Can foreign nationals take out mortgage loans in Cascais?

Yes, non-residents can be issued a mortgage loan to buy property in Cascais. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place when buying an apartment in Cascais?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Cascais?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

How can an apartment buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease apartments in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own an apartment in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

10 Luxury Apartments with Pool in Cascais for Sale from 2,000,000 €

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Residential complex

Luxury villas with pools and gardens, Birre, Cascais, Portugal

Cascais, Lisbon, Portugal

From 5,600,000 €

Total 6 units available from the developer

Completion in: 2028.I

Villas from 5,600,000 €

Residential complex

Premier new residential complex in the center of Cascais, Portugal

Cascais, Lisbon, Portugal

From 2,285,000 €

Total 30 units available from the developer

Completion in: 2027.I

2 bedrooms from 2,285,000 €

Residential complex

Prestigious villas with private pools and a shared gym and spa, Cascais, Portugal

Cascais, Lisbon, Portugal

From 4,000,000 €

Total 18 units available from the developer

Completion in: 2028.I

Villas from 4,000,000 €

Residential complex

New residential complex of modern villas with swimming pools in Cascais, Portugal

Cascais, Lisbon, Portugal

From 2,642,000 €

Total 13 units available from the developer

Built in 2026

Villas from 2,642,000 €

With swimming pool

Elite apartment in a gated complex with a golf course, Cascais, Portugal

Cascais, Lisbon, Portugal

2,000,000 €

Total area 210 m² · 4 bedrooms

Newly built four-bedroom penthouse with open ocean views in Cascais, Portugal

Cascais, Lisbon, Portugal

2,617,000 €

Total area 413 m² · 4 bedrooms · 4 bathrooms

Elvira Gracheva

Head of Sales Tranio Europe

Tranio Projects for Profitable Investments

Sourcing prime properties to match your goals, negotiating exclusive terms, delivering an independent investment analysis.

Book a Consultation

With swimming pool

4-bedroom apartment 459 m² in Cascais

Cascais, Lisbon, Portugal

2,700,000 €

Total area 459 m² · 4 bedrooms · 4 bathrooms

Sea view

3-bedroom apartment 251 m² in Cascais

Cascais, Lisbon, Portugal

2,499,000 €

Total area 251 m² · 3 bedrooms · 4 bathrooms

Sea view

5-bedroom apartment 417 m² in Cascais

Cascais, Lisbon, Portugal

3,856,000 €

Total area 417 m² · 5 bedrooms · 4 bathrooms

Sea view

5-bedroom apartment 286 m² in Cascais

Cascais, Lisbon, Portugal

3,974,000 €

Total area 286 m² · 5 bedrooms · 4 bathrooms

Sea view

3-bedroom apartment 475 m² in Cascais

Cascais, Lisbon, Portugal

2,677,000 €

Total area 475 m² · 3 bedrooms · 4 bathrooms

Sea view

3-bedroom apartment 433 m² in Cascais

Cascais, Lisbon, Portugal

3,367,000 €

Total area 433 m² · 3 bedrooms · 4 bathrooms

Sea view

3-bedroom apartment 400 m² in Cascais

Cascais, Lisbon, Portugal

2,318,000 €

Total area 400 m² · 3 bedrooms · 4 bathrooms

Similar facilities nearby

Residential complex

Luxury villas with pools and gardens, Birre, Cascais, Portugal

Cascais, Lisbon, Portugal

From 5,600,000 €

Total 6 units available from the developer

Completion in: 2028.I

Villas from 5,600,000 €

Residential complex

Prestigious villas with private pools and a shared gym and spa, Cascais, Portugal

Cascais, Lisbon, Portugal

From 4,000,000 €

Total 18 units available from the developer

Completion in: 2028.I

Villas from 4,000,000 €

Residential complex

Exclusive residential complex on the banks of the Tagus River, Lisbon, Portugal

Lisbon, Portugal

From 650,000 €

Total 214 units available from the developer

Built in 2025

1 bedroom from 650,000 €

2 bedrooms from 800,000 €

3 bedrooms from 1,600,000 €

4 bedrooms from 1,650,000 €

5 bedrooms from 4,750,000 €

Residential complex

New residential complex of modern villas with swimming pools in Cascais, Portugal

Cascais, Lisbon, Portugal

From 2,642,000 €

Total 13 units available from the developer

Built in 2026

Villas from 2,642,000 €

Residential complex

Modern apartments with terraces, a swimming pool and river view, Belem, Lisbon, Portugal

Lisbon, Portugal

From 1,100,000 €

Total 57 units available from the developer

Built in 2021

3 bedrooms from 1,100,000 €

Residential complex

Buy-to-let apartments with a guaranteed yield of 5% in a modern residential complex, Belem, Lisbon, Portugal

Lisbon, Portugal

From 770,000 €

Total 97 units available from the developer

Built in 2021

1 bedroom from 770,000 €

3 bedrooms from 2,500,000 €

Four-room new apartment overlooking the Tagus River, Belem, Lisbon, Portugal

Lisbon, Portugal

1,750,000 €

Total area 174 m² · 3 bedrooms · 3 bathrooms

Three-bedroom buy-to-let apartment with a guaranteed yield of 5%, in a newly-built residential complex, Lisbon, Portugal

Lisbon, Portugal

2,500,000 €

Total area 260 m² · 3 bedrooms · 3 bathrooms

Residential complex

Apartments overlooking the Tagus River in a new complex, Belen, Lisbon, Portugal

Lisbon, Portugal

From 630,000 €

Total 150 units available from the developer

Built in 2022

1 bedroom from 630,000 €

2 bedrooms from 720,000 €

3 bedrooms from 1,750,000 €

With swimming pool

4-bedroom apartment 470 m² in Oeiras

Oeiras, Lisbon, Portugal

4,100,000 €

Total area 470 m² · 4 bedrooms · 5 bathrooms

With swimming pool

3-bedroom apartment 270 m² in Lisbon

Lisbon, Portugal

1,750,000 €

Total area 270 m² · 3 bedrooms

With swimming pool

3-bedroom apartment 146 m² in Lisbon

Lisbon, Portugal

1,990,000 €

Total area 146 m² · 3 bedrooms · 4 bathrooms

With swimming pool

3-bedroom apartment 231 m² in Lisbon

Lisbon, Portugal

2,990,000 €

Total area 231 m² · 3 bedrooms · 4 bathrooms

With swimming pool

3-bedroom apartment 286 m² in Lisbon

Lisbon, Portugal

1,800,000 €

Total area 286 m² · 3 bedrooms

Sea view

Apartment 196 m² in Lisbon

Lisbon, Portugal

1,653,000 €

Total area 196 m²

Sea view

Apartment 256 m² in Lisbon

Lisbon, Portugal

2,750,000 €

Total area 256 m²

Residential complex

Exclusive villas with ocean views surrounded by a natural park, Sintra, Portugal

Sintra, Lisbon, Portugal

From 2,250,000 €

Total 8 units available from the developer

Completion in: 2028.II

Villas from 2,250,000 €

Sea view

Apartment 188 m² in Lisbon

Lisbon, Portugal

1,689,000 €

Total area 188 m²

Sea view

Apartment 209 m² in Lisbon

Lisbon, Portugal

2,500,000 €

Total area 209 m²

Sea view

Apartment 360 m² in Lisbon

Lisbon, Portugal

3,200,000 €

Total area 360 m²

With swimming pool

Apartment 208 m² in Lisbon

Lisbon, Portugal

2,780,000 €

Total area 208 m²

With swimming pool

4-bedroom apartment 221 m² in Lisbon

Lisbon, Portugal

1,540,000 €

Total area 221 m² · 4 bedrooms · 4 bathrooms

With swimming pool

3-bedroom apartment 255 m² in Lisbon

Lisbon, Portugal

1,630,000 €

Total area 255 m² · 3 bedrooms · 4 bathrooms

With swimming pool

Apartment 174 m² in Lisbon

Lisbon, Portugal

1,510,000 €

Total area 174 m²

With swimming pool

Apartment 208 m² in Lisbon

Lisbon, Portugal

2,760,000 €

Total area 208 m²

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Luxury apartments with pool in Cascais for sale