What are the apartment prices in Portugal?

In Portugal, apartment prices strongly depend on the region where a particular property is located. The average apartment price in Portugal is € 1,500-2,000 per square metre, depending on the property location. Real estate is slightly cheaper in the north of the country. The most expensive real estate can be found in Lisbon and the neigbouring areas of Cascais and Estoril where the price per square metre can reach € 9,000. In the south of the country, in the Algarve region, there are also expensive locations, such as the Golden Triangle with the resorts of Vale do Lobo, Vilamoura and Pine Cliffs. However, in general, in the Algarve region more affordable residential property priced at € 1,000-2,000/m² can also be found near the sea.

Can foreign nationals take out mortgage loans in Portugal?

Yes, non-residents can be issued a mortgage loan to buy property in Portugal. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place in Portugal when buying an apartment?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Portugal?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

How can an apartment buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease apartments in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own an apartment in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

82 Luxury Apartments with Pool in Portugal for Sale from 1,507,000€

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Modern apartments with terraces, a swimming pool and river view, Belem, Lisbon, Portugal for From 1,100,000 €

Modern apartments with terraces, a swimming pool and river view, Belem, Lisbon, Portugal

From 1,100,000 €

From £917,000

Built in 2021Total of 57 apartments

Residential complex

Buy-to-let apartments with a guaranteed yield of 5% in a modern residential complex, Belem, Lisbon, Portugal

From 770,000 €

From £642,000

Built in 2021Total of 97 apartments

Residential complex

3% discount on apartments

Investment apartments in The Community at 9% per annum in the heart of the Motor City area, Dubai

From 159,000 €

Completion in: 2025 Yield: 9.0% Apartments in total: 450

Residential complex

Four-room new apartment overlooking the Tagus River, Belem, Lisbon, Portugal for 1,750,000 €

Four-room new apartment overlooking the Tagus River, Belem, Lisbon, Portugal

1,750,000 €

£1,459,000

Total area 174 m²3 bedrooms3 bathrooms

Three-bedroom buy-to-let apartment with a guaranteed yield of 5%, in a newly-built residential complex, Lisbon, Portugal for 2,500,000 €

Three-bedroom buy-to-let apartment with a guaranteed yield of 5%, in a newly-built residential complex, Lisbon, Portugal

2,500,000 €

£2,085,000

Total area 260 m²3 bedrooms3 bathrooms

Elite apartment in a gated complex with a golf course, Cascais, Portugal for 2,000,000 €

With swimming pool

Elite apartment in a gated complex with a golf course, Cascais, Portugal

2,000,000 €

£1,668,000

Total area 210 m²4 bedrooms

Apartments overlooking the Tagus River in a new complex, Belen, Lisbon, Portugal for From 630,000 €

Apartments overlooking the Tagus River in a new complex, Belen, Lisbon, Portugal

From 630,000 €

From £525,000

Built in 2022Total of 150 apartments

Residential complex

Discounted apartments and new-builds upon request

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Six-room penthouse with a pool in a new elite complex, Lisbon, Portugal for 5,700,000 €

Six-room penthouse with a pool in a new elite complex, Lisbon, Portugal

5,700,000 €

£4,753,000

Total area 574 m²5 bedrooms5 bathrooms

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal for 2,564,000 €

With swimming pool

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal

2,564,000 €

£2,138,000

Total area 191 m²4 bedrooms

Elite apartment in a new complex with a swimming pool and a gym, Lisbon, Portugal for 3,187,000 €

With swimming pool

Elite apartment in a new complex with a swimming pool and a gym, Lisbon, Portugal

3,187,000 €

£2,657,000

Total area 226 m²5 bedrooms

Elite apartment in a new complex with a swimming pool and a gym, Lisbon, Portugal for 3,043,000 €

With swimming pool

Elite apartment in a new complex with a swimming pool and a gym, Lisbon, Portugal

3,043,000 €

£2,538,000

Total area 226 m²5 bedrooms

Elite apartment in a new complex with a swimming pool and a gym, Lisbon, Portugal for 3,016,000 €

With swimming pool

Elite apartment in a new complex with a swimming pool and a gym, Lisbon, Portugal

3,016,000 €

£2,515,000

Total area 225 m²5 bedrooms

Modern apartment in a new complex with a swimming pool, Lisbon, Portugal for 2,735,000 €

With swimming pool

Modern apartment in a new complex with a swimming pool, Lisbon, Portugal

2,735,000 €

£2,281,000

Total area 192 m²4 bedrooms

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal for 2,462,000 €

With swimming pool

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal

2,462,000 €

£2,053,000

Total area 191 m²4 bedrooms

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal for 2,414,000 €

With swimming pool

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal

2,414,000 €

£2,013,000

Total area 191 m²4 bedrooms

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal for 2,312,000 €

With swimming pool

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal

2,312,000 €

£1,928,000

Total area 176 m²3 bedrooms

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal for 2,236,000 €

With swimming pool

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal

2,236,000 €

£1,864,000

Total area 176 m²3 bedrooms

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal for 2,093,000 €

With swimming pool

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal

2,093,000 €

£1,745,000

Total area 174 m²3 bedrooms

Elite apartment in a new complex with a swimming pool and a gym, Lisbon, Portugal for 3,170,000 €

With swimming pool

Elite apartment in a new complex with a swimming pool and a gym, Lisbon, Portugal

3,170,000 €

£2,644,000

Total area 225 m²5 bedrooms

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal for 2,478,000 €

With swimming pool

Comfortable apartment in a new complex with a swimming pool and a playground, Lisbon, Portugal

2,478,000 €

£2,067,000

Total area 176 m²3 bedrooms

Elite apartment with a garden in a resort hotel with a pool and spa, Cascais, Portugal for 1,650,000 €

Elite apartment with a garden in a resort hotel with a pool and spa, Cascais, Portugal

1,650,000 €

£1,376,000

Total area 186 m²Land area: 257 m²3 bedrooms

Modern apartment in a new complex with a swimming pool, Lisbon, Portugal for 2,575,000 €

With swimming pool

Modern apartment in a new complex with a swimming pool, Lisbon, Portugal

2,575,000 €

£2,147,000

Total area 192 m²4 bedrooms

Modern apartment in a new complex with a swimming pool, Lisbon, Portugal for 2,418,000 €

With swimming pool

Modern apartment in a new complex with a swimming pool, Lisbon, Portugal

2,418,000 €

£2,016,000

Total area 192 m²

Luxury Penthouse 4-Bedroom Apartment with private pool in Algés! for 4,100,000 €

With swimming pool

Luxury Penthouse 4-Bedroom Apartment with private pool in Algés!

4,100,000 €

£3,419,000

Total area 470 m²4 bedrooms5 bathrooms

1 month ago

Modern apartment in a new complex with a swimming pool, Lisbon, Portugal for 2,565,000 €

With swimming pool

Modern apartment in a new complex with a swimming pool, Lisbon, Portugal

2,565,000 €

£2,139,000

Total area 192 m²

Elite apartment in a new complex with a swimming pool and a gym, Lisbon, Portugal for 2,920,000 €

With swimming pool

Elite apartment in a new complex with a swimming pool and a gym, Lisbon, Portugal

2,920,000 €

£2,435,000

Total area 225 m²5 bedrooms

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