Can foreigners get a mortgage loan in Montenegro?

It might be tricky for a foreigner to obtain a mortgage loan for property in Montenegro . Erste Bank is the only bank lending to foreign property buyers, yet the primary qualification for an eligible foreign applicant is to have a residence permit in the country.

How much do utilities cost in Tivat?

Property maintenance costs are not so high in Tivat as compared to the rest of Europe. Read more about major housing and home ownership costs in Montenegro.

Can buying a property in Tivat also get foreigners a residence permit in Montenegro?

A property purchase in Montenegro will get residence in the country (except for property for further development that would not qualify a buyer for a residence permit). There is no minimum investment threshold for a residence permit. The purchased property should be free and clear of any encumbrances. Read more in our article .

How to get citizenship in Montenegro by buying a a property in Tivat?

To get citizenship in Montenegro , you would have both to purchase a property out of the government-approved pool investing at least € 250,000 and donate at least € 100,000 to the government fund.

What is the process of buying a property in Montenegro?

It will take 2–4 months in average to register property ownership in Montenegro. To close a transaction, a foreign buyer needs to present a foreign passport of the home country, an individual seller is to produce a legal proof of property ownership and the excerpt from record in the local property registry, and a corporate seller should additionally provide the buyer with its corporate documents. See details here .

What are the property prices in Tivat?

The apartment prices in Tivat vary in a range of €2000-2500 for a square metre depending on the region and distance from the sea. The prices of a house range from €1600-2100 for a square metre.

What taxes are charged on property purchase, ownership, and sale in Tivat?

A transfer tax at 3% is charged on real estate transfers in Montenegro, and 21% VAT is levied if property has not been sold before. The real estate tax is levied for the use of the property at the rates ranging from 0.25 to 1% of the property value. Read more about the taxes charged on property purchase, ownership, rent, and sale in Tivat on the website .

Key takeaways about Tivat to know before property purchase: what makes the region special?

Tivat is a large town with an international airport and an established construction industry. Most of Tivat’s beaches in town proper are concrete structures or tiny patches of bulky pebbles. There are, however, three Blue-Flagged beaches outside of town. There are no cold currents or high waves along Tivat’s entire coast, making it a kid-friendly resort. Tivat lies on a smooth bed gently descending into the water, so the properties with sea view are not many. There are predominantly five-storey blocks of flats and detached houses in Tivat. The housing prices are lower than in the other popular resort towns in Montenegro.

Tivat Real Estate for Sale, Buy Property from 83,000€

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New villas with mountain views in Kavac, Tivat, Montenegro for 240,000 €

With swimming pool

New villas with mountain views in Kavac, Tivat, Montenegro

240,000 €

Total area 50 m²Land area: 350 m²2 bedrooms1 bathroom

Villa – Tivat (city), Tivat, Montenegro for 1,570,000 €

The first line

Villa – Tivat (city), Tivat, Montenegro

1,570,000 €

Total area 370 m²Land area: 589 m²9 bedrooms9 bathrooms

Tranio’s instruction

Turkish citizenship for the whole family for real estate purchase

From $400,000 · Rental income

Simple registration procedure;
Return on investment;
Temporary residence permit for quick relocation.

Villa – Lepetane, Tivat, Montenegro for 1,500,000 €

The first line

Villa – Lepetane, Tivat, Montenegro

1,500,000 €

Total area 546 m²Land area: 546 m²4 bedrooms4 bathrooms

Villa – Tivat (city), Tivat, Montenegro for 1,200,000 €

The first line

Villa – Tivat (city), Tivat, Montenegro

1,200,000 €

Total area 120 m²Land area: 50 m²3 bedrooms2 bathrooms

Villa – Tivat (city), Tivat, Montenegro for 3,000,000 €

With swimming pool

Villa – Tivat (city), Tivat, Montenegro

3,000,000 €

Total area 558 m²Land area: 5,643 m²6 bedrooms6 bathrooms

Villa – Tivat (city), Tivat, Montenegro for 750,000 €

Villa – Tivat (city), Tivat, Montenegro

750,000 €

Total area 315 m²Land area: 450 m²4 bedrooms4 bathrooms

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Villa – Tivat (city), Tivat, Montenegro for 280,000 €

Villa – Tivat (city), Tivat, Montenegro

280,000 €380,000 €

Total area 160 m²Land area: 306 m²4 bedrooms2 bathrooms

Villa – Tivat (city), Tivat, Montenegro for 3,500,000 €

The first line

Villa – Tivat (city), Tivat, Montenegro

3,500,000 €

Total area 600 m²Land area: 2,228 m²3 bedrooms5 bathrooms

Apartment – Tivat (city), Tivat, Montenegro for 990,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

990,000 €

Total area 598 m²9 bedrooms9 bathrooms

2 months ago

Apartment – Tivat (city), Tivat, Montenegro for 2,100,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

2,100,000 €

Total area 228 m²3 bedrooms3 bathrooms

1 month ago

Apartment – Tivat (city), Tivat, Montenegro for 136,000 €

With swimming pool

Apartment – Tivat (city), Tivat, Montenegro

136,000 €

Total area 44 m²1 bedroom1 bathroom

3 weeks ago

Apartment – Tivat (city), Tivat, Montenegro for 1,550,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

1,550,000 €

Total area 193 m²3 bedrooms3 bathrooms

3 days ago

Apartment – Tivat (city), Tivat, Montenegro for 368,000 €

With swimming pool

Apartment – Tivat (city), Tivat, Montenegro

368,000 €

Total area 116 m²3 bedrooms3 bathrooms

Apartment – Tivat (city), Tivat, Montenegro for 380,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

380,000 €

Total area 140 m²3 bedrooms4 bathrooms

Apartment – Tivat (city), Tivat, Montenegro for 1,900,000 €

Apartment – Tivat (city), Tivat, Montenegro

1,900,000 €

Total area 180 m²2 bedrooms2 bathrooms

1 month ago

Villa – Tivat (city), Tivat, Montenegro for 530,000 €

Villa – Tivat (city), Tivat, Montenegro

530,000 €

Total area 200 m²Land area: 330 m²2 bedrooms2 bathrooms

Apartment – Tivat (city), Tivat, Montenegro for 1,250,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

1,250,000 €

Total area 139 m²2 bedrooms2 bathrooms

1 month ago

Villa – Tivat (city), Tivat, Montenegro for 472,000 €

Villa – Tivat (city), Tivat, Montenegro

472,000 €

Total area 70 m²3 bedrooms1 bathroom

Villa – Tivat (city), Tivat, Montenegro for 430,000 €

Villa – Tivat (city), Tivat, Montenegro

430,000 €

Total area 160 m²Land area: 282 m²4 bedrooms2 bathrooms

Apartment – Tivat (city), Tivat, Montenegro for 1,809,000 €

Apartment – Tivat (city), Tivat, Montenegro

1,809,000 €

Total area 174 m²3 bedrooms2 bathrooms

1 month ago

Apartment – Tivat (city), Tivat, Montenegro for 1,305,000 €

Apartment – Tivat (city), Tivat, Montenegro

1,305,000 €

Total area 158 m²2 bedrooms2 bathrooms

1 month ago

Apartment – Tivat (city), Tivat, Montenegro for 216,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

216,000 €

Total area 46 m²1 bedroom1 bathroom

Villa – Krasici, Tivat, Montenegro for 1,890,000 €

The first line

Villa – Krasici, Tivat, Montenegro

1,890,000 €

Total area 185 m²Land area: 315 m²3 bedrooms4 bathrooms

Apartment – Tivat (city), Tivat, Montenegro for 110,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

110,000 €

Total area 39 m²1 bedroom1 bathroom

3 weeks ago

Villa – Donja Lastva, Tivat, Montenegro for 550,000 €

With swimming pool

Villa – Donja Lastva, Tivat, Montenegro

550,000 €

Total area 156 m²Land area: 180 m²2 bedrooms2 bathrooms

1 month ago

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Property for sale in Tivat

Discover your dream home in Tivat: a real estate haven

An insightful glimpse into Tivat's real estate dynamics

A selection of residential properties in Tivat

Invest in Tivat: a gateway to prosperity

Exploring Tivat's neighborhoods: your ideal property awaits

Navigating the property purchase process in Tivat

Embrace life in Tivat: a slice of mediterranean bliss