850,000 €

Total area 194 m² · 3 bedrooms · 3 bathrooms

Residential complex

Residential complex with a swimming pool and a view of the Ria Formosa park, Algarve, Portugal

Faro City, Faro, Portugal

From 545,000 €

Total 27 units available from the developer

1 bedroom from 545,000 €

2 bedrooms from 568,000 €

3 bedrooms from 812,000 €

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3 bedroom apartments for sale in Quarteira