Can foreign nationals take out mortgage loans in Leiria?

Yes, non-residents can be issued a mortgage loan to buy property in Leiria. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place when buying a house in Leiria?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Leiria?

The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.

How can a house buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease houses in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own a house in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

32 Houses for Sale in Leiria, Buy Villa from 340,000€

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3-bedrooms villa 125 m² in Leiria, Portugal for 775,000 €

3-bedrooms villa 125 m² in Leiria, Portugal

775,000 €

£671,000

Total area 125 m²Land area: 498 m²3 bedrooms3 bathrooms

3-bedrooms villa 190 m² in Leiria, Portugal for 1,500,000 €

3-bedrooms villa 190 m² in Leiria, Portugal

1,500,000 €

£1,299,000

Total area 190 m²Land area: 881 m²3 bedrooms3 bathrooms

3% discount on apartments

Investment apartments in The Community at 9% per annum in the heart of the Motor City area, Dubai

From 119,000 €

Completion in: 2025 Yield: 9.0% Apartments in total: 450

Residential complex

3-bedrooms villa 200 m² in Leiria, Portugal for 1,250,000 €

3-bedrooms villa 200 m² in Leiria, Portugal

1,250,000 €

£1,083,000

Total area 200 m²Land area: 775 m²3 bedrooms3 bathrooms

3-bedrooms villa 200 m² in Leiria, Portugal for 820,000 €

3-bedrooms villa 200 m² in Leiria, Portugal

820,000 €

£710,000

Total area 200 m²Land area: 775 m²3 bedrooms3 bathrooms

3-bedrooms villa 135 m² in Leiria, Portugal for 820,000 €

3-bedrooms villa 135 m² in Leiria, Portugal

820,000 €

£710,000

Total area 135 m²Land area: 562 m²3 bedrooms3 bathrooms

3-bedrooms villa 138 m² in Leiria, Portugal for 820,000 €

3-bedrooms villa 138 m² in Leiria, Portugal

820,000 €

£710,000

Total area 138 m²Land area: 665 m²3 bedrooms3 bathrooms

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3-bedrooms villa 130 m² in Leiria, Portugal for 775,000 €

3-bedrooms villa 130 m² in Leiria, Portugal

775,000 €

£671,000

Total area 130 m²Land area: 392 m²3 bedrooms3 bathrooms

3-bedrooms villa 185 m² in Leiria, Portugal for 1,500,000 €

3-bedrooms villa 185 m² in Leiria, Portugal

1,500,000 €

£1,299,000

Total area 185 m²Land area: 1,059 m²3 bedrooms3 bathrooms

3-bedrooms villa 130 m² in Leiria, Portugal for 820,000 €

3-bedrooms villa 130 m² in Leiria, Portugal

820,000 €

£710,000

Total area 130 m²Land area: 439 m²3 bedrooms3 bathrooms

3-bedrooms villa 130 m² in Leiria, Portugal

775,000 €

£671,000

Total area 130 m²Land area: 392 m²3 bedrooms3 bathrooms

3-bedrooms villa 122 m² in Leiria, Portugal for 720,000 €

3-bedrooms villa 122 m² in Leiria, Portugal

720,000 €

£624,000

Total area 122 m²Land area: 153 m²3 bedrooms3 bathrooms

3-bedrooms villa 122 m² in Leiria, Portugal

720,000 €

£624,000

Total area 122 m²Land area: 153 m²3 bedrooms3 bathrooms

3-bedrooms villa 122 m² in Leiria, Portugal

720,000 €

£624,000

Total area 122 m²Land area: 153 m²3 bedrooms3 bathrooms

3-bedrooms villa 122 m² in Leiria, Portugal

720,000 €

£624,000

Total area 122 m²Land area: 153 m²3 bedrooms3 bathrooms

3-bedrooms villa 122 m² in Leiria, Portugal

720,000 €

£624,000

Total area 122 m²Land area: 153 m²3 bedrooms3 bathrooms

3-bedrooms villa 122 m² in Leiria, Portugal

720,000 €

£624,000

Total area 122 m²Land area: 153 m²3 bedrooms3 bathrooms

3-bedrooms villa 122 m² in Leiria, Portugal

720,000 €

£624,000

Total area 122 m²Land area: 153 m²3 bedrooms3 bathrooms

3-bedrooms villa 155 m² in Leiria, Portugal for 397,000 €

3-bedrooms villa 155 m² in Leiria, Portugal

397,000 €

£344,000

Total area 155 m²Land area: 262 m²3 bedrooms3 bathrooms

3-bedrooms villa 155 m² in Leiria, Portugal for 340,000 €

3-bedrooms villa 155 m² in Leiria, Portugal

340,000 €

£295,000

Total area 155 m²Land area: 234 m²3 bedrooms3 bathrooms

3-bedrooms villa 166 m² in Leiria, Portugal for 430,000 €

3-bedrooms villa 166 m² in Leiria, Portugal

430,000 €

£372,000

Total area 166 m²Land area: 431 m²3 bedrooms3 bathrooms

3-bedrooms villa 155 m² in Leiria, Portugal for 396,000 €

3-bedrooms villa 155 m² in Leiria, Portugal

396,000 €

£343,000

Total area 155 m²Land area: 345 m²3 bedrooms3 bathrooms

3-bedrooms villa 153 m² in Leiria, Portugal for 396,000 €

3-bedrooms villa 153 m² in Leiria, Portugal

396,000 €

£343,000

Total area 153 m²Land area: 361 m²3 bedrooms3 bathrooms

3-bedrooms villa 155 m² in Leiria, Portugal

397,000 €

£344,000

Total area 155 m²Land area: 289 m²3 bedrooms3 bathrooms

3-bedrooms villa 155 m² in Leiria, Portugal

340,000 €

£295,000

Total area 155 m²Land area: 253 m²3 bedrooms3 bathrooms

3-bedrooms villa 149 m² in Leiria, Portugal for 382,000 €

3-bedrooms villa 149 m² in Leiria, Portugal

382,000 €

£331,000

Total area 149 m²Land area: 470 m²3 bedrooms3 bathrooms

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What they say about Tranio

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First and foremost Tranio is a very motivated team of professionals who surely know their job! We are very pleased with their well-coordinated work, timeliness of responses to the questions posed, and willingness to act in case of unusual situations.
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Coldwell Banker
It is with much enthusiasm that I personally recommend Tranio for a professional business collaboration in the ﬁeld of real estate, marketing, acquisition, and ﬁnance. The fundamentals of our business relationship with Tranio were set in 2016. Mundial AG has received the company’s great reputation throughout a number of international business pai’tners and stockholders. Tranio has helped our company to expand its horizons to the global market and has established benchmarks that would extend Mundial AG’s networks. The company has exceptional connections to potential investors and has a proﬁcient team that is capable of forming compound ﬁnancial models that attract ﬁnanciers. The cooperation with Tranio is based on professionalism, effectiveness, and Hypovﬂemsbank scrupulousness. Our experiences with Tranio are encouraging and progressive, which makes them one of our preeminent business paitners.
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Z. Farkas, Mundial AG
We are glad to have a partnership with Tranio! It offers a vast online property base and the best services.

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Villas & houses for sale in Leiria