Can foreign nationals take out mortgage loans in Parque das Nações?

Yes, non-residents can be issued a mortgage loan to buy property in Parque das Nações. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place when buying an apartment in Parque das Nações?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Parque das Nações?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

How can an apartment buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease apartments in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own an apartment in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

1 Bedroom Apartments for Sale in Parque das Nações, Portugal

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From 650,000 €

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Luxury property

One-bedroom apartment with a river-view in a new residential complex with a panoramic roof-top swimming pool, Lisbon, Portugal

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New buy-to-let apartments with a guaranteed yield of 5%, Lisbon, Portugal

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770,000 €

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One-bedroom buy-to-let apartment with a guaranteed yield of 5%, in a newly-built residential complex, Lisbon, Portugal

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From 630,000 €

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1 bedroom from 630,000 €

2 bedrooms from 720,000 €

3 bedrooms from 1,750,000 €

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1-bedroom apartment 59 m² in Lisbon

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538,000 €

Total area 59 m² · Land area: 72 m² · 1 bedroom · 1 bathroom

1-bedroom apartment 77 m² in Lisbon

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920,000 €

Total area 77 m² · Land area: 93 m² · 1 bedroom · 1 bathroom

1-bedroom apartment 56 m² in Lisbon

Lisbon, Portugal

534,000 €

Total area 56 m² · Land area: 69 m² · 1 bedroom · 1 bathroom

1-bedroom apartment 56 m² in Lisbon

Lisbon, Portugal

503,000 €

Total area 56 m² · Land area: 69 m² · 1 bedroom · 1 bathroom

1-bedroom apartment 59 m² in Lisbon

Lisbon, Portugal

517,000 €

Total area 59 m² · Land area: 72 m² · 1 bedroom · 1 bathroom

1-bedroom apartment 59 m² in Lisbon

Lisbon, Portugal

559,000 €

Total area 59 m² · Land area: 72 m² · 1 bedroom · 1 bathroom

1-bedroom apartment 59 m² in Lisbon

Lisbon, Portugal

527,000 €

Total area 59 m² · Land area: 72 m² · 1 bedroom · 1 bathroom

1-bedroom apartment 77 m² in Lisbon

Lisbon, Portugal

693,000 €

Total area 77 m² · Land area: 91 m² · 1 bedroom · 1 bathroom

1-bedroom apartment 77 m² in Lisbon

Lisbon, Portugal

713,000 €

Total area 77 m² · Land area: 91 m² · 1 bedroom · 1 bathroom

1-bedroom apartment 56 m² in Lisbon

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538,000 €

Total area 56 m² · Land area: 69 m² · 1 bedroom · 1 bathroom

1-bedroom apartment 59 m² in Lisbon

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548,000 €

Total area 59 m² · Land area: 72 m² · 1 bedroom · 1 bathroom

1-bedroom apartment 59 m² in Lisbon

Lisbon, Portugal

571,000 €

Total area 59 m² · Land area: 72 m² · 1 bedroom · 1 bathroom

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555,000 €

Total area 56 m² · Land area: 69 m² · 1 bedroom · 1 bathroom

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1 bedroom apartments for sale in Parque das Nações