Can foreign nationals take out mortgage loans in Leiria?

Yes, non-residents can be issued a mortgage loan to buy property in Leiria. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place when buying an apartment in Leiria?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Leiria?

The utility costs vary across locations. For example, an average bill for an 50–60 m² apartment totals about € 100-130 per month.

How can an apartment buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease apartments in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the flats and apartments located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own an apartment in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

7 Apartments for Sale in Leiria, Buy Flat from 197,000 €

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Residential complex

Luxury residence with swimming pools and a club in a popular area, Nazaré, Portugal

Nazaré, Leiria, Portugal

From 197,000 €

Total 36 units available from the developer

Built in 2026

1 bedroom from 197,000 €

2 bedrooms from 287,000 €

3-bedroom apartment 135 m² in Leiria

Leiria, Portugal

635,000 €

Total area 135 m² · Land area: 150 m² · 3 bedrooms · 3 bathrooms

3-bedroom apartment 135 m² in Leiria

Leiria, Portugal

635,000 €

Total area 135 m² · Land area: 150 m² · 3 bedrooms · 3 bathrooms

3-bedroom apartment 135 m² in Leiria

Leiria, Portugal

655,000 €

Total area 135 m² · Land area: 150 m² · 3 bedrooms · 3 bathrooms

3-bedroom apartment 135 m² in Leiria

Leiria, Portugal

635,000 €

Total area 135 m² · Land area: 150 m² · 3 bedrooms · 3 bathrooms

3-bedroom apartment 135 m² in Leiria

Leiria, Portugal

635,000 €

Total area 135 m² · Land area: 150 m² · 3 bedrooms · 3 bathrooms

Elvira Gracheva

Head of Sales Tranio Europe

Tranio Projects for Profitable Investments

Sourcing prime properties to match your goals, negotiating exclusive terms, delivering an independent investment analysis.

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3-bedroom apartment 135 m² in Leiria

Leiria, Portugal

655,000 €

Total area 135 m² · Land area: 150 m² · 3 bedrooms · 3 bathrooms

Similar facilities nearby

Residential complex

Luxury residence with swimming pools and a club in a popular area, Nazaré, Portugal

Nazaré, Leiria, Portugal

From 197,000 €

Total 36 units available from the developer

Built in 2026

1 bedroom from 197,000 €

2 bedrooms from 287,000 €

With swimming pool

3-bedroom apartment 433 m² in Gafanha da Encarnação

Gafanha da Encarnação, Portugal

960,000 €

Total area 433 m² · Land area: 175 m² · 3 bedrooms · 3 bathrooms

3-bedroom apartment 127 m² in Aveiro

Aveiro, Portugal

410,000 €

Total area 127 m² · 3 bedrooms · 3 bathrooms

2-bedroom apartment 105 m² in Aveiro

Aveiro, Portugal

360,000 €

Total area 105 m² · 2 bedrooms · 2 bathrooms

With swimming pool

3-bedroom apartment 478 m² in Gafanha da Encarnação

Gafanha da Encarnação, Portugal

960,000 €

Total area 478 m² · 3 bedrooms · 3 bathrooms

4-bedroom apartment 264 m² in Aveiro

Aveiro, Portugal

1,155,000 €

Total area 264 m² · 4 bedrooms · 1 bathroom

3-bedroom apartment 149 m² in Aveiro

Aveiro, Portugal

518,000 €

Total area 149 m² · 3 bedrooms · 2 bathrooms

2-bedroom apartment 135 m² in Aveiro

Aveiro, Portugal

406,000 €

Total area 135 m² · 2 bedrooms · 2 bathrooms

2-bedroom apartment 135 m² in Aveiro

Aveiro, Portugal

402,000 €

Total area 135 m² · 2 bedrooms · 2 bathrooms

2-bedroom apartment 137 m² in Aveiro

Aveiro, Portugal

402,000 €

Total area 137 m² · 2 bedrooms · 2 bathrooms

2-bedroom apartment 135 m² in Aveiro

Aveiro, Portugal

412,000 €

Total area 135 m² · 2 bedrooms · 2 bathrooms

3-bedroom apartment 135 m² in Aveiro

Aveiro, Portugal

750,000 €

Total area 135 m² · 3 bedrooms · 4 bathrooms

3-bedroom apartment 135 m² in Aveiro

Aveiro, Portugal

750,000 €

Total area 135 m² · 3 bedrooms · 4 bathrooms

3-bedroom apartment 358 m² in Aveiro

Aveiro, Portugal

650,000 €

Total area 358 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 327 m² in Aveiro

Aveiro, Portugal

640,000 €

Total area 327 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 178 m² in Aveiro

Aveiro, Portugal

367,000 €

Total area 178 m² · 3 bedrooms

3-bedroom apartment 171 m² in Aveiro

Aveiro, Portugal

351,000 €

Total area 171 m² · 3 bedrooms

3-bedroom apartment 181 m² in Aveiro

Aveiro, Portugal

391,000 €

Total area 181 m² · 3 bedrooms

3-bedroom apartment 178 m² in Aveiro

Aveiro, Portugal

446,000 €

Total area 178 m² · 3 bedrooms · 1 bathroom

3-bedroom apartment 148 m² in Aveiro

Aveiro, Portugal

370,000 €

Total area 148 m² · 3 bedrooms · 2 bathrooms

4-bedroom apartment 248 m² in Aveiro

Aveiro, Portugal

610,000 €

Total area 248 m² · 4 bedrooms · 2 bathrooms

3-bedroom apartment 151 m² in Aveiro

Aveiro, Portugal

375,000 €

Total area 151 m² · 3 bedrooms · 2 bathrooms

3-bedroom apartment 181 m² in Aveiro

Aveiro, Portugal

385,000 €

Total area 181 m² · 3 bedrooms

3-bedroom apartment 180 m² in Aveiro

Aveiro, Portugal

364,000 €

Total area 180 m² · 3 bedrooms

3-bedroom apartment 181 m² in Aveiro

Aveiro, Portugal

378,000 €

Total area 181 m² · 3 bedrooms

1-bedroom apartment 85 m² in Aveiro

Aveiro, Portugal

307,000 €

Total area 85 m² · 1 bedroom · 2 bathrooms

2-bedroom apartment 100 m² in Aveiro

Aveiro, Portugal

354,000 €

Total area 100 m² · 2 bedrooms · 2 bathrooms

3-bedroom apartment 174 m² in Aveiro

Aveiro, Portugal

346,000 €

Total area 174 m² · 3 bedrooms

3-bedroom apartment 175 m² in Aveiro

Aveiro, Portugal

365,000 €

Total area 175 m² · 3 bedrooms

3-bedroom apartment 176 m² in Aveiro

Aveiro, Portugal

369,000 €

Total area 176 m² · 3 bedrooms

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Apartments for sale in Leiria