Residence Permit in Spain: Digital Nomad and Visa for Financially Independent Individuals

Residence Permit in Spain: Digital Nomad and Visa for Financially Independent Individuals

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  • Tamariu, Catalonia, Spain
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        FAQ about Tamariu
        Can foreigners buy property in Tamariu?
        Yes. There are no restrictions on buying property in Spain, whether it's commercial, residential or land. In fact, Spain encourages investment by foreigners, both resident and non-resident. You will require a financial number which can acquire by visiting a police station with your passport.
        How do I buy a property in Tamariu?
        The process of buying a property in Spain usually runs as follows. First, the buyer makes an offer, usually through the seller's real estate agent. If this is accepted, then the buyer and seller sign a preliminary contract (contrato privado de compravento) and the buyer pays a deposit, typically 10% of the purchase price. Then the agent helps to organise property check and if there're no burdens or restrictions, a final sales contract is prepared.
        Do I need a Spanish bank account to buy a property in Spain?
        Yes. You will want a bank account in Spain once you have bought your Spanish property. This will enable you to set up direct debits and standing orders to pay for your utilities and bills.
        Can I get a mortgage in Spain?
        Yes. Although to get a mortgage in Spain you need NIE (Número de Identificación de Extranjeros). If you're in Spain, you can start the NIE application process at any local police station. Outside of Spain, the best way to apply for an NIE is to contact your local Spanish consulate.
        What is a Spanish residence permit?
        A long-term residence permit allows you to stay in Spain indefinitely, working or otherwise, under the same conditions as Spanish citizens. You can apply for Spanish nationality after 10 years of residence in Spain.
        How do I get a residence permit in Spain?
        Dedending on type (for students, for investors, etc.) you can obtain Spanish residence permit at Foreigner’s Office in Spain or at Spanish Consulate in your country of residence.
        How long does it take to get residency in Spain?
        The terms are based on the type of the residence (for students, for investors, etc.). Some of them can be obtained in less than one month.
        Can I get residency in Spain if I buy property?
        Yes. When buying a property, you can get a residence permit in Spain, which will allow you to legally reside in the country. At the moment, the most suitable program for obtaining a Spanish residence permit is a  Non-Lucrative residence visa in Spain. The main requirement of the program is to provide sufficient financial guarantees, as well as the availability of housing in Spain. Until 2025, investors had the opportunity to apply for a "golden visa" to Spain when buying real estate starting from 500 thousand euros, and the program has been officially closed since April 2025.
        How can I get permanent residency in Spain?
        You can get permanent residency in Spain after 5 years of legal residence.
        How long does it take to become a citizen in Spain?
        The standard criteria for citizenship in Spain is 10 years of legal residence. There are reduced terms (1, 2 or 5 years) for residency based on naturalization, origin, option, etc.
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