Can foreign nationals take out mortgage loans in Oeiras?

Yes, non-residents can be issued a mortgage loan to buy property in Oeiras. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place when buying an apartment in Oeiras?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Oeiras?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

How can an apartment buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease apartments in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own an apartment in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

14 Apartments for Sale with Swimming Pool in Oeiras from 464,000 €

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With swimming pool

4-bedroom apartment 470 m² in Oeiras

Oeiras, Lisbon, Portugal

4,100,000 €

Total area 470 m² · 4 bedrooms · 5 bathrooms

With swimming pool

3-bedroom apartment 190 m² in Oeiras

Oeiras, Lisbon, Portugal

950,000 €

Total area 190 m² · 3 bedrooms · 3 bathrooms

With swimming pool

3-bedroom apartment 165 m² in Oeiras

Oeiras, Lisbon, Portugal

751,000 €

Total area 165 m² · 3 bedrooms · 4 bathrooms

With swimming pool

4-bedroom apartment 207 m² in Oeiras

Oeiras, Lisbon, Portugal

964,000 €

Total area 207 m² · 4 bedrooms · 5 bathrooms

With swimming pool

4-bedroom apartment 207 m² in Oeiras

Oeiras, Lisbon, Portugal

940,000 €

Total area 207 m² · 4 bedrooms · 5 bathrooms

With swimming pool

2-bedroom apartment 142 m² in Oeiras

Oeiras, Lisbon, Portugal

648,000 €

Total area 142 m² · 2 bedrooms · 3 bathrooms

Elvira Gracheva

Head of Sales Tranio Europe

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With swimming pool

2-bedroom apartment 142 m² in Oeiras

Oeiras, Lisbon, Portugal

648,000 €

Total area 142 m² · 2 bedrooms · 3 bathrooms

With swimming pool

3-bedroom apartment 180 m² in Oeiras

Oeiras, Lisbon, Portugal

792,000 €

Total area 180 m² · 3 bedrooms · 4 bathrooms

With swimming pool

1-bedroom apartment 133 m² in Oeiras

Oeiras, Lisbon, Portugal

464,000 €

Total area 133 m² · 1 bedroom · 2 bathrooms

With swimming pool

3-bedroom apartment 180 m² in Oeiras

Oeiras, Lisbon, Portugal

792,000 €

Total area 180 m² · 3 bedrooms · 4 bathrooms

With swimming pool

3-bedroom apartment 158 m² in Oeiras

Oeiras, Lisbon, Portugal

847,000 €

Total area 158 m² · 3 bedrooms · 4 bathrooms

With swimming pool

3-bedroom apartment 158 m² in Oeiras

Oeiras, Lisbon, Portugal

825,000 €

Total area 158 m² · 3 bedrooms · 4 bathrooms

With swimming pool

3-bedroom apartment 188 m² in Oeiras

Oeiras, Lisbon, Portugal

785,000 €

Total area 188 m² · 3 bedrooms · 4 bathrooms

Residential complex

Residential complex with gardens and river views, Lisbon, Portugal

Oeiras, Lisbon, Portugal

From 565,000 €

Total 119 units available from the developer

Studios from 565,000 €

Similar facilities nearby

With swimming pool

New apartment in a building with a swimming pool near the river in Lisbon, Portugal

Lisbon, Portugal

555,000 €

Total area 56 m² · 1 bedroom · 1 bathroom

With swimming pool

New apartment with a large terrace in Campolide, Lisbon, Portugal

Lisbon, Portugal

785,000 €

Total area 131 m² · 1 bedroom · 1 bathroom

With swimming pool

2-bedroom apartment 116 m² in Lisbon

Lisbon, Portugal

810,000 €

Total area 116 m² · 2 bedrooms · 3 bathrooms

With swimming pool

2-bedroom apartment 254 m² in Lisbon

Lisbon, Portugal

895,000 €

Total area 254 m² · 2 bedrooms · 3 bathrooms

Residential complex

New condominium with good amenities between the sea and the mountains in Cascais, Portugal

Cascais, Lisbon, Portugal

From 1,000,000 €

Total 60 units available from the developer

Completion in: 2027.II

2 bedrooms from 1,000,000 €

3 bedrooms from 1,130,000 €

Residential complex

Luxury villas with pools and gardens, Birre, Cascais, Portugal

Cascais, Lisbon, Portugal

From 5,600,000 €

Total 6 units available from the developer

Completion in: 2028.I

Villas from 5,600,000 €

Residential complex

Premier new residential complex in the center of Cascais, Portugal

Cascais, Lisbon, Portugal

From 2,285,000 €

Total 30 units available from the developer

Completion in: 2027.I

2 bedrooms from 2,285,000 €

Residential complex

Prestigious villas with private pools and a shared gym and spa, Cascais, Portugal

Cascais, Lisbon, Portugal

From 4,000,000 €

Total 18 units available from the developer

Completion in: 2028.I

Villas from 4,000,000 €

Residential complex

Exclusive residential complex on the banks of the Tagus River, Lisbon, Portugal

Lisbon, Portugal

From 650,000 €

Total 214 units available from the developer

Built in 2025

1 bedroom from 650,000 €

2 bedrooms from 800,000 €

3 bedrooms from 1,600,000 €

4 bedrooms from 1,650,000 €

5 bedrooms from 4,750,000 €

Residential complex

New apartments in a complex with a swimming pool and spa, Lisbon, Portugal

Lisbon, Portugal

From 770,000 €

Total 63 units available from the developer

Completion in: 2027.I

2 bedrooms from 770,000 €

3 bedrooms from 980,000 €

Residential complex

New residential complex of modern villas with swimming pools in Cascais, Portugal

Cascais, Lisbon, Portugal

From 2,642,000 €

Total 13 units available from the developer

Built in 2026

Villas from 2,642,000 €

Residential complex

Modern apartments with terraces, a swimming pool and river view, Belem, Lisbon, Portugal

Lisbon, Portugal

From 1,100,000 €

Total 57 units available from the developer

Built in 2021

3 bedrooms from 1,100,000 €

Residential complex

Apartments in a modern residential complex with swimming pools, Cascais, Portugal

Cascais, Lisbon, Portugal

From 1,200,000 €

Total 15 units available from the developer

3 bedrooms from 1,200,000 €

Residential complex

Buy-to-let apartments with a guaranteed yield of 5% in a modern residential complex, Belem, Lisbon, Portugal

Lisbon, Portugal

From 770,000 €

Total 97 units available from the developer

Built in 2021

1 bedroom from 770,000 €

3 bedrooms from 2,500,000 €

Luxury property

One-bedroom apartment with a river-view in a new residential complex with a panoramic roof-top swimming pool, Lisbon, Portugal

Lisbon, Portugal

785,000 €

Total area 132 m² · 1 bedroom · 2 bathrooms

Four-room new apartment overlooking the Tagus River, Belem, Lisbon, Portugal

Lisbon, Portugal

1,750,000 €

Total area 174 m² · 3 bedrooms · 3 bathrooms

New buy-to-let apartments with a guaranteed yield of 5%, Lisbon, Portugal

Lisbon, Portugal

770,000 €

Total area 81 m² · 1 bedroom · 1 bathroom · Yield 5.0%

Three-bedroom buy-to-let apartment with a guaranteed yield of 5%, in a newly-built residential complex, Lisbon, Portugal

Lisbon, Portugal

2,500,000 €

Total area 260 m² · 3 bedrooms · 3 bathrooms

One-bedroom buy-to-let apartment with a guaranteed yield of 5%, in a newly-built residential complex, Lisbon, Portugal

Lisbon, Portugal

820,000 €

Total area 87 m² · 1 bedroom · 2 bathrooms

With swimming pool

Elite apartment in a gated complex with a golf course, Cascais, Portugal

Cascais, Lisbon, Portugal

2,000,000 €

Total area 210 m² · 4 bedrooms

Residential complex

Apartments overlooking the Tagus River in a new complex, Belen, Lisbon, Portugal

Lisbon, Portugal

From 630,000 €

Total 150 units available from the developer

Built in 2022

1 bedroom from 630,000 €

2 bedrooms from 720,000 €

3 bedrooms from 1,750,000 €

With swimming pool

1-bedroom apartment 59 m² in Lisbon

Lisbon, Portugal

538,000 €

Total area 59 m² · Land area: 72 m² · 1 bedroom · 1 bathroom

With swimming pool

Spacious apartment with a balcony in a new complex with a gym, Lisbon, Portugal

Lisbon, Portugal

825,000 €

Total area 108 m² · 2 bedrooms · 2 bathrooms

With swimming pool

Bright apartment in a new complex with 2 swimming pools, Lisbon, Portugal

Lisbon, Portugal

770,000 €

Total area 92 m² · 2 bedrooms · 2 bathrooms

Newly built four-bedroom penthouse with open ocean views in Cascais, Portugal

Cascais, Lisbon, Portugal

2,617,000 €

Total area 413 m² · 4 bedrooms · 4 bathrooms

1-25 of 140 listings, page 1 of 6

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Apartments for sale with swimming pool in Oeiras