Can foreign nationals take out mortgage loans in Sintra?

Yes, non-residents can be issued a mortgage loan to buy property in Sintra. Special terms of mortgage lending for non-residents — the loan term up to 75 years of age for the eldest borrower and a down payment of 40–50%. The mortgage rate is a floating one, of 3% for residential properties and 5% for the commercial ones.

How does the purchasing process take place when buying a house in Sintra?

Before the purchase, it is necessary to hire a lawyer who would help you get the paperwork done. Having chosen the property, you need to open a local bank account and receive a tax identification number. First, a preliminary sales agreement is signed, a deposit equalling to 10–30% of the property value is placed, and the municipal taxes are paid. The deposit is non-refundable if the buyer decides not to purchase. All agreements ought to be notarised. Between signing the preliminary and main sales agreements, the lawyer completes the property Due Diligence and checks the availability of all the documents for the property. When signing the main agreement, the remaining transaction amount is paid, after which the property can be registered with the land registry office and a title deed can be obtained.

What property taxes are there in Portugal?

Property buyers pay a stamp duty (Imposto do Selo, IS) — 0,8% and a title deed transfer tax (Imposto Municipal sobre Transmissões, IMT) — 6,0 – 6,5%. After the purchase, an annual real estate tax (Imposto Municipal sobre os Imóveis, IMI) ranging from 0.3 to 0.8% across property types and municipalities, has to be paid. These three taxes — are everything that is paid by property owners. When selling real estate, non-resident owners pay the capital gain tax, chargeable from the difference between the purchase price and the sales price at a rate of 28%. The inheritance and gift taxes are not levied from spouses, children, parents and grandchildren, the other categories pay them at a rate of 10% (which is considered low).

How expensive are the utilities in Sintra?

The utility costs vary across locations. For example, an average bill for an 50–60 m² house totals about € 100-130 per month.

How can a house buyer obtain Portuguese citizenship?

It is possible to apply for permanent residency after five years of residence in the country. After six years of residence it is possible to apply for citizenship. But these procedures are not interrelated. Holding a temporary residence or permanent residence permit does not lead to obtaining citizenship. Only following the rules of stay in the country (over 183 days per year for six years) can give hope for obtaining Portuguese citizenship.

Can foreign nationals lease houses in Portugal?

Yes, of course. The owner's right to administer their property is not limited in any way.

What types of Portuguese property are better to invest in for rental purposes?

The most suitable for rental purposes are the houses located in the resort areas, such as the Algarve, Faro, Lagos, on the entire southern coast and the capital of the country, Lisbon.

Why do I need to own a house in Portugal?

The Portuguese property market is one of the European real estate markets that have been growing most actively over the past few years. Therefore, real estate investments are very profitable in the country.

Houses for sale in Sintra, Portugal - Buy villas and homes in Sintra

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4-bedroom villa 343 m² in Sintra

Sintra, Lisbon, Portugal

1,485,000 €

Total area 343 m² · Land area: 716 m² · 4 bedrooms · 4 bathrooms

4-bedroom villa 343 m² in Sintra

Sintra, Lisbon, Portugal

1,430,000 €

Total area 343 m² · Land area: 405 m² · 4 bedrooms · 4 bathrooms

4-bedroom villa 343 m² in Sintra

Sintra, Lisbon, Portugal

1,430,000 €

Total area 343 m² · Land area: 424 m² · 4 bedrooms · 4 bathrooms

4-bedroom villa 343 m² in Sintra

Sintra, Lisbon, Portugal

1,440,000 €

Total area 343 m² · Land area: 516 m² · 4 bedrooms · 4 bathrooms

4-bedroom villa 343 m² in Sintra

Sintra, Lisbon, Portugal

1,415,000 €

Total area 343 m² · Land area: 380 m² · 4 bedrooms · 4 bathrooms

Residential complex

Exclusive villas with ocean views surrounded by a natural park, Sintra, Portugal

Sintra, Lisbon, Portugal

From 2,250,000 €

Total 8 units available from the developer

Completion in: 2028.II

Villas from 2,250,000 €

Elvira Gracheva

Head of Sales Tranio Europe

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Residential complex

Luxury villas with pools and gardens, Birre, Cascais, Portugal

Cascais, Lisbon, Portugal

From 5,600,000 €

Total 6 units available from the developer

Completion in: 2028.I

Villas from 5,600,000 €

Residential complex

Prestigious villas with private pools and a shared gym and spa, Cascais, Portugal

Cascais, Lisbon, Portugal

From 4,000,000 €

Total 18 units available from the developer

Completion in: 2028.I

Villas from 4,000,000 €

Residential complex

New residential complex of modern villas with swimming pools in Cascais, Portugal

Cascais, Lisbon, Portugal

From 2,642,000 €

Total 13 units available from the developer

Built in 2026

Villas from 2,642,000 €

4-bedroom villa 280 m² in Alcabideche

Alcabideche, Lisbon, Portugal

975,000 €

Total area 280 m² · Land area: 420 m² · 4 bedrooms · 5 bathrooms

3-bedroom villa 170 m² in Alcabideche

Alcabideche, Lisbon, Portugal

1,590,000 €

Total area 170 m² · Land area: 340 m² · 3 bedrooms · 5 bathrooms

6-bedroom villa 374 m² in Lisbon

Lisbon, Portugal

1,800,000 €

Total area 374 m² · Land area: 565 m² · 6 bedrooms · 5 bathrooms

3-bedroom villa 170 m² in Alcabideche

Alcabideche, Lisbon, Portugal

1,670,000 €

Total area 170 m² · Land area: 370 m² · 3 bedrooms · 5 bathrooms

7-bedroom villa 362 m² in Lisbon

Lisbon, Portugal

1,250,000 €

Total area 362 m² · Land area: 20,000 m² · 7 bedrooms · 6 bathrooms

6-bedroom villa 475 m² in Cascais

Cascais, Lisbon, Portugal

5,100,000 €

Total area 475 m² · Land area: 900 m² · 6 bedrooms · 7 bathrooms

2-bedroom villa 106 m² in Cascais

Cascais, Lisbon, Portugal

3,000,000 €

Total area 106 m² · Land area: 131 m² · 2 bedrooms · 2 bathrooms

5-bedroom villa 333 m² in Alcabideche

Alcabideche, Lisbon, Portugal

2,200,000 €

Total area 333 m² · Land area: 473 m² · 5 bedrooms · 5 bathrooms

5-bedroom villa 333 m² in Alcabideche

Alcabideche, Lisbon, Portugal

2,150,000 €

Total area 333 m² · Land area: 473 m² · 5 bedrooms · 5 bathrooms

5-bedroom villa 333 m² in Alcabideche

Alcabideche, Lisbon, Portugal

2,150,000 €

Total area 333 m² · Land area: 473 m² · 5 bedrooms · 5 bathrooms

5-bedroom cottage 365 m² in Cascais

Cascais, Lisbon, Portugal

2,385,000 €

Total area 365 m² · Land area: 1,108 m² · 5 bedrooms · 6 bathrooms

Residential complex

Exclusive villas with ocean views surrounded by a natural park, Sintra, Portugal

Sintra, Lisbon, Portugal

From 2,250,000 €

Total 8 units available from the developer

Completion in: 2028.II

Villas from 2,250,000 €

3-bedroom cottage 165 m² in Lisbon

Lisbon, Portugal

515,000 €

Total area 165 m² · 3 bedrooms · 3 bathrooms

5-bedroom cottage 373 m² in Lisbon

Lisbon, Portugal

750,000 €

Total area 373 m² · 5 bedrooms · 3 bathrooms

9-room villa 3,712 m² in Mafra National Palace

Mafra National Palace, Lisbon, Portugal

1,700,000 €

Total area 3,712 m² · Land area: 3,712 m² · 7 bathrooms

4-bedroom cottage 364 m² in Oeiras

Oeiras, Lisbon, Portugal

1,850,000 €

Total area 364 m² · Land area: 433 m² · 4 bedrooms · 6 bathrooms

4-bedroom cottage 375 m² in Oeiras

Oeiras, Lisbon, Portugal

1,950,000 €

Total area 375 m² · Land area: 460 m² · 4 bedrooms · 6 bathrooms

4-bedroom cottage 375 m² in Oeiras

Oeiras, Lisbon, Portugal

1,900,000 €

Total area 375 m² · Land area: 433 m² · 4 bedrooms · 6 bathrooms

4-bedroom cottage 364 m² in Oeiras

Oeiras, Lisbon, Portugal

1,850,000 €

Total area 364 m² · Land area: 433 m² · 4 bedrooms · 6 bathrooms

4-bedroom cottage 179 m² in Mafra National Palace

Mafra National Palace, Lisbon, Portugal

798,000 €

Total area 179 m² · Land area: 320 m² · 4 bedrooms · 5 bathrooms

4-bedroom cottage 391 m² in Oeiras

Oeiras, Lisbon, Portugal

1,348,000 €

Total area 391 m² · Land area: 391 m² · 4 bedrooms · 5 bathrooms

4-bedroom cottage 391 m² in Oeiras

Oeiras, Lisbon, Portugal

1,356,000 €

Total area 391 m² · Land area: 391 m² · 4 bedrooms · 5 bathrooms

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