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  • Funchal, Madeira, Portugal
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Houses for sale in Funchal

64 listings Subscribe to notifications
790,000 €
£685,000
Total area 195 m²Land area: 969 m²3 bedrooms4 bathrooms
1,750,000 €
£1,517,000
Total area 487 m²Land area: 812 m²3 bedrooms5 bathrooms
Buy-to-let apartment with a guaranteed yield of 5%, in a new residential complex, Lisbon, Portugal

Golden Visa

1,600,000 €
£1,387,000
Total area 600 m²Land area: 1,200 m²4 bedrooms5 bathrooms
1,500,000 €
£1,300,000
Land area: 4,000 m²4 bedrooms4 bathrooms
617,000 €
£535,000
Total area 553 m²4 bedrooms3 bathrooms
950,000 €
£824,000
Total area 1,200 m²3 bedrooms

Turkish passport for buyers of apartments from $250,000

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Ekaterina Maslova
Ekaterina Maslova
Senior Residence and Citizenship Advisor
506,000 €
£439,000
Total area 640 m²4 bedrooms4 bathrooms
395,000 €
£342,000
Total area 164 m²Land area: 275 m²4 bedrooms
1,450,000 €
£1,257,000
Total area 1,200 m²4 bedrooms
1,200,000 €
£1,040,000
Total area 1,460 m²5 bedrooms
590,000 €
£511,000
Total area 422 m²Land area: 596 m²6 bedrooms6 bathrooms
1,600,000 €
£1,387,000
Total area 450 m²Land area: 3,580 m²4 bedrooms3 bathrooms
1,590,000 €
£1,378,000
Total area 300 m²Land area: 720 m²5 bedrooms4 bathrooms
495,000 €
£429,000
Total area 240 m²Land area: 3,000 m²3 bedrooms
1,350,000 €
£1,170,000
Total area 617 m²Land area: 713 m²4 bedrooms3 bathrooms
950,000 €
£824,000
Land area: 1,932 m²5 bedrooms3 bathrooms
575,000 €
£498,000
Total area 400 m²Land area: 670 m²3 bedrooms4 bathrooms
400,000 €
£347,000
Land area: 214 m²4 bedrooms4 bathrooms
1,150,000 €
£997,000
Total area 357 m²Land area: 578 m²10 bedrooms6 bathrooms
1,760,000 €
£1,526,000
Total area 152 m²Land area: 559 m²3 bedrooms5 bathrooms
780,000 €
£676,000
Total area 300 m²Land area: 650 m²4 bedrooms6 bathrooms
650,000 €
£564,000
Land area: 630 m²4 bedrooms4 bathrooms
1-25 of 64 listings, page 1 of 3
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    Anna Kurianovich,
    Senior Investment Advisor
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      FAQ about Funchal

      Can foreign nationals take out mortgage loans in Funchal?
      Yes, non-residents can be issued a mortgage loan to buy property in Funchal. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.
      How does the purchasing process take place when buying a house in Funchal?
      Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number.
      First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised.
      Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.
      What property taxes are there in Portugal?
      Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners.
      When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%.
      The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).
      How expensive are the utilities in Funchal?
      The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.
      Can Portuguese residency be obtained through buying a house?
      Yes, there is a residency by investment or Golden Visa programme in Portugal. Those buying newly or relatively recently built properties for at least € 500,000 and properties built over 30 years ago for at least € 350,000 become eligible for residency.
      How can a house buyer obtain Portuguese citizenship?
      It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.
      Can foreign nationals lease houses in Portugal?
      Yes, of course. The owner's right to administer their property is not limited in any way.
      What types of Portuguese property are better to invest in for rental purposes?
      The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.
      Why do I need to own a house in Portugal?
      The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.
      Tranio's managers are here to help you select a property
      Ksenia Kolesnikova
      Ksenia Kolesnikova
      Real Estate Expert Tranio in Funchal
      +44 17 4822 0039
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