What are the house prices in Portugal?

In Portugal, house prices strongly depend on the region where a particular property is located. The average house price in Portugal is € 1,500-2,000 per square metre, depending on the property location. Real estate is slightly cheaper in the north of the country. The most expensive real estate can be found in Lisbon and the neigbouring areas of Cascais and Estoril where the price per square metre can reach € 9,000. In the south of the country, in the Algarve region, there are also expensive locations, such as the Golden Triangle with the resorts of Vale do Lobo, Vilamoura and Pine Cliffs. However, in general, in the Algarve region more affordable residential property priced at € 1,000-2,000/m² can also be found near the sea.

Can foreign nationals take out mortgage loans in Portugal?

Yes, non-residents can be issued a mortgage loan to buy property in Portugal. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place in Portugal when buying a house?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Portugal?

The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.

How can a house buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease houses in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own a house in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

30 Luxury Homes for Sale with Pool in Portugal from 1,525,000 €

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Residential complex

Exclusive villa complex surrounded by a nature reserve, Comporta, Portugal

Comporta, Setubal, Portugal

From 4,300,000 €

Total 15 units available from the developer

Built in 2024

Villas from 4,300,000 €

Residential complex

Luxury villas with pools and gardens, Birre, Cascais, Portugal

Cascais, Lisbon, Portugal

From 5,600,000 €

Total 6 units available from the developer

Completion in: 2028.I

Villas from 5,600,000 €

Residential complex

Duplex villas with pools, ocean and golf course views in Almada, Setubal, Portugal

Almada, Setubal, Portugal

From 1,445,000 €

Total 71 units available from the developer

Completion in: 2028.II

Villas from 1,445,000 €

Residential complex

Prestigious villas with private pools and a shared gym and spa, Cascais, Portugal

Cascais, Lisbon, Portugal

From 4,000,000 €

Total 18 units available from the developer

Completion in: 2028.I

Villas from 4,000,000 €

Residential complex

New residential complex of modern villas with swimming pools in Cascais, Portugal

Cascais, Lisbon, Portugal

From 2,642,000 €

Total 13 units available from the developer

Built in 2026

Villas from 2,642,000 €

Elite villa with a pool with a 5% yield, Algarve, Portugal

Faro City, Faro, Portugal

4,500,000 €

Total area 486 m² · 4 bedrooms · 4 bathrooms

Elvira Gracheva

Head of Sales Tranio Europe

Tranio Projects for Profitable Investments

Sourcing prime properties to match your goals, negotiating exclusive terms, delivering an independent investment analysis.

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4-room villa 372 m² in Loule

Loule, Faro, Portugal

2,250,000 €

Total area 372 m² · Land area: 68,892 m² · 3 bathrooms

5-room villa 535 m² in Vilamoura

Vilamoura, Faro, Portugal

1,950,000 €

Total area 535 m² · Land area: 710 m² · 5 bathrooms

6-bedroom cottage 540 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

1,750,000 €

Total area 540 m² · Land area: 1,540 m² · 6 bedrooms · 7 bathrooms

4-bedroom cottage 282 m² in Porto (city)

Porto (city), Porto, Portugal

2,190,000 €

Total area 282 m² · Land area: 412 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 311 m² in Porto (city)

Porto (city), Porto, Portugal

3,325,000 €

Total area 311 m² · Land area: 951 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 311 m² in Porto (city)

Porto (city), Porto, Portugal

3,260,000 €

Total area 311 m² · Land area: 949 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 311 m² in Porto (city)

Porto (city), Porto, Portugal

3,270,000 €

Total area 311 m² · Land area: 957 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 311 m² in Porto (city)

Porto (city), Porto, Portugal

2,935,000 €

Total area 311 m² · Land area: 680 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 311 m² in Porto (city)

Porto (city), Porto, Portugal

2,970,000 €

Total area 311 m² · Land area: 707 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 311 m² in Porto (city)

Porto (city), Porto, Portugal

2,960,000 €

Total area 311 m² · Land area: 690 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 282 m² in Porto (city)

Porto (city), Porto, Portugal

2,190,000 €

Total area 282 m² · Land area: 412 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 282 m² in Porto (city)

Porto (city), Porto, Portugal

2,240,000 €

Total area 282 m² · Land area: 423 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 282 m² in Porto (city)

Porto (city), Porto, Portugal

2,240,000 €

Total area 282 m² · Land area: 423 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 282 m² in Porto (city)

Porto (city), Porto, Portugal

2,190,000 €

Total area 282 m² · Land area: 412 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 282 m² in Porto (city)

Porto (city), Porto, Portugal

2,190,000 €

Total area 282 m² · Land area: 412 m² · 4 bedrooms · 4 bathrooms

Residential complex

Exclusive villas with ocean views surrounded by a natural park, Sintra, Portugal

Sintra, Lisbon, Portugal

From 2,250,000 €

Total 8 units available from the developer

Completion in: 2028.II

Villas from 2,250,000 €

11-room villa 79,000 m² in Silves

Silves, Faro, Portugal

12,900,000 €

Total area 79,000 m² · Land area: 79,000 m² · 13 bathrooms

4-room villa 1,450 m² in Albufeira

Albufeira, Faro, Portugal

1,750,000 €

Total area 1,450 m² · Land area: 1,450 m² · 4 bathrooms

9-room villa 3,712 m² in Mafra National Palace

Mafra National Palace, Lisbon, Portugal

1,700,000 €

Total area 3,712 m² · Land area: 3,712 m² · 7 bathrooms

6-bedroom cottage 435 m² in Vila Nova de Gaia

Vila Nova de Gaia, Porto, Portugal

1,900,000 €

Total area 435 m² · Land area: 1,320 m² · 6 bedrooms · 3 bathrooms

5-room villa 1,240 m² in Bombarral

Bombarral, Leiria, Portugal

1,560,000 €

Total area 1,240 m² · Land area: 1,240 m² · 5 bathrooms

3-room villa 793 m² in Estreito da Calheta

Estreito da Calheta, Madeira, Portugal

1,950,000 €

Total area 793 m² · Land area: 793 m² · 4 bathrooms

4-room villa 11,600 m² in Lagos

Lagos, Faro, Portugal

1,995,000 €

Total area 11,600 m² · Land area: 11,600 m² · 5 bathrooms

Residential complex

New complex of apartments and villas with a swimming pool and a parking in Lisbon, Portugal

Lisbon, Portugal

From 420,000 €

Total 33 units available from the developer

Completion in: 2027.II

Studios from 420,000 €

Villas from 2,820,000 €

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Economic diversification has long been a priority for Gulf nations, with each country adopting its own strategy. The UAE leverages soft power and flexibility, Saudi Arabia pursues an aggressive approach with ambitious megaprojects...
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France is a country known for its quality of life, economic strength, progressive social welfare, developed infrastructure, high environmental standards and care for historical heritage. A residence permit in France allows...
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Luxury homes for sale with pool in Portugal